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Retirement
How to Invest in a Pension Plan
A pension plan is a type of retirement savings vehicle that is designed to provide income during retirement. There are several different types of pension plans that you can choose from, each with its own set of features and benefits.
5 Clear Signs You’re Not Ready for Retirement
You might look forward to retirement, but are you ready for it? Here are five signs that you aren't .
20 Emotional Signs You Need to Retire Soon
If you are starting to wonder about retirement but you're unsure if you're really ready, here are 20 emotional signs that may indicate it's time to start thinking about hanging up your work hat for good.
What is Pension Scheme in US?
Pension programs in the United States comprise social insurance, government pension schemes, as well as private insurance and union pension plans.
Roth 403(b) vs Roth Ira
The main difference between a Roth IRA and a 403b plan is that a Roth IRA allows you to take advantage of a wider range of investment options. A 403b plan's investment choices are generally limited compared to a Roth IRA's.
Crypto.com (CRO) and Its Benefits
Crypto.com coin / Cronos (CRO) is an exchange's native coin. Its price had ever surged over 259% on 2 weeks and is having a downtrend. How is its prospect? Will it surged again? Or will it fall into a deep dark valley?
Passive Income Ideas for Retirement (Investing for Retirement and Saving Without 401k)
How to earn passive income by investing for retirement, plus 11 simple and easy ways to start saving for retirement without 401K.
Best retirement plans for older adults
Many of us lose all the money that we earn in our life due to severe mistakes and end up with nothing. So what will happen you will be left alone as people think that they have to help you. So, the only alternative is to go out and find money either by going to work or starting a small business.
Is $1,000,000 Really Enough to Retire?
Is a $1 million portfolio sufficient to fund a pleasant retirement? How luxurious do you want your retirement to be? Are you prepared to work as long as it takes to be able to spend freely, or would you be satisfied with an average income?
Top 10 Least Expensive Countries in Europe
Whether you're planning to retire abroad or just looking for a destination for your next trip, it's a good idea to set your sights on countries that are more inexpensive to help your hard-earned dollars go further. These are the countries with the lowest cost of living in Europe.
Americans' Retirement Savings Today
America's seniors are being tested as never before, as lheir looming retirement years find so many so poorly prepared.
Social Security Schemes in India
Social Security Schemes has started to flourish in India during the last decade. One of the important aim of a Government is Social Security through Old age Pension Schemes and Health Insurance schemes.
Public Provident Fund
My attempt here is to detail the social benefit of the Public Provident Fund Scheme. It is the most beneficial for Lower Middle Class and Low-Income group of Indian Society. These types of schemes are essential for financial Discipline through saving habits.
Top 5 Affordable Countries to Retire
If you haven't saved $1M for retirement, don't worry, because here is a list of the top five affordable countries to retire.
When to Invest in a Roth IRA, a Traditional IRA, a Roth 401K, and a Traditional 401K
When selecting a 401K or IRA, if you are asking a financial advisor which one, you are asking the wrong question.
Is a Reverse Mortgage a Good Idea?
A reverse mortgage may be more expensive and riskier than other alternatives.
Definition of Wealth
Wealth is hard to quantify depending what stage of your life and where you live.
Estate Planning for Seniors & Their Pets
Appropriate estate planning with provisions for your pet is a smart choice to ensure their protection in the event you can no longer care for them. Creating peace of mind knowing their future is secure is well worth the time to investigate the best options.
Getting Started on the Road to Freedom: Putting Money Away
Everyone wants financial freedom, but very few of us understand how to get there. The scariest step is the first one!
The Best Tax-Advantaged Account for Early Retirement
The FIRE (Financial Independence, Retire Early) movement has gained traction in recent years. The best retirement account for early retirement is the 457 account.
Starting to Save for Retirement After Age 50
Turning 50 years old and not having enough money saved for your retirement is a scary thing. In this article, I offer some ideas to help you cope with your financial condition and prepare for a comfortable retirement.
Retirement Account Options Explained
With so many retirement savings options available, it is hard to pick the right one for you. This article covers the basics on IRAs, Roth IRAs, 401(k)s, Health Savings Accounts, and more.
When and How to Start Preparing for Retirement
This article discusses when to start saving for retirement and how to maximize your investments.
Becoming a Senior Companion on a Stipend
If your household income is limited (you didn't retire "well off") and you have a desire to give helpful service to others, a perfect combination is volunteering as a Senior Companion with a stipend.
What I Like About Retirement
I have been enjoying retirement since April of 2014. In this article, you will learn about my new freedoms and what I like about retirement. This includes being my own boss.
Why You Need a Will
A will is one of the most important documents you will ever sign. This article explains why.
Australian Assets and Pension Cuts
Here we are talking about the affect of the assets test on Australian pensioners, we try to compare what they are losing and see if they can do something to help themselves.
A New Investing Strategy for a New Year
Financial advice for retirees and for anyone.
Answers to Common Questions Americans Have About Retiring Overseas
Your retirement money may well last longer if you move out of the U.S., but you have so many questions about this prospect.
Investigating Possible Retirement Locations in Mexico or Central America
You want to spend some time checking out possible retirement locations. Here are some techniques that are available to you.
How To Claim Your SSS Retirement Benefits
This article is based on my personal experience when I claimed my SSS retirement benefits. While the SSS website is helpful, it is more helpful to go directly to the nearest SSS branch for info.
Planning to Retire Abroad: The First Steps
Retiring abroad is attractive to many retirees, but where to start? This article sets out some basic steps that can help clarify your thinking and get you on the road to your retirement dream!
Baby Boomers: By The Numbers
Who are they? A statistical profile of the largest generation, "The Baby Boomers".
Five Things I Don't Like about Retirement
Retirement can be a time of bliss. For me, it has been a trying and disappointing time. Read what I don't like about retired life and why I dislike it.
How to Apply Salary Loan Online in Social Security System (SSS)
Are you a Private Company Employee, Sefl Employed, Voluntary or Overseas Filipino Worker (OFW). Here is your chance to skip fall in line into the SSS offices.
The 10 Best Retirement Plans
Here are the ten best retirement plans: living in hotels, full-time RVing, going to college, living abroad, and other ideas are considered. How much do these plans cost?
How to Live Happy, Comfortable, Tension - Free Life after Retirement - What to do after reaching Superannuation in India
Due to financial and health problems, life after retirement from active life can be miserable. Proper planning can make lifestyle after retirement more comfortable and free of worries. Senior Citizens have to change their Life-Style so as to adapt to changes in the behaviour of the young generations
Senior Discounts, Bargains & Benefits
Why not save some bucks? There are senior discounts available to people who are as young as 50 years old nowadays. The variety of bargains and benefits for seniors is amazing.
Is It Worth Taking the Maximum Tax-Free Lump Sum (Pension Commencement Lump Sum) From Your Pension Scheme?
Should you take the maximum tax-free cash lump sum (pension commencement lump sum) from your pension scheme? Unfortunately, it is not always a good deal. This article gives some things to think about.
Retirement for Freelancers and Self-Employed People
You're probably so busy doing your work as well as paperwork and marketing that you couldn't possibly do one more thing. But there is one very big thing that you musn't forget: retirement planning.
Planning Your Children's Future - Guardianship, Wills & Inheritance
Is your children's future secured? What happen to them in case both parents die?
Tips for Women on Retirement Planning
Women live longer than men, hence they need to save more otherwise they will outlive their retirement savings. Check out for more tips for women on retirement planning for financial security
The Death of the Social Security Program
Concerned about whether the Social Security program can, or if it will shut-down. What is the government doing, if any thing?
Pagibig Fund Benefits and Membership Requirements
Being a member of the Pagibig Fund (also known as HDMF or Home Development Mutual Fund) is a mandatory requirement for all employees covered by the SSS and GSIS, private employees, household helpers, seafarers, OFW and those who are listed below....
GSIS Pension and Retirement Benefits and Programs
This page is all about the GSIS retirement and pension and benefits dedicated to all the retirees in the Philippines specifically the Government Service Insurance System’s members, pensioners and their beneficiaries. Know your pension, know your benefits. Do you want to know how much will you receive once you retired?
How to Claim for GSIS Survivorship Pension Benefits
This is a response for the inquiries about how to file, apply, and claim for GSIS survivorship pension and benefits. If you are a spouse, son, daughter or dependent of a deceased government employee in the Philippines, chances are you are entitled...
How to Live Like a King in India With $200,000
Everybody wants to be a king. But a leading a kingly life is too costly to afford. Here is an article which describes in detail how to lead a royal life in India if anyone has 200,000 usd, that is, 1 crore Indian Rupees. Read the article to know more.