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Filipino Women Dating and Marriage Scams: Don't be her next victim in the Philippines

Clean You Out Quick Scam

This is easy. Right out of the gate, you found the perfect women online. Immediately this sweet innocent flower blossom and professes her love and devotion to you, and the only thing she asks for in return is once married she wants to live the Philippines.

After the marriage and a wonderful honeymoon your seemingly devoted wife will naturally ask to be put on all the credit cards and bank accounts. When the gentleman travels back to the states to take care of his affairs in order to move to Philippines, the woman cleans out all of his accounts, moves out of her rented apartment, and disappears.

Jeckle and Hyde Scam.

This scam typically plays itself out over many years but pays off big. A Filipino lady will look for a wealthy older gentleman, once married and back in the States she is very sweet and attentive she appears to be the perfect wife. So while everything on the surface seems to be perfect she begins asking the husband for money to build a home for her parents. After the home is built for the parents she will focus her attention to building a retirement home in the Philippines for the both you. This is a great scam because although it sounds totally legitimate, you need to keep in mind as a American citizen you cannot own property or have controlling rights to property in the Philippines, so anything you have built with her is essentially going to be all her's once she dumps you.

Once she tires of the marriage and believes she has reached the limit of what she can squeeze out of you she become very nasty, distant, withholding sex and eventually demands a divorce. Many of these Filipino women have boy friends and secret children back in the Philippines they support. Before she does this, she will be carful to wait the necessary amount of time to get her permanent residency or citizenship so the husband can't claim the marriage was fraudulent. Sometimes they will falsely report physical abuse as leverage to speed up the divorce and to get more money in the divorce settlement.

Travel To Scam You

The travel scam is very old and effective. This scam usually takes place locally in the Philippines while chatting online. Let us say you find a girl online and after a few tantalizing chats she asks where you live. Miraculously, she says that is where her parents live and she has not been able to see them for a long time because she can't afford the transportation needed. She will ask for some money for the transportation and say that she'll visit you, snd then her family. Then, if you are not sold own it yet, she'll kick it up a notch. "How about this? If you can send me the money by Western Union, I will come visit you first and I will be your lover 2 or 3 days, then I will go on my way to my parents." This is simple, she is counting on you being so fixated and get worked up over the idea of having a romantic interlude for 3 days that you wire her the money. Once she has your money you will never hear from her again.

Another variation of this scam works like this. A girl will tell a man back in the states over the phone or online who is not aware of travel and visa limitations for filipinos citizens that she can come and visit you right away, Then she suggests you go out and buy all the sexy nighties you wish to see her in, because she wants to make all your dreams come true. "All you need to do is wire me the money so I can get a visa and plane ticket to be with you." Say goodbye to your money because you will never hear from her again.


Elderly Marriage Scam

In this scam, filipinos will search out for a very old elderly gentleman (preferably a disabled veteran with a good pension). This is because she can live off that pension for the rest of her life once he passes. The first thing she will do, is insist the man move to the Philippines to get him away from any family members so she can get total control of him and his assets.

Once married and in her control, she will buy a large private multilevel home with a fenced in compound because she does not want to be seen or heard abusing her victim. She will move her victim in the lower level of the home under lock and key while she moves herself, boyfriend, and other family members into the upper half of the home. She and the family will then live off of the victim cleaning out his accounts and living off of his monthly pension checks.

Family Loan Scam

If your fiancé or wife's family lives in the Philippines and is poor (most are) it's a very good possibility they will ask you for a loan. Fathers in filipino society are very dominant and will apply pressure to their daughters to get you to loan them money. So don't blame or get angry at daughter because they really do not have a choice. The mother and father will probably want assurances that you are aware that you will be taking away one of their main income resources and that you will be expected to replace that income (this is quite normal). If you fail to give them a loan, the daughter will be shamed and she may not get the parent's blessing to marry you. She will constantly be told that you are cheap and not a good man.

Brothers and sisters will soon to follow. They will build you up to be the American big shot bragging about you to anybody that will listen especially to other family members. After they have stroke your ego they will to expect you to live up to the billing.

Here's my advice to keep peace in the family, like all things in the Philippines everything is negotiable even a loan to a family member, make a offer a lot lower then they asked for, one that you can live with because in the end this is not a loan that is ever going to be paid back. Once given, you can sometimes avoid having to give them another, especially if it is a family member other than the mother and father. It's not that they won't try, the difference is you now have good grounds to say no and the daughter and you will be off the hook.

Medical Emergency Scam

One of the most common and lucrative scams you may come across in the Philippines is the medical emergency scam. This may involve a girl that you have you have just met online, or a fiancé left in the Philippines, or a family member of your filipino wife.

These are just a few of the possible scenarios that get played out. Scammers, usually don't beat around the bush and they get right to the money question. You will receive a letter, text or Skype by a girl telling you that their mother or their daughter is in the hospital and has a medical emergency. They will tell you it is a life-threatening emergency but they have no money to save them so basically it's all up to you.

The problem is you probably have no way of verifying the injury or illness or at what hospital they are being treated. Expert scammers in the Philippines have learned how to forge hospital documents showing treatments and dollar amounts billed on sketchy paper work mostly written in Tagalog that you won't understand.

It's not uncommon in the Philippines for your wife's whole family to be in on the scam. They will come down with all kinds of illnesses in need of medications and Doctor office visits multiple times year. Mysteriously, all family members have no money so all their medical bills fall upon you or so they think. This will continue to play out throughout her parents life time. Does this mean that every illness is a hoax? No, but unfortunately it's impossible to tell the real from the fake.

If you have been communicating online with a Filipino girl that has agreed to be your fiancé but you have not met her or her family yet, do not fall for this old tried and true medical scam. The girls will continue to take you for as much as they can right up to the scheduled time you are to meet. This is when she will finally tell you that she does not want you so don't come here.

The Whole Family Shows Up Unexpected For A Visit


The Long Visit Scam.

One day totally out of the blue your wife's brother with his family all show up at your doorstep for a visit. Not having a clue whats really going on you welcome them and politely cook some food watch some tV and maybe have a few drinks in the evening. It's starting to get late and the next thing you know the kids start fall sleep and you feel obligated to put them up for night because they have traveled a long distance to come and visit.

The problem is this ends up going for two or three days and they don't seem to be in any hurry to leave. Meanwhile you are constantly having to clean up after them as they laying around doing nothing but eating you out of house and home. So when you finally get fed up and tell them they need to leave they get all upset and insulted. This is all just part of the scam to soften you up.

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Convince now you are totally miserable and at your wits end they inform you they have no money to get back home because they spent all they had on transportation to come and visit you. This is meant to put the ball in your court it's now your problem. Eventually they come up with a solution, would you be willing to give them a loan. Time is completely on their side here because frankly they have nothing better to do. They will hang around making your life miserable until you finally cave in and negotiate an amount for them to leave.

Never Under Estimate A Filipino

Many western men still hold onto very strange perceptions about women from the East. There's still the old stereotype that these poor women will wait on you hand and foot speaking only when spoken too and happily live out their lives keeping your bed warm 24 hours a day. All of this in essence works to the scammers advantage

Never under estimate a Filipino woman, you have to realize that in the Philippines the daily wage in a factory is about five dollars a day with little chance to ever work their way out of poverty. That said, they are intelligent, hard working, and ambitious so when they come across others girls sharing their plight they naturally share tricks of the trade with each other on how to scam a rich foreign man.

Foreign men, mostly from the US are perceived by Filipinos to be walking, talking money trees, and it's their job to think up ways to scam you out of it. The girls are counting on you being so distracted and blinded by the thought of having their charms that you will do stupid things and many do.

 This is a common form of public transportation throughout the Philippines.

This is a common form of public transportation throughout the Philippines.

In God We Trust Scam

From the smallest street hustlers to the heavyweight criminal scammers they commonly use religious relics. Christian jewelry and religious pictures and such around their home or business. The scammers use these measures as a comforting backdrop to aid in their hustle. Strange thing is, they will even give you the biggest smile you ever seen and pray with you right in the middle of scamming you.

Filipinos Are A Tremendous Community Asset

I want to make this perfectly clear I am not trying to paint Filipino women with a broad brush here, that Filipino's are all scammers and only after your money. I personally have many honest and responsible Filipino friends here in the US and in the Philippines. I also know hundreds of Filipino-American couples through Filipino-American associations here in the states that have wonderful marriages and families.They are a tremendous asset to the communities in which they live. I have also been happily married to my Filipino wife for 20 years she is a very loyal and loving wife.

Would You Consider A Foreign Wife?

Part 1 Of 2 Romance Scams In The Philippines Articles

For more information about scams in the Philippines, please be sure to check out my Part Two article. Thank you and God Bless.


Jasmine on June 07, 2020:

Hello. I have a question. Is it genuinely hard to open a bank account in the Philippines for Philippino citizens? I ask because a girl recently asked me to send money through Western Union since she doesn't have a bank account in the Philippines. She is a school teacher there. I just wasted to know if this is a scam or not. Thanks for all your help in advance :)

Poppy from Enoshima, Japan on February 24, 2020:

It's so sad reading these, especially the one where they lock the husband in the lower part of the house and live off his pension. What a shame this happens so often. We need to raise awareness about it.

steve hudson on December 17, 2018:

if guts would simply learn to operate in the philippines as they would in their home country they can avoid a lot of this,it seems as soon as they get off a plane at naia they lose their brains,worse than that is that many suckers have never even set foot in the philippines,first common sense rule should be,if youve never even met the woman dont send her money,years ago before i got wifi at my apartment in the philippines and internet cafes were the in thing,id often witness a girl of low morals chatting with some starry eyed idiot from a far away land,saying"i love you"20 times in the conversation,while she is saying that her pinoy boyfriend was standing off to the side with a board look on his face,as soon as she had the western union number off the guy,she would close off the 10 chats she had going,tell him one last time she loved him,then both would be off to collect the money,even me myself have laid in bed with a girl who ive just had sex with and shes just made my coffee,then she would start talking on her cp to some idiot that was sending her money,that had never been in the philippines and was angry with her because she spent more time chatting to another guy on the webcam than him,it was hilarious,real true fools

Graham Patterson on March 07, 2017:

I bought a Filipino wife, age 31 over to live with myself and my mother in the UK. After she secured residency she divorced me, took half of everything I had, then went off with a younger guy.

The younger guy is now suffering as she has her family visiting on a rota constantly. Husband 2 is now seriously in debt because of this Filipino woman.

My horrible experience was that Filipino women live in poverty and will do anything to secure a visa in the UK. US etc. This is about money, not love and if you think otherwise you are a fool.

Andy Villov on February 01, 2017:

For me personally, the above information that I just read is absolutely priceless !!!! This author whoever he or she might be has possibly just saved me hundreds upon hundreds or even many, many thousands of dollars! The author sounds like someone who has been around the block a few times who can really talk the talk, and walk the walk! I sincerely thank you, and may God bless you. Andy Villov - - -

dashingscorpio from Chicago on December 07, 2015:

"Losers" and "Gold diggers" are all over the world.

"Many western men still hold onto very strange perceptions about women from the East. There's still the old stereotype that these poor women will wait on you hand and foot speaking only when spoken too and happily live out their lives keeping your bed warm 24 hours a day." - This is so true!

That's exactly what these men are looking for!

However truth be told most of these old men are not "innocent fools". They sought out beautiful women from other countries and cultures because the women in their own country would not have anything to them!

Many women from the far east and other countries might consider a guy who makes $50k U.S. to be rich. They figure if he can travel to their country he must have wealth! However in the states most beautiful women wouldn't give that guy the time of day unless he looked "hot" himself.

Most of the guys looking for mail order brides from other countries aren't handsome men nor are they multi-millionaires and billionaires.

They're usually blue-collar workers or lower management types who are socially loners or they're looking for women who they believe we act as "servants" or provide them with geisha sexual favors to live in the U.S.

Some of these guys forbid the women from working or socializing with American women because they don't want to risk them changing.

My point is {both sides} are looking to take advantage of one another most of the time. It's rare that "true love" is found when someone spends money to get a mate or the other accepts money to become a mate.

Once the money is gone so does the love. :)

The U.S. has almost 350 million people. If a man is looking outside of the country to "find a wife" that should be a "red flag" to any Filipino woman.

He's not looking for mate who thinks she is his "equal".

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