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How to Save Money on an Iphone

Ever since I was a kid I was brought up to be frugal and to save and budget money. * Disclaimer: I am not a financial planner.

Luckily, there are plenty of ways to save money on an iPhone—and still get all the features you need!

1.a. buy a used phone

There are lots of ways you can save money on a new phone. For example, you can buy a used phone, or even just get your hands on one for free. Here are some options:

  • eBay and Craigslist are two popular places to find used phones. They both have deals on iPhones, but they're not always the best deal because there's no way to know what condition it's in until after you've made an offer and received a response from the seller.
  • Resale stores like Gazelle always have great deals on used phones—they'll even pay for shipping! You can also check out other resale stores, like Best Buy and Amazon Marketplace; or sell directly to friends or family members if you don't mind giving up your old device for cash instead of money off an upgrade (which would only be worth it if Apple offers a whopping discount).

2.a. buy a phone outright

To save money on an iPhone, you can buy a phone outright. You'll need to pay upfront for the model of your choice, but if you're willing to wait until your next paycheck or credit card statement arrives, this is probably the most affordable option.

Additionally, if you have good credit and don't mind paying interest on your purchases (which is common with any kind of credit card), then buying through a payment plan might be best for you. Payments are typically spread out over 24 months—so long as payments are made on time every month—and usually come with 0% APR during that period.

You may also be able to purchase an iPhone through layaway plans with certain retailers like Walmart and Target if they're available in your area. This method allows customers who can't afford their phones right away access to them while making regular payments toward their goal amount over time (usually around three months).

3.a. save by going prepaid

You’re probably wondering, “Why would I want to save money on an iPhone 6 Plus by going prepaid?” Well, it all comes down to the fact that prepaid plans are cheaper than contract plans. The reason for this is that with a contract plan, you have to pay for your phone and its features over time—even when they’re sitting in your pocket while you use them! With a prepaid plan, all you have to do is buy the phone itself (and maybe some accessories) up front and then pay nothing else until it runs out of service days.

But wait! There's more! When we say "cheaper," we mean it! You might find yourself saving hundreds of dollars each month by switching from one of those fancy two-year contracts with monthly payments for all kinds of things onto prepaid service without any strings attached or hidden fees lurking around every corner (which will make even more sense once we explain how prices work).

4.a. switch to a less expensive plan

  • a. switch to a less expensive plan

To save money on your iPhone, you can change your plan or even switch carriers. You may be able to access all of your favorite features without having to pay as much for them—or at least not as much as you were accustomed to paying before.

If switching carriers seems like too much of an upheaval, consider this: The average person spends $60 per month on their service, according to Consumer Reports' annual survey of subscribers. That's $720 every year! If you're paying more than that and would like some relief from those payments, it might be worth looking into other options for your phone plan that won't break the bank but still let you enjoy all the bells and whistles of having an iPhone 6s Plus (or whatever smartphone gets released next).

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example text for the first plan available at verizon wireless

For example, Verizon Wireless has two plans available at $30 and $40 per month. If you pay for the cheaper plan, you'll get unlimited talk and text with 1 GB of data. For the pricier option, you'll get unlimited talk and text with 3 GB of data. This may seem like a lot more money than what's offered by other carriers (and it is), but these plans are still a good deal when compared to what they'd cost without an iPhone subsidy.

5.a. the best way to find deals on the iphone is to browse offers from multiple carriers at once

You can also get great deals from other phone makers and retailers, or just see deals on anything that catches your eye.

The best way to find out if there’s a good deal is by browsing through offers from multiple carriers at once:

  • Go to the Apple store and start searching by carrier. There are three main networks in the United States: AT&T, Sprint, and Verizon (though T-Mobile has been catching up quickly).
  • On the left side of the page you’ll see a dropdown menu labeled “carrier.” Click on it and select one of these three options—you might have to scroll down until you find what you need! If they don't have any plans listed for your area specifically yet then try searching for "best" instead -- this shows all sorts of different options depending on what plan type/size works best for me based on my location/usage habits...

you can also get great deals from other phone makers and retailers, or just see deals on anything that catches your eye

If you're looking for a new phone and aren't sure what to get, there are plenty of great deals out there. For example, Apple offers the iPhone 7 Plus on its website for $649 (at time of publication), which is almost $150 off the regular price of $799. You can also get a discounted price on the iPhone 6s or 6s Plus at Best Buy when you trade in any working smartphone.

You can also save money on accessories by purchasing them used or refurbished from sites like eBay and Gazelle instead of buying them at full retail price from Apple's official stores or other retailers like Best Buy or Target. And if you want to order accessories directly from your carrier instead of going through third-party retailers, look for special offers that give discounts when you buy two items together such as an OtterBox Defender case plus an Incipio DualPro case for your new phone!

That was easy!

You've just learned how to save money on an iPhone. By buying used, buying a phone outright, going prepaid and switching to a less expensive plan or looking for deals on other phones you may be able to save quite a bit of money.


I hope you found this guide useful. Now it’s time to go shopping!


This article is accurate and true to the best of the author’s knowledge. Content is for informational or entertainment purposes only and does not substitute for personal counsel or professional advice in business, financial, legal, or technical matters.

© 2022 Shanon Sandquist

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