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A Glimpse of A World Without Money

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I know, it's a hard thing to imagine; a world without money. That's only because we've let money become something that it is not. Do we really need money, along with all of the problems it brings? I should think not. For too long we've let money control us, as if we were slaves, but lets take a look at what the world might look like if we did away with money, forever.

What is money? You might be thinking; well, money is something that I use to exchange for goods and services, which usually comes in the form of paper or coin. I definitely can't argue with that, but if we dig a little bit deeper we will come to find that only about 3% of our money actually comes in a material form like those above. Of course that would mean that the rest of our money supply is all digital. It's just a bunch of numbers that originally were generated out of thin air.

Sometimes I think we fail to understand how this money thing really works. Either that, or many people just don't care to understand. I for one, would rather understand.  Lets look at this a little bit closer, shall we?  


Why do we need money?

Alright then, money; what is it really? A necessity? Certainly not! At least not when we're talking about things that we need in order to live, such as food, clothing, and shelter. Those would be necessities, and money does not fit in there, although we have elevated it to that level. What about a luxury? I don't think so. Air conditioning would be a luxury, something that we don't really need in order to live, but it makes things a lot better. In my opinion, money hardly makes things any better and I'll explain why shortly, so we can't very well put it in the luxury group either. So then, where can we put it? To what can we compare it?

Well, you can try to fit it into those other two categories, but I'm gonna go ahead and stick it into the slavery group. Yes, slavery. Now, I know that when we think of slavery, we may generally think of some punishing hard labor, with little or no reward, but I ask you to consider where money really came from, and why you really need it at any given time.

At some point in your life you probably needed to go out and get a job, right? Why? Well, generally in our culture, we only accept money for things that we either want, or need. So, if you wanted something, or needed something that you didn't already have, you were forced to go out and submit to an employer. Our culture says that you need money to do things, so you've got to go out and get some of this money by working for someone else. I know, it's with consent, but we weren't really given an alternative to it were we? Does this sound like freedom, or slavery?

Now, if we look a little further ahead, it would seem that you might need a place of your own in order to start a family of your own. In our culture, in order to accomplish this you will need much more of that money we've been talking about. So, you probably need to go learn some stuff at a school (need money for that), and then you need to submit to another employer who will give you enough money to cover the costs that you have, or will incur. Does that sound like freedom, or slavery to you?

Hey, it's not a perfect system right, but it works?  Uh, incorrect.  The system was never set up to be perfect, nor for the benefit of you, or me.  The system enables the rich to stay rich, and the poor to stay poor.

Why money doesn't make things better

Your money, the money that you have right now, is owed to somebody, by somebody. As long as we continue to use a monetary system, we will remain in debt indefinitely. Allow me to explain. You know about the Federal Reserve right? Well, they're the ones who pull our money out of thin air, and then charge us interest for it. If the government wants more money, a request is sent to the Fed, the Fed will accept reserve notes and digitally add a predetermined amount of money into the system. So, right off the bat we have money (created from nowhere), along with debt. Not only that, but we also have interest owed on top of our new debt, and as if that weren't bad enough, we are also forced to deal with inflation because "new money" is always being added into the system because we just can't get enough of it. This is why money equals debt, and debt also equals slavery. Even the Bible states; The borrower is servant to the lender.

Oh, you thought that you had true freedom?  As did I, until I actually sat down and thought about this whole situation.  However, that's a big problem because most people don't think about it, and the rich bankers would love to keep it that way.  Lets just continue on as if there are no problems and everything will work itself out in the end, right?  There's only one major problem with that; things aren't going to get any better this way.  You can only pull something out of nothing for so long until disaster strikes.  

We all hate crime right?  Well, over 80% of it is related to money.  What are some of the other side effects to the monetary system that we've all grown to love?  Debt; that's an obvious one.  Foreclosures; sure that's a big one.  War; yeah, that's definitely in there.  Poverty; yeah, gotta have that one.  Greed; ooh, good one.  Corruption; yeah, the monetary system will do that to ya.  There's still others for sure, but that's quite enough depressing stuff for now.  I want to get to the part about what the world could really look like if it weren't for money.

No money, no problems?

Ah, the encouraging part. The part about a world without money. I can picture it now...

There is no greed, there is no corruption! Why not? There's no money to covet, no special status as a result of having more money. We have the resources, and we have the technology in order to provide the things needed by everyone.

Ah, there is no stealing! Why not? You have access to the things you need, or may want, and anything stolen won't provide one with more money or anything else of "value" (I say value in the way that we see it now).

No one is poor, hungry, or homeless! Why not? Well, there is no rich, poor, or middle class. There is no money, and our status does not depend on how much we have. There is plenty for everyone. Again, we have the resources, and the technology in order to provide for everyone. Not one should be left out.

There are no foreclosures! Why not? Easy, the banks no longer rule the world, and they have no authority. You cannot lose a home when it was not paid for out of debt.

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No jobs! Really? Well not so fast. Surely we wouldn't all be sitting around twiddling our thumbs. Certain jobs would easily become obsolete, like marketing and banking. While construction, medical, teaching, and other services would still be much needed. Why would we do that if there was no money? Because we can. Because we would be like minded, helping each other through ways that we are able. It's true, we might lose things like professional sports, or entertainment. Things like that could conceivably still be done, but they would really be just for fun.

No gambling! Yep, no reason for it without the money, and there being access to the resources that one needs.

No slavery! Ah, there's a thought. No longer are we hindered by debt/money, that we need to be forced into anything that we would rather not do. Sure we would still be working and doing things, but because we love to, want to, and are excited to see our children continue in this way.

Technology that lasts! Sure it seems like our technology is great, but the fact is, in a monetary system businesses can't be overly concerned about the customer. This is why things break, things don't work right, and things quickly become obsolete. In a world without money, our technology would also be free to be as good as it can be. It would no longer be restricted. Things would last, things would be made easier (no tech vs. man job problems), and we would become more advanced and more civilized in a shorter amount of time.

Is this a glimpse of a problem free world? Sadly no. We will have differences, we will have problems. This isn't a glimpse at a perfect world, just one of a world where there is real freedom. One humanity, one culture, one people, working together for the benefit of each other.

What would change require?

For far too long we have been fighting against ourselves. For far too long we have let the monetary system make us into modern day slaves. As long as we believe that things will never change, then they will not. Change comes by action alone. First there is a decision, then there must be action, and then there will be change.

In 1835, President Andrew Jackson shut down the Central Bank that preceded the Fed. Truly, he had a glimpse of what lie ahead for humanity. That was the last time that America was debt free, and now we can but glimpse of what it would be like to be free from this debt, free from this slavery, free from this burden that we call money and elevate to some lofty position. Is money important? Do we need money? Money is nothing! Money has become a burden! Down with money! Up with a civilized people that are free, technologically advanced, and willing and able to support each other as one people.


Vincent on November 15, 2015:

I've been thinking about our whole money system for awhile, especially since I started taking economics in school. It seems like the more I ponder, the more I'm led back to a money-less world as a solution. However, like the article said, like-mindedness is necessary: The only way this will work is if everyone learns the truth of life. If you were open-minded enough to consider dropping money forever, why not hear me out on this as well? Go to and read 'The Present.' You'll understand what I mean when you read the first few pages.

John Wilson from Whereever I hang my hat is my hone. Currently in Ibarra, Ecuador on July 15, 2015:

Your concept is wrong.

The meaning of money: a medium of exchange in the form of coins and banknotes; coins and banknotes collectively.

Money is NOT causing the problems of the world, those are more political and ego centered.

Money is used as a means of exchange for goods and services.

It's a lot easier to make change for a buck when your selling a tomato than it is to give change for a chicken being exchanged for the same tomato.

Make sense?

You'll soon get what you wish for, because governments hate "money". Governments would rather have your account of "money" be in digits of 0 1 0 1 0 1 than actually have currency in circulation.

Why would that be?

Because "money", "currency" gold or silver limits what a government can do.

Look at your bank note - be it a $1 bill or any other domination.

See where it says "This note is legal tender for all debts, public and private"?

In the days of "legal" money of gold and silver, that's what you exchanged your goods and services for - gold and silver.

Then paper became easy to produce, and each bill that was issued was supposed to be backed by gold and silver. (Constitution law)

But, the government still had to enact that law "This no is legal tender for all debt - public and private". Because when it first came about, people wouldn't accept a bill - that wanted gold or silver.

Then Tricky Dick (Richard Nixon for those unaware of the bozo he was) decided, screw it, we can't manipulate our currency if it's pegged to gold and silver, and by a stroke of a pen, the paper dollars were no longer backed by gold and silver.

This led to inflation rates as high as 10% per month (120% per year!)

So, what would that mean in todays world?

. For simplicity, lets say gas in January was $4.00 per gallon. Nothing changes, demand remains the same, except the dollar decreases in value, like when I was in my 20's.

120% inflation would mean that the price of gas in December would be over $8.00 per gallon.

This is what the government can and does with the currency of any country - not just banana republics, but Amerika, too.

This is what the FED has been trying to do for the last 7 years, inflate prices.

Not increase value, but inflate. (When a country causes inflation, that's called debasing your currency)

So, the government would love to take "currency" out of circulation. It would be a whole lot easier to screw up prices without have to be stuck with "money in circulation".

You want a dictatorship?

Live in a country where everything is digital concerning "money".

You'd wake up one day to find prices sky rocketing because the government would think that's a great idea.

You think prices are high now, and income distribution is bad?

Get with a digital currency, and you'll see disparities that make todays world look great.

The worst thing that you can do, is let government have complete control over the currency with no limitations.

The result of that is what we have in world today.

Go digital, and it will be worse.

At least in todays world, the government is restricted a bit, because of the currency in circulation.

And that scares the hell out of the FED and the U.S. government. Because when we have another debacle like we had in 2007/2008, there will not be enough "currency" in circulation, and prices will tumble. Bad for government, but great for people who were wise and held onto "currency".

Always, always always keep the government in check when it comes to dealing with "money".

The root causes of most of our problems today can be traced back to when Tricky Dick took us off the gold standard.

Ashanti Evans on April 14, 2015:

This article is so intriguing to me. I'm actually writing a paper in class for this stance because i feel the world with no money would just damper a lot of the stress in life. As cliché as it may sound, but the better things in life are truly free. People here at college are so talented doing things such as knitting, drawing, or even something just like skateboarding, but no one will declare their major to be the next Picasso because they feel there's no money involved which is ridiculous. Money has overruled and I hope one day it really comes to an end.

TK on May 28, 2014:

The concepts of living without money is a simple one, but do to generations of living with it we automatically embarrassed the darker side of our humanity. We, all countries and races, always talk about protecting our cultures and way of life, but religion, science, and history has shown us that all creatures must change and adapt in order to survive and reach enlightenment. Our financial system is definitely one of the biggest unchanged goofs of our existence, empires rise and then fall from financial ruin throughout history, yet we still have not learned from past mistakes. Our own vanity and greed have led us to where we are still yet again; however, we are at a critical point once again in our existence to make a change. A new way of doing things for everyone must be adopted to better ourselves and clean up our planet, the model plans are out there to follow. Experts say it’s not too late, but the clock is ticking.

mi on October 29, 2013:

What makes you think goods will be dispersed equally with or without money? People will continue to take advantage of others

CommunismAlwaysFails on October 15, 2013:

This idea you are talking about has a name. It is called communism and it doesn't work. It would only work in a perfect world and this is by no means a perfect world. Yes technically the only communism we have seen involved money but it would fail without money as well. People would fight over animals, land, crops, food, and so on. Eventually some people would have more of these things than other people and use it as leverage to control other people. There are two facts that always makes this idealist idea fail, people are by nature greedy and lazy. If people have no need to work then they wont work and so everyone starves. It is a beautiful idea, it is just impossible.

Lou on October 05, 2013:

Woah I just saw this article today and really think its possible to work. The jobs issue is tricky about this. But, I think people will be more engaged in working in things they are passionate in and contribute that towards their community. Such as in technology innovations (energy, cars, computers, etc.), teaching, healthcare, providing basic necessities (toothbrushes and small everyday stuff like that), fashion and clothing, even in sports, books, movies, music. Anything! As long as people enjoy doing something, they will work to provide and even better their community. And people will look up to them for what they do and be grateful. There's nothing holding anybody back from doing things if there's no money involved. And if they're passionate about it, you know its going to be much better than somebody who is just doing it to get money.

Judy on September 23, 2013:

P.S. I guess I'm too dumb to understand the Zeitgeist video. If you're interested, here's an idea for bumper stickers, Tshirts & Mugs, to raise world consciousness. It could help make a dent:


Judy on September 23, 2013:

This debate reminds me of the Wall in Israel & the proposed Wall between the USA & Mexico. People fight it, but then see (after the fact) how good it was.

The reason I disagree with a global credit system, is because anything centralized is open to abuse. Rather, I believe in freenergy for all, and fighting those who suppress it. I also believe in prioritizing PSI education (educating people to develop telepathic capability from childhood onward). I also believe in abolishment of the phony unhealthcare system, and replacing it with anatomical repair clinics which include quantum-physics diagnostics (such as L.I.F.E. system), detox via On-Site mud pools such as at En Fashcha, Salton Sea Mudpots, & St.Lucia. Detox should be followed by repair via nanotech, laser tech, stem cell tech etc.

free2bme on June 18, 2013:

what do you do if someone does decide to harm someone ?

DreamWorld on April 09, 2013:

I absolutly believe that one day , all the nations in the world will have enough and realise that the world that we live in is one big lie . Money is the most addictive drug ( yes i said drug ) on the planet . Peolple will harm, rob , kill and start wars for it . It can change peoples personality in a short period of time . But just like any drug , we soon realise how much damage it does and strart to find alternatives . This is a process that will probably take years . To me the Dream World is a world where money does not exist . It is a world where everybody helps eachother out . A world where we live together as one big familly .

Yong on March 10, 2013:

I love this idea. Maybe one can start this in a place, not so influenced by money yet, in need of better living quality and better education. They have nothing to loose right?

ilom on March 09, 2013: