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How to Save Money on Jewelry

Ever since I was a kid I was brought up to be frugal and to save and budget money. * Disclaimer: I am not a financial planner.

Explore everything

  • Find deals on jewelry. If you're looking for a new bracelet or necklace, check out websites like Groupon to see if there are any sales going on in your area. You can also browse the clearance sections of major department stores and even specialty shops that sell jewelry. You may be surprised at what you find!
  • When buying new jewelry, make sure it's made from recycled materials. This is something that many people don't know about: today's jewelers use only about 2% of mined diamonds and precious metals in their work—the rest comes from recycled sources! It doesn't matter whether you're buying diamonds or sapphires; if they're not 100% certified conflict-free (which is rare), they likely came from old scrap metal or mined waste rock that was left over after cutting the gems into shape. Purchasing recycled gold and silver will help keep the mine workers safe while also saving money on your next purchase!

Buy the right way

The best way to save money on jewelry is to buy the right way. Here are some tips:

  • Buy when there's a sale. If you wait for a sale, you'll get great deals on jewelry that will make your wallet happy.
  • Buy when there's a discount or coupon code available. You can find discounts and coupon codes online, in print ads, and even through social media accounts like Twitter and Facebook. Use these offers to get more bang for your buck!
  • Buy when there's a reward program available at the store where you're shopping (or even with another retailer). Many stores offer rewards programs that may let you earn free stuff once you've spent some money at their store (like 10% off after spending $15). These programs are often best used if they offer gift cards or cash back—that way they can be applied toward future purchases of jewelry which means even more savings!

Consider buying vintage.

If you're looking for the best possible value, consider vintage jewelry. It's often a good value because it's made with higher quality materials than new pieces, and therefore lasts longer. Vintage pieces are also often more unique than modern ones. If you're buying a classic piece like an engagement ring or wedding band, there will never be another one exactly like it. This makes them very valuable to collectors and gives them a great resale value—which means that if you ever decide to sell your piece some day, you'll likely get back much more than what you paid for it initially.

Consider alternative gemstones.

The price of a gemstone is determined by the rarity, cut and clarity of the stone. For example, rubies are more expensive than sapphires due to their limited supply. Also, diamonds are a rarer gemstone than rubies—which means they're pricier—but they're also more durable because they have a higher hardness rating than most other gemstones.

Alternative gemstones offer many benefits over their traditional counterparts: they're often less expensive; they're more colorful; and often times, alternative gems have been treated with colorless oils that make them shine brighter than natural stones.

Buy jewelry directly from a designer, or estate jewelry if you're really lucky.

The first step to saving money on jewelry is knowing what you want before going shopping. Ask yourself what type of jewelry you like, and how much money you can afford to spend on it. If your tastes are simple, then chances are that a cheap chain or bracelet will do the trick for you! On the other hand, if you're looking for something more elaborate and luxurious (think diamonds), then keep reading.

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Once you've gathered as much information as possible about your dream piece of jewelry (or several pieces!), set up an appointment with a designer or estate jeweler who specializes in what's called "estate" items—items that have been previously owned by someone else but still remain in excellent condition. You'll find these professionals at high end boutiques and galleries around town; ask around or look them up online beforehand so that when the time comes for bargaining prices down at their store front doors later on down this journey towards finding great deals on fine're already well-prepared!

Look for sales and get creative to get the look you want.

So, you want to buy a ring. Or maybe earrings, or a necklace. Whatever it is, you want to make sure you're getting the best deal on it—and that's where we come in with this handy guide!

First things first: look for sales. Stores like H&M and Target often have jewelry sales throughout the year, so keep an eye out for them and see what kinds of deals they offer.

Next up: get creative about how you can get the look you want without spending too much money. For example, if there's an item that's really expensive but totally worth saving up for (like me when I bought my diamond ring), remember that there are other options out there where you can find similar styles at lower prices (such as when I found my $100+ earrings at Ross). Or if what you're looking at isn't exactly what suits your taste or budget needs most closely right now (something I'm guilty of allllllllllll the time), consider changing tack altogether by trying something new instead—whether it's shopping online or going somewhere else entirely!

Finally: be creative! There are plenty of ways to save money while still getting a beautiful piece of jewelry:(1) making jewelry yourself (2) buying beads in bulk(3).


We hope this article has given you some ideas on how to save money on jewelry. We know that sometimes it's hard to find what you're looking for in stores, so consider these options when shopping around and don't be afraid of spending a little extra time online or at estate sales.


This article is accurate and true to the best of the author’s knowledge. Content is for informational or entertainment purposes only and does not substitute for personal counsel or professional advice in business, financial, legal, or technical matters.

© 2022 Shanon Sandquist

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