Skip to main content
Updated date:

Best Smartphones to Buy Under Rs 20,000 (September 2020)

Nikhil is a freelance tech writer and smartphone enthusiast. He is following the Indian smartphone industry for around four years now.


Even in the Covid-19 pandemic, the Indian smartphone industry seems to be at a boom with a slew of smartphone launches every other week.

As companies are launching loads of smartphones, it becomes difficult for consumers to choose the smartphone best suitable for them.

So, if you're also planning to buy a new smartphone, or know someone who is, then this article should be helpful for you. Also, this can be an ideal time to buy a smartphone as you have several options to choose from.

Best smartphones under Rs 20,000

Best smartphones under Rs 20,000

For this article, I've listed out smartphones in decreasing order of their price i.e, from higher to lower. So, let's have a look at some of the best smartphones you can buy under Rs 20,000.

1. Samsung M31s (Rs 19,499)

Samsung has released the M31s back in August as the successor of Samsung M31.

It comes with a few improvements in camera and performance.

It has a big 6.5-inch Super AMOLED display with Gorilla Glass 3 protection on top. The display in most Samsung smartphones is great and M31s is no exception.

Powered by Exynos 9611 (10nm) processor, the smartphone runs on Android 10 with One UI 2.0. In terms of performance, it might not fulfill your expectation. However, it will do the daily activities and tasks without any issues.

Samsung M31s

Samsung M31s

To the front, you will find a tiny notch housing the 32MP (f/2.2) wide selfie snapper. In terms of camera, the smartphone produces good results both in photos and videos. You can record videos up to 4k at 30fps, both from the front as well as the back camera.

It has a massive 6,000mAh battery that comes with a 25W fast charger bundled in the box. So, the battery backup should be great too.

If you’re looking to buy only a Samsung smartphone under Rs 20,000 with good camera performance, extended battery, and overall user experience, Samsung M31s can be your ideal choice.


  • Vivid display
  • Good camera performance
  • Amazing battery


  • Average performance

2. Realme 7 Pro

Launched recently on 3 September, Realme 7 Pro became one of the most popular smartphones in this price cap.

It is the successor to Realme 6 Pro and comes with several downgrades and upgrades over its predecessor. You can check out my other article for more details.

Realme has emerged as a strong and direct rival to Xiaomi in the past two years. And with the new Realme 7 Series, it seems to continue the trend.

This time the company has gone for a 6.4-inch Super AMOLED display as opposed to an LCD panel. It has Gorilla Glass 3+ protection on the display.

Performance-wise, Realme 7 Pro won’t give you any chance for complaints as it is powered by Snapdragon 720G. Activities like multi-tasking, switching between apps, video rendering, gaming, etc. should be very smooth on the smartphone.

Realme 7 Pro Smartphone

Realme 7 Pro Smartphone

In the camera department, Realme has gone with a quad-camera setup with 64MP Sony IMX682 (f/1.8) wide main sensor, 8 MP (f/2.3) ultrawide, 2 MP (f/2.4) macro, and 2MP (f/2.4) depth sensor.

Realme claims that the smartphone is capable of capturing sharp pictures with maximum details, even during low-light conditions. So, it should click true-to-life pictures and videos at night as well.

So, if you want a great overall performance, display quality, amazing camera, and the superfast charging, Realme 7 Pro can be a good choice for you.


  • 65W fastest charging technology
  • Good performance
  • Impressive camera


  • Realme UI has ads
  • Above-average selfie camera

3. Motorola One Fusion+

The Motorola One Fusion+ is launched back in June 2020.

When this smartphone was launched, Motorola has surprised everyone by pricing this smartphone aggressively.

It offered some great specs at that price and directly competes against the rivals. However, the Lenovo-owned maker hiked the price by Rs 500 after a month. But even at this price, it remains one of the strong contenders among the smartphones under this price.

Motorola One Fusion+

Motorola One Fusion+

  • It has a 6.5-inch IPS LCD notch-less display with HDR 10 verification and a water-repellent coating.
  • The smartphone comes with a plastic back and frame that looks and feels cheap. So, in terms of design, it is not among the good options out there.
  • One of the big highlights of Motorola One Fusion+ is the near-stock Android software experience.
  • There are no ads or any bloatware similar to what you find in many Realme and Xiaomi smartphones in this price range.

It has a quad-camera array at the back with 64MP (f/1.8) wide main sensor, 8MP (f/2.2), 5MP (f/2.2), and 2MP (f/2.2) depth sensor. To the front, you have a motorized pop-up camera housing a 16MP (f/2.0) wide sensor.

Similar to the rear, the front camera also has the night vision software optimizations for better and sharp selfies. This smartphone gives you a decent camera performance, a great battery backup, and an unstoppable performance that you want to trust.

So, if you someone who is looking for these things, you should go for Motorola One Fusion+ without any second thought.


  • Smooth performance
  • Clean UI (No ads)
  • Great battery life


  • Decent rear camera performance
  • Aggressive memory management

4. Realme 7

Realme 7 sits under the mid-range segment of smartphones. As compared to its predecessor, it brings in several key upgrades in terms of display, camera, and performance.

It has a 6.5-inch IPS LCD display with a 90Hz refresh rate and Gorilla Glass 3 protection. In terms of display quality, it should be good enough for most people, even outdoors.

Realme 7

Realme 7

It has all the sensors required in a smartphone, such as a gyroscope, proximity, compass, and fingerprint (side-mounted). In terms of performance, it is powered by Media Helio G95 processor (12nm), which is a powerful chipset.

The quad-camera array at the back houses 64MP (f/1.8), 8MP (f/2.3) ultrawide, 2MP (f/2.4) macro, and a 2MP (f/2.4) depth sensor. The cameras on the Realm 7 are very capable and can record videos up to 4k at 30fps. However, you will get ultra steady mode only in 1080p at 30fps.

Considering the price, the smartphone packs in several exciting features. These include a 5,000mAh battery with a 30W Dart charge that fuels the battery completely from 10-100% in just around one hour.

So, Realme 7 should be a good choice of smartphone for people looking for a good pair of cameras, a powerful performance, and a great battery with amazing fast charging technology.

Realme 7

Realme 7


  • Good camera performance
  • 90Hz display
  • Impressive battery
  • 30W fast charging


  • Comparatively average performance
  • Decent selfie camera

5. Redmi Note 9 Pro

Redmi Note 9 Pro is another smartphone in the mid-range segment that can be your ideal choice. It comes with a 6.67-inch IPS LCD display, which is protected by Gorilla Glass 5.

It also has a very minimum side and bottom bezels that make the display look immersive. Therefore, consuming content on Redmi Note 9 Pro should be an amazing experience.

In the camera front, you have a quad-camera setup with 64MP (f/1.9) wide, 8MP (f/2.2) ultrawide 5MP (f/2.4) macro, and a 2MP (f/2.4) depth. You can record 4k videos at 30fps. The 1080p videos support EIS (Electronic Image Stabilization) that will make your videos stable.

Redmi Note 9 Pro

Redmi Note 9 Pro

It has a massive 5,020mAh battery that supports 18W fast charging. So, the battery won't be an issue either.

You will have all the necessary features that Xiaomi smartphones have such as IR blaster, pre-installed apps, and bloatware. If you want a great performance, good cameras, and amazing battery life than this could be your ideal smartphone.

However, do note that you will have to deal with ads in many places on the smartphone.


  • Excellent display with minimum bezels
  • Premium look and design
  • Impressive camera and performance
  • Fantastic battery


  • MIUI has ads
  • The selfie camera could have been improved


So, these are the top 5 best smartphones you can buy under Rs 20,000.

Choosing the right smartphone is very essential, especially for those people who will use it for a long time.

Consider your most important requirements and choice when buying a smartphone. You can ask yourself questions like:

  • Do I want a smartphone with a premium design?
  • A smartphone that should perform best?
  • A smartphone with great main and selfie cameras?
  • Or a smartphone with a combination of all these things?

Asking these questions will help you identify your requirements and priorities. And as per your budget, you can choose to buy the smartphone ideal for you.

So, which smartphone would you like to buy in the near future? Do share your thoughts in the comments section below.

This content is accurate and true to the best of the author’s knowledge and is not meant to substitute for formal and individualized advice from a qualified professional.

© 2020 Nikhil Sharma


Nikhil Sharma (author) from India on September 16, 2020:

Hello Ms. Swati,

How are you?

Well, there is nothing to regret about your decision. The smartphone you've purchased is Samsung's flagship. So, the overall performance and camera should be great!

Congrats on your new smartphone, Ms. Swati. And don't forget to share this article if you know any of your friends planning to buy a new smartphone!

Thank you for reading the article :)

Nikhil Sharma (author) from India on September 16, 2020:

Hi, Liz.

The Indian smartphone industry is one-of-a-kind in the world. There is so much competition in the budget to mid-range segment that it becomes really difficult to choose a good smartphone.

But if you ask yourself the above questions, you will have a clear idea about which smartphone to go for as per your budget. I hope this will be a useful piece for you.

Stay tuned for more such articles!

Nikhil Sharma (author) from India on September 16, 2020:

Thank you for your wonderful comment, Danny.

Actually yes Oppo also makes very quite smartphones and offers useful features, but I believe their smartphones are very competitive in terms of price. But I will surely try to include it in my next article.

Thank you for reading!

Swati Khandelwal from Nainital on September 16, 2020:

Hi Nikhil hope I I knew about it about two months back because I have purchased a new phone after spending a lot of amounts, its Samsung Note 10, better luck next time

Liz Westwood from UK on September 16, 2020:

It is interesting to read about the smart phones available in India and their features. I dread having to research new phones and delay as much as possible, as I find the choice baffling. But your article is helpful for anyone looking for a new phone in India.

Danny from India on September 16, 2020:

Sachin this is a wonderful piece. But wish you had also listed OPPO. I found out that OPPO also has some brilliant features.

Related Articles