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How to Save Money on a Baby

Ever since I was a kid I was brought up to be frugal and to save and budget money. * Disclaimer: I am not a financial planner.

Buy or borrow secondhand

If you're looking to save money on baby items, buying secondhand is a great way to do it. There are plenty of ways to find great deals on secondhand items, including checking out sites like eBay and Craigslist. You can also check out the local Facebook swap pages in your area for people selling or looking to buy baby gear. You'll often find other parents who are willing to sell their used items for cheap if you're interested in buying them!

If you want brand new items, you should check out local charity shops as well as other parents' offers on Facebook groups like "Baby Selling/Swapping" or "New Mama Mama Mama". If none of those options suit you, consider borrowing from friends and family members—you never know what they might have squirreled away in their wardrobes or closets!

Find out about government benefits for families.

Most parents are entitled to a variety of government benefits for families, including:

  • A child tax credit. This is a refundable credit that allows you to reduce your taxes by $2,000 for each child under 17, or under 19 if they're still in college. In addition to reducing your taxable income, it can also help offset the cost of daycare while you work.
  • Child care vouchers and subsidies. If you're looking for some help with childcare costs while looking for work or going back to school, check out these options that could save you up to 70% on care. The best part? To qualify, all you have to do is sign up!

Take advantage of free services available through the NHS, such as the Healthy Start scheme, which provides vouchers to buy milk and fruit and vegetables.

The Healthy Start scheme is a government-funded initiative that aims to help families with young children buy the food they need, while also reducing the number of people living in poverty.

If you qualify for the Healthy Start scheme, you may be entitled to vouchers worth £10 per week that can be used in certain shops or at farmers’ markets. If you have a baby or toddler, these vouchers will help cover some of their costs too.

To find out if you're eligible for this scheme and how much money you could be entitled to receive each month, visit your local council's website or call them directly.

There are a few budget nappies out there that are great quality, but most are just not as good as pricier brands such as Pampers and Huggies.

It's important to look at the fine print on any deal you're getting. While there are some good budget nappies out there, most are just not as good as pricier brands such as Pampers and Huggies.

The problem with these cheap options is that they're often made from cheaper materials than what you find in top-end brands and don't last as long. They may also be made by a different manufacturer to the more expensive ones, which can affect their performance in other ways. It's not uncommon for parents who try them twice before throwing them out entirely!

So if you're looking for something cheaper than your usual go-to brand of nappy but still want quality, it's better to stick with one of the branded products instead - otherwise you might end up wasting money on something that doesn't work very well (and/or isn't kind on your baby).

Some health visitors will even provide them.

One of the best things about health visitors is that they can help you to access services and support that are available in your area. They may have information on free baby equipment, parenting classes or support groups. Health visitors also offer one-to-one advice sessions for new parents and their babies where you can talk about any issues or problems that you're having at home or with your baby's development.

While they can be pricey, breastfeeding can save you hundreds of pounds

Breastfeeding is free, and it's good for the baby. But it's also good for the mother's health, physical and mental.

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If you want to save money on your newborn, breastfeed him or her instead of using formula. Formula costs money—upwards of $1,000 over the first year of life if you do not get any government assistance with buying food (which grants around 20% off). Breastmilk is free! And it contains antibodies that protect babies from diseases like ear infections and even stomach ulcers. Plus: breastfeeding helps moms develop stronger relationships with their children because nursing promotes closeness between parents and children (and helps them bond).

Buy generic over-the-counter medicines rather than branded versions.

Buy generic over-the-counter medicines rather than branded versions.

Generic medicines are cheaper because they haven’t been promoted with expensive advertising campaigns, so the manufacturers can afford to keep the prices low. Generic medicines also tend to be manufactured by several companies and sold under different brand names.

Boots, Tesco and Superdrug all sell their own brands of an extensive range of non-prescription medications including painkillers and vitamins. These can be bought just as easily as buying a name brand product from another retailer – but they will almost certainly cost less.

How do you tell if something is generic? Brands such as Nurofen claim their products are “clinically proven” whereas Boots own label version says simply “pain relief tablets” – there’s no mention of evidence or efficacy which suggests this might not contain ibuprofen (the active ingredient in many common painkillers). If it doesn't say ibuprofen on the packet then you can be fairly sure that it's a cheap alternative made by someone else!

In addition to saving money on over-the-counter medicines such as paracetamol or cough syrup, these savings can also apply for prescription medicine too - for example when buying antibiotics for babies suffering from ear infections or sore throats etc."

If you live in England and your household income is less than £40,000, you may be able to get help with childcare costs through tax credits or find out if your child is eligible for free childcare for two, three and four-year-olds.

If you live in England and your household income is less than £40,000, you may be able to get help with childcare costs through tax credits or find out if your child is eligible for free childcare for two, three and four-year-olds.

You need to be a UK resident and working at least 16 hours a week (or claiming benefits). If you're self-employed or working part time or on unpaid leave from a job where you normally work longer hours then it's worth checking whether this would make a difference. You can check on the HMRC website to see if your circumstances qualify.

Most local authorities offer a Sure Start maternity grant for low income families to help with the costs of having a baby.

  • What is the grant?
  • Who can apply?
  • How much can you get?
  • What are the eligibility criteria?
  • What's the application process?
  • When is the deadline for applying?

It's possible to save money on childcare costs by considering all your options carefully

It's possible to save money on childcare costs by considering all your options carefully. Before you choose a daycare for your child, make sure you check out all the options available to you. Don't be afraid to ask for help from family members, friends and even strangers who might have some ideas of their own. And don't forget to ask your employer if they offer any benefits that could help with childcare costs! In addition, don't be afraid to ask professionals if there are any other discounts available on things like groceries or clothes shopping at certain stores or websites.


So there you have it, some ways to save money on the cost of having a baby. I hope that this article has been helpful and given you some ideas on how to save money when having a baby.


This article is accurate and true to the best of the author’s knowledge. Content is for informational or entertainment purposes only and does not substitute for personal counsel or professional advice in business, financial, legal, or technical matters.

© 2022 Shanon Sandquist

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