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Your $1,200 Stimulus Check Is On Its Way to You

Margaret Minnicks has been an online writer for many years. She writes articles that are interesting to her readers.


The $2.2 trillion coronavirus stimulus bill was signed into law by President Donald Trump on March 27, 2020. It is the largest emergency aid package in United States history. The Coronavirus Aid, Relief, and Security (CARES) Act is responsible for sending stimulus checks to tens of millions of Americans.

Americans have been hearing a lot about stimulus checks in the last weeks. First, there were problems in getting the bill passed. Congress finally approved the stimulus bill after several attempts, and the coronavirus stimulus paychecks will be on their way to some people very soon. Unfortunately, some individuals might not get one based on various reasons.

  • People might not be eligible for immediate relief if their past tax returns show income that was too high when they filed because it was based on what they were earning then. Their current financial situation might be much lower now because of unemployment.
  • People might have moved, and there is no current address on file.
  • Other contact information may be out of date.

Most checks will be deposited automatically on April 9, 2020 to those with direct deposit, with no action required. About 70 million people will receive their direct deposit by April 15. Paper checks will start going out on April 24, but it will take up to 20 weeks or longer for some people to receive a paper check in the mail. The last group of people to get paid will be issued paper checks by September 11, 2020.

Timeline When Checks Will Be Received

The stimulus checks will go out based on taxpayers' adjusted gross income for the 2019 tax year if they have already filed their return. If not, the Treasury Department will use a person's 2018 return.

The Treasury Department reported that the checks will be available within three weeks from the time the bill was passed to those individuals who have direct deposit information on file with the Internal Revenue Service or with the Social Service Administration. About 92 million individuals will get their tax refund checks through direct deposit.

In the past, it has taken the Treasury Department six to eight weeks to mail all the checks. It could be August or September for people to get a paper check through the mail. The government is planning to set up a safe web-based portal where individuals can sign up for a direct deposit and will be able to get their money much quicker. Be careful not to provide banking information to scammers.


Who Will Get a Stimulus Check?

A stimulus check in the amount of $1,200 will go to any individual who earns $75,000 or less, and $2,400 for couples making $150,000 or less. Dependent children under 17 years old will receive $500 each. If you had a child this year, you will have to wait until you file your tax return for 2020 to receive a $500 check for that child because the new child isn't listed on tax returns for 2018 or 2019.

The Treasury Department has cleared up some confusion about people who are not required to file a tax return. Social Security recipients will not have to file a tax return in order to receive their stimulus payment. Unfortunately, social security recipients who don't file tax returns will not receive additional money for their dependent children at this time because the IRS doesn't have information about them.

People who rely on social security and other government benefits aren't required to file a tax return. That group includes low and middle-income Americans, Social Security recipients, Supplemental Security Income (SSI), some veterans, railroad retirees, and individuals who receive disability benefits. Those individuals include about 4 million Americans whose income is not taxable.

At first, it was reported that the people who are not required to file a tax return must submit a simple form for $1 income so the Treasury Department would have their contact information.

That ruling has been reversed, and government officials say social security recipients who are not required to file a tax return don't have to do anything. The Treasury Department will get their information from the Social Security Department, and the stimulus check will be sent automatically. It will be received the same way as social security checks are received whether it is by direct deposit or through the mail.

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Who Will Not Get a Stimulus Check?

Unfortunately, everyone will not get a stimulus check provided by the Coronavirus Aid, Relief, and Security (CARES) Act. So, who are the people who will not get any of the $2.2 stimulus emergency money?

According to CBS, here is a list of those who will not receive a stimulus check.

  • Children who are 17 years and older
  • Many college students between the ages of 19 to 23
  • Adults who are claimed as dependents by someone else
  • People without a Social Security number
  • Non-resident aliens (those without a green card)
  • Trusts and estates
  • People who haven't filed 2018 or 2019 tax returns
  • People who owe back taxes and those behind on student loans will still receive a COVID-19 stimulus check. Being behind on child support payments is a different story. Those who owe child support could receive a smaller check or no check at all.

Ways to Get a Timely Stimulus Check

The first batch of checks is expected to go out in three weeks from the time the bill was signed by President Donald Trump on March 27, 2020. Therefore, most people will receive their checks in April if they have direct deposit. If not, it could be as late as August or September for their check to go through the mail.

The Internal Revenue Service expects to send direct deposits soon. It will start mailing approximately 100 million paper checks at a rate of 5 million per week. That would take 20 weeks to distribute all of them. Individuals whose adjusted gross income is in the lowest bracket will receive their checks by mail first.

When the government distributed stimulus checks in 2008, direct deposits were made over a three-week period, but paper checks were sent through the mail over a 10-week period. So, if you want your payment quicker, sign up for a direct deposit. The IRS has until the end of 2020 to get all the checks out to Americans.

One way to make sure your contact information is up to date is to file your 2019 tax return now, if you haven’t already done so even though you have until July 15 to file. You should file your 2019 tax return as soon as possible especially if you had a significant event since your 2018 tax return, such as the birth of a child that would put you in a lower-income bracket.

Will There Be More Stimulus Checks?

There might be more stimulus checks. There have already been discussions about more checks. It depends on how severe and how long the economy continues to be as it is now. The purpose of the checks is to stimulate the economy. That means the checks are meant to be spent. However, some people will save theirs for a rainy day. If more payments are issued, the same rules would likely apply. The amounts of subsequent checks could vary.

For more information about stimulus checks, go to

This article is accurate and true to the best of the author’s knowledge. Content is for informational or entertainment purposes only and does not substitute for personal counsel or professional advice in business, financial, legal, or technical matters.


hammerbill on April 05, 2020:

It's amazing how many people think that the government has money. Money always comes from somewhere. Governments act as a conduit taking money from some, and giving it to others. Usually the US government takes from two sources-our future (with interest) and from foreign citizens and governments that use our dollar inflated. Income taxes are pretty much already spent.

There's no real way of knowing who actually needs the money and who doesn't. I personally don't need it because I chose to go drive a truck instead of sit at home whining about no work, but I sure as hell am going to take it because at some point I'll be expected to pay it back with interest. Liberals claim the rich will pay-but the rich aren't rich because they're stupid. They gladly agree to pay anything the government asks-then they just raise prices on the poor like water flowing off a duck's back. When that gallon of milk goes from 2 dollars to 2.50, that will be YOU paying this money back (more likely your unborn posterity).

Of course no politician would deny or vote against the stimulus unless they have more honor than brains. It would be political suicide. 98 percent of the people in a Democracy do not know, or care about the immorality and ineffectiveness of wealth redistribution-especially through borrowing. At the time the bill comes due, we will, no doubt, have another crisis and eventually when we have one, we won't be able to use buy-now-pay-later schemes like mortgaging our unborn children's futures because we (whoever is alive at the time) will have hit our ultimate credit limit and nobody will let us borrow or print any more. Since visualizing what we are doing to these futuristic people is unpleasant and we may even be dead when we inherit this disaster to them, best just ignore them and let them curse us in our graves when all this comes to pass. We'll be dead anyway so who cares?

Prateek Jain from Madhya Pradesh, India on April 02, 2020:

This is a wonderful step by government to help them who are not financially strong and need assistance during this period.

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