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Eric's Sunday Sermon; Forfeiture and Foreclosure

Holding degrees in philosophy and Law. Formal studies or certificates or degrees in business, theology, insurance and security. Ex-preacher.

A Place of Peace

Learning to let go.

Learning to let go.

Be Careful

Forfeiture and foreclosure should bring fear into your heart. Both are not merely an act of taking something but of a larger failure. One does not lose to a foreclosure unless something went very wrong. One does not forfeit something unless there was an error somewhere. Nowadays money in the bank and good credit seem a necessity. But when either is misspent it can spell forfeiture or foreclosure.

Can the same be said for a bankruptcy of love and soul? We need a savings account and an investment portfolio there also. An account for a rainy day and an investment for it to last. Faith and hope just might be the currency required.

It has been said that we should be leery of saving up treasure here on earth but rather save it up in heaven. We very seldom do this in these sermons but today we give a full quote or citation from the Bible. The whole notion is just so important to ponder and implement to your chosen degree.

Out of Matthew 6; “19 Do not store up for yourselves treasures on earth, where moths and vermin destroy, and where thieves break in and steal. 20 But store up for yourselves treasures in heaven, where moths and vermin do not destroy, and where thieves do not break in and steal. 21 For where your treasure is, there your heart will be also.”

That is very powerful and begins our look into having things go away. Be sure your heart and very soul can clearly also be forfeited or foreclosed upon. Not by vermin or man but by yourself. That gives me pause for there is no bank in heaven, so the concept must be to store them up in what belongs to God which is where Love resides within you. Powerful words and thoughts indeed.

We are going to go into forfeiture and foreclosure a little bit so we see just how pervasive and common that it is. We could go on and address evictions and repossessions also. And we could address just about any loss. Loss of job and/or home are devastating. It is our estimation that when this happens probably divorce happens in about 1/3 of the time. Talk about hell for 6 months of your life. But in so many cases it all could have been avoided if we put more stalk in our soul than in our things.

Know When to Give Away

Just a Gambler

Every hand is a winner.

Every hand is a winner.

Don't Go Bankrupt

Civil Asset Forfeiture is where the government, through enforcement agencies seize your property for a suspicion that the ownership could have come from a crime. Yes you read that correctly, they take your things with the mere thought that it came from criminal activity. No proof required and no conviction of a crime needed. Now we must admit that much “could” be attributed to crime. And we would think that would be good. But if our neighbor lost his home because someone snitched because they thought he was selling drugs out of his house, for any reason, mistaken or otherwise we would not think it a good idea. Or how about just being a bit strange and not trusting banks and storing up 20 thousand dollars under your mattress. Yes that money looks like it must be for illegal cash transactions and good bye to the money. I am not kidding here.

Try 12.5 Billion dollars a year being forfeited. Now do you think with the above test being all that is needed and with overworked government employees doing the seizing that mistakes are not made. And there is no reason without full diligence that it could not happen to you. A crazy neighbor with a real grudge gives a concrete affidavit against you for running a prostitution ring, because your two daughters have pretty girls coming over all the time. And this is seen by the cops. And there you have it with the search warrant that yields the 20 thousand cash on hand.

Do not generally store up your treasures here on earth. But we do, and it really is practical and reasonable to have a place to live and savings. But if we put our love in mammon so shall we lose it. Loving things is bad to the bone. Our true treasure is love which is heaven sent. Now please do not take that too far. I just love the pictures of my long since gone mom and my animals. And don’t even talk about my roses.

But we get the point that things may come and go outside of our control. But loving is fully within our control and no outside force can take it. Although in weakness we may choose to forfeit it. No stores in heaven.

Somewhere Near Sedona

Sign from the past.

Sign from the past.

Not Ours

Do Good

In 2008 2.3 million homes were foreclosed upon. That is horrendous and we do not have the real statistics yet for 2020 COVID because many homes all ready for foreclosure are not allowed to be by mandate. Sorry folks but those people will lose their homes when the mandate is lifted. Probably several million will lose their homes due to loss of job. Others will be lucky with forbearance and getting their jobs back full time. But the costs in interest and back payments will be catastrophic for many.

And which one of us prepared for a global pandemic and lockdown? Pure chance either way. We do not really know how many suicides are connected but we can assume many, many will occur. Just in the US in a “normal” year we see 50,000 or so. If we count our homes and our jobs as our treasure we store them up here. If we count our love and fellow man our treasures then we store them up. Of course to a degree we hope all are blessed to store up both. Where does a family with no job or money live once evicted?

It should be well accepted that we feed the hungry man, first with food and then with gospel.

Love Is Not Taken, It is Given

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Love is amazing. The more you give and lose the more you gain. If someone or agency seized your love you could refill it in time infinitesimal. Love is there for our taking. Freely given in a way to fill any empty cup. Love is more abundant than air.

Once you store something in heaven you can give it away but nothing can take it from you without your consent or intent to give love.

Bankruptcy is a strange duck. In the legal you could save your home in a Chapter 7 bankruptcy filing but many conditions must be met. Sometimes bankruptcy is a failure. Actually bankrupt and an actual filing for bankruptcy are different.

Can you go bankrupt in your soul and love? Yes we have all seen it. When not enough is stored up or the heart is not open to receiving it. The paycheck for loving is more loving. The Devil is an interesting notion. I like it in the metaphor of him being the reaper man coming to collect your soul. Sounds like a forfeiture and foreclosure and eviction all in one. Bad stuff. But the cool thing about the metaphor is that you do not have to pay the grim reaper a penny to stay out of forfeiture. And your stores of love is your shield against him. A shield that regenerates quicker than the Devil can reload.

Do what is good for you and yours here on earth. But I beg of you but your heart into the gift of love and store it up by giving it away.


Eric Dierker (author) from Spring Valley, CA. U.S.A. on November 27, 2020:

Devika, sometimes community is by far the best remedy.

Eric Dierker (author) from Spring Valley, CA. U.S.A. on November 27, 2020:

Thank you Chitrangada. I am so blessed to not need to see the hardtimes.

Eric Dierker (author) from Spring Valley, CA. U.S.A. on November 27, 2020:

Sorry for the lag time Devika I am just getting used to the new system.

Around here we are blessed. Today I got to go lift heavy boxes at a food for needing folks. Not a lady under 65 at that church. We flourish. Thank you for your comment.

Devika Primić from Dubrovnik, Croatia on November 27, 2020:

Hi Eric your hubs give a good impression on your thoughts to the community. Tough times and have to live with it.

Chitrangada Sharan from New Delhi, India on November 26, 2020:

Hello Ericdierker.

Nice and thought provoking article. I missed commenting earlier, but thankfully it appeared in my feed today. The times are tough, but we all must have faith and hope that this too shall pass.

Happy Thanksgiving Day to you. Thank you for sharing.

Devika Primić from Dubrovnik, Croatia on November 26, 2020:

Hi Eric Happy Thanksgiving and hope you enjoy what life offers. It is a rough time now but with the necessary precautions I am sure it work out well for you and family.

FlourishAnyway from USA on November 25, 2020:

Eric, I wish you the happiest of holidays this Thanksgiving. My Thanksgiving was going to be a small one with my mother and father who live a mile away. Their oven is out and a new one is one order, so I was going to shuttle food back and forth from our homes. Today, while I was preparing some of that food early, mine went out, too! What are the odds? We shall eat Chinese food or whatever and be thankful for health and one another. It wasn't meant to be.

Eric Dierker (author) from Spring Valley, CA. U.S.A. on November 25, 2020:

Flourish, We had the St. Jude's donation all set to go. We kind of pause and thought about it. Now that is not good. But we laughed and nodded that it was not ours.

I have enough.


FlourishAnyway from USA on November 24, 2020:

While some people go bankrupt because they lack money, others go bankrupt in a different way because they lack sufficient moral character. Some of the poorest people I've encountered are rich in character.

During these difficult times, for those who can give of themselves to others, it's important to do so like never before -- donations to charity, assistance to one's neighbors and family, a kind word or deed to help a stranger, an extra-generous tip to a delivery person or other worker, etc. You never know what someone is going through. We should get ready to see even higher rates of homeless/foreclosures, suicides, substance abuse, domestic violence, and all of the issues that are typically related to economic and health crises. Each of us can be a difference in the life of others around us.

Eric Dierker (author) from Spring Valley, CA. U.S.A. on November 24, 2020:

Peggy this is so true and a wonderful comment. It seems that as long as the big mortgage holders stay healthy on the stock market an extension is hoped for.

I really feel bad for the person with one rental property and tenants. How will both make it?

Hey, Happy Thanksgiving as we have so much.


Peggy Woods from Houston, Texas on November 23, 2020:

I fear for all of those upcoming foreclosures and evictions if our government does not extend those deadlines while the pandemic is still raging. COVID-19 has caused all kinds of mayhem, not to mention illnesses and death. Where will all of those people, without jobs and homes, live? This is a time for everyone to step up and do what they can to help others. Government agencies, charities, families, neighbors, friends, and even strangers can all make a difference to those, who no fault of their own, might lose safe lodging.

Eric Dierker (author) from Spring Valley, CA. U.S.A. on November 23, 2020:

Manatita my friend I thank you from the bottom of my heart. Which is where the really good stuff is stored. We have so much. We are so blessed in both spirit and essentials. And you for sure are counted among our blessings.

Eric Dierker (author) from Spring Valley, CA. U.S.A. on November 23, 2020:

Pamela, we used some 401K money to cover us for a bit during this time. But by golly we have become closer than ever as a family in our little quarantine home. I reckon we should all take heed of the lady who gave all she had at the temple. We are blessed.

manatita44 from london on November 23, 2020:

Lyrics have been coming up lately. I mentioned John Denver and Bob Dhillon. You mentioned Johnny Nash and someone else. Neil Diamond rides again, with Bill and the Beatles. That's a 'helluva' lot of lyrics!!

This article is so meaningful, engaging, reflective and timely. Anything reflective, like a good vintage from Tuscany, is worth 'sipping' on. This page today - fitting for a Monday - is an epitome of beauty and hopefully, we should all be enriched by it. A clever and brilliant; inspirational piece of writing!

Eric Dierker (author) from Spring Valley, CA. U.S.A. on November 23, 2020:

That is a wonderful analogy Linda, thank you alot. Careful with you flame up there in rainy town ;-) I am fully with you on the loaves of bread and fish. Sometimes best to lead with love and let the other come as it will, by grace.

Eric Dierker (author) from Spring Valley, CA. U.S.A. on November 23, 2020:

Thanks for your reading and comment. It means much to me. I know I will be thinking on this for awhile. Have a great week with much thanks giving.

Pamela Oglesby from Sunny Florida on November 23, 2020:

Having your home foreclosed upon is awful. My husband had a stroke several years ago and we had to deplete our 401K to pay it off or we would have lost it. This was not our plan but there is security in knowing the house is paid for and just think of the security in love. I think that may be one of the points you were trying to tell us. This article does make me think, Eric. I really enjoyed it.

Eric Dierker (author) from Spring Valley, CA. U.S.A. on November 23, 2020:

Mr. Happy, and a wonderful morning and week to you and yours. Did I ever mention I lived with a Wolfdog for a few years. A wonderful friend.

That is such a clear message from the Bible. Why do we just tend to ignore it? And worse, Christians seem to like exceptions? Oh well.

We have Sub. Chapter "S" corporations here and they do a good job of protection. But afraid not so much for a home, although good planning can seal the fate.

Where I grew up there were a bunch of cowboys wearing hats around. Thing was that most were Navajo. Just a prayer for them as COVID has hit my brothers and sisters hard.

I think for a family some type of home and some things are needed. We however tend to minimalism.

Linda Lum from Washington State, USA on November 23, 2020:

Eric, may I share an analogy with you? Love is like the flame on a candle. You can give that flame to 100 other candles, lighting each one with the flame atop your taper, and yet the original flame that you held is not diminished. By giving that flame, that love, the amount you have never dwindles. It remains the same. That's how Jesus fed over 5,000 with just a few loaves and fishes. It was love.

Liz Westwood from UK on November 23, 2020:

Deep thoughts and much to ponder on in this thought-provoking article.

Mr. Happy from Toronto, Canada on November 23, 2020:

"Out of Matthew 6; “19 Do not store up for yourselves treasures on earth, where moths and vermin destroy, and where thieves break in and steal. 20 But store up for yourselves treasures in heaven, where moths and vermin do not destroy, and where thieves do not break in and steal. 21 For where your treasure is, there your heart will be also.” - I have brought this forth to the religious conservatives of the United States and those prosperity preacher type and they just ignore it. I have to call BS on their swindling of the Bible. We all should, in my opinion.

I like your cowboy hat and You in the cowboy hat. You two match. I did always make the "Indians" win when I was playing "Indians and Cowboys" as a kid. Haha!! At that point though, I never knew "Indians" still existed. I thought "Cowboys" had actually killed them all lol

"Bankruptcy is a strange duck." - It is. Always open a corporation as a business. Bankruptcy with a corporation does not result in personal bankruptcy. Just a little loop-hole to make life easier for the corporate world, in comparison to an every day citizen who goes bankrupt and loses everything they have.

"Do what is good for you and yours here on earth" - "Think good thoughts. Say good things. Do good deeds." - The main teaching of Zoroastrianism. That's really all one needs to know and follow.

Thank You for the Monday sermon. All the very best!

Eric Dierker (author) from Spring Valley, CA. U.S.A. on November 23, 2020:

Bill I asked Gabriel what the infinity sign meant. He smiled and said love. I must be doing something right. Of course then we had a dreamy conversation about the possibilities of no boundaries.

First build the fire. Then get wet then light the fire in anticipation of warmth and the fulfillment. I think my dad said that.

Bill Holland from Olympia, WA on November 23, 2020:

I've got some in savings. I'm hoping it's enough. Nice thing about love, though, is there is an unlimited amount of it, so I can keep adding to savings. :) Have a great week, buddy!

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