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Debt & Bankruptcy
Understanding Why Billionaires Have So Much Debt
Ironically, some of the richest people in the world also have the highest levels of debt, despite the fact that the majority of us would fully avoid debt if we had the resources to do so.
Faisal Kaddo's Advice on Cryptocurrency
When cryptocurrency first hit the market in 2009, it had only one goal in mind: to be an alternative to traditional fiat currency.
Keeping up with the Joneses
I decided to write this article to inform my readers that you don't have to continue trying to keep up with the "Joneses". You can be yourself and create the life you want without having to compete with anyone.
Advice on How to Manage Your Finances
If you do not know how to manage your finances and stay solvent, we'll help you out in this blog post. Learn about saving, investing money and the importance of budgeting so that you can avoid bankruptcy!
Tips to Rebuild Credit after Bankruptcy
If you're struggling with debt, bankruptcy may feel like the only way out. The problem is, the record will stay on your credit report for 7 to 10 years. You don't have to wait that long to rebuild your credit, though. There are several things you can do to start rebuilding your credit.
5 Foolproof Steps to Get out of Debt (and Stay out of It)
Drowning in Debt? Itching to be financially independant? Check out these 5 ways to reach financial independance
Evictions Across America
The United States has to stop trying to be care takers for all nations. Afghans is coming to American to start life. Will the United States provide them with housing,and all the necessities they need, while Americans are struggling with evictions.
Investors' Circus Named: Ventus Investor Group
Olympics and investor group, married to the games, leaving a path of displaced families. The owners reap the benefits of a 'new show in town' mentality. The Mobile Community follows the Olympics prepping the existing community with a dose of bare minimal and neglect to stake their claim.
Our Debt Free Journey Week 2
Second weekly update on my wife's and my debt free journey.
Our Debt Free Journey Week 1 (Miranda's Perspective)
This is a review of how my husband and I are making lifestyle changes and efforts towards paying off our car and student loan debt. Covering the week of 02/28/2021, we review choices and their impact.
Our Debt Free Journey Week 1
This is the first update on our debt free journey.
Our Debt Free Journey
My wife and I have decided to take the debt free journey. We have both been dreaming of a future, and that future does not include debt. I will leave weekly updates on our progress and I hope that our story will encourage others to pay off their debts and change their lives.
Can You Make $1,000 a Week With Uber Eats?
I have recently decided that I am going to attempt to make at least $1,000.00 in a week driving for Uber Eats. I will discuss the experience.
Bill Collections During a Pandemic
Bill collectors don't stop billing you just because just because we are in a pandemic.
Food Spending Changes to Help Kill Debt
Some thoughts about how to save money on food so you can help get out of debt faster.
How to Defeat a Credit Card Debt Collection Lawsuit
While there are many defenses to lawsuits, not all defenses are valid defenses to lawsuits filed against consumers for defaulting on credit card debts. The purpose of this article is to help consumers determine the defenses that will help them.
Strategies to Financial Growth Alongside Debts
Debts and loans should not be scaring. Financial institutions such as banks, Saccos and other saving platforms are meant to uplift entrepreneurs and businesses. Raising money to fund projects for growth and development move side by side with payment for the same. It's a matter of balancing.
5 Signs That Bankruptcy May Be Your Best Option
Even in these tough economic times, bankruptcy is seen as a last ditch option when all other methods of debt repayment have been exhausted. While bankruptcy does create a black mark on your credit report, often the damage from filing is less than...
Robert Kiyosaki's 10 Steps to Getting Out of Bad Debt
There is good debts and bad debts. Good debts put money into your pocket whilst bad debts take money out of your pocket. Good debt is someone else pays and bad debt is debt that you pay.
10 Ways I did to Repay My Debts
It took me a little while and 10 ways to repay my debts but with strong determination, a plan and being focused, I was able to repay all my debts. It was not easy but it can be done. Just ask help from financial expert who will help you. It just needs commitment, patience and hard work.
Digging Yourself Out of Debt: A 7-Step Strategy
101financiallessons You’re reading this because you’re carrying more debt than you can handle. Don’t worry; you’re not alone. The causes for financial troubles are as varied as the people who carry the debt – from those experiencing...
How to Respond to a Debt Collection Letter
Knowing your rights and how to respond to a debt collection letter is the first step in resolving or settling your unsecured debt with a bill collector or commercial collection agency. A sample debt collection response letter is included in this article. Read more...
How to Find out If Your State Government Owes You Money
Do you know if you have any unclaimed refunds outstanding from your state? If you aren't sure, now is the time to find out if you are owed something from your state. Find out now.
Why You Should Never Pay A Collection Agency & Still Get it Off Your Credit Report
Collectors can be a real drag, especially if you are trying to get your credit score up. It can be almost impossible to get them to stop calling and threatening you. What you may not know is, there is something you can do about it. You don't have to file bankruptcy.
The Truth About Government Aid Programs
Social Security, Medicare and Food Stamps--how these programs really work, and their faults.
Ways to build new credit after having bad credit !
I worked for years and had little credit because I had not one, but 2 instances of becoming homeless. I was homeless for 7 years, but still went to work every day. I lived with friends and in my car for 6 months with my 2 cats. Once I finally...
How Can a Collection Agency Find Out Information About My Bank Accounts?
Collection agencies have several ways of getting information about debtor bank accounts. They can make you disclose this information in court or use information provided by your original creditor to find your accounts.
Stop Debt Collector Deceit! Learn Consumer Protection Laws and Definitions
CONSUMER PROTECTION LAWS Foremost, people must be informed of consumer protection laws and definitions with respect to debt collection practices. This article will discuss the Fair Debt Collections Practices Act, which is a consumer protection law...
Good Communication with Your Tenant is a Key to Success
Communicating with the tenant is critical to the tenant/landlord relationship. Both parties must understand and respect the other. When there is a problem because the tenant does not follow the lease, take the time to discuss the situation. It is important for the landlord to re-emphasize the rules of the tenancy, and try to work things out. It may prevent the landlord or property manager from the financial and time-consuming burden of taking eviction action.
How to Evict an Adult Child From Your Home
Have an adult child who won't leave the nest? Is his or her behavior causing terrible problems in your household? Learn how to evict him or her from your home.
How to File Bankruptcy in Indiana
Learn the steps to properly filing bankruptcy in Indiana including tips on which chapter you should file and why...
Do You Have Good Debt Or Bad Debt
Debt can make or break your credit score! Is there really good debt? Yes! Learn what debt you should be accumulating and what debt to avoid.
How to Improve Bad Credit
Negative items on you credit report can hurt your credit, or even help you get that job that you want. Discover how to remove negative item and improve your credit report today.
Can't Pay Credit Card Bills? I can HELP!
Out of the box advice for those out there who cannot make ends meet or pay their bills. Forget about listening to the usual suspects..times are hard and tough times call for tough decisions.
Credit Card Settlement: How to calculate, negotiate, and close the deal?
If you are overburdened with your longstanding credit card debt, fed up of receiving harassing phone calls by your credit card issuing bank, want to get rid of debt collectors who threaten you at your home and office on a regular basis, and don’t...
Change name to avoid debt
Change your Name to clear debt Some people with outstanding debt often ask - If I change my name, will my creditors find me? The reply is - not always. It would depend on certain factors. Here are the actions you need to take to change your...
How We Got into Debt
See how easy it was for a family of four to go from just managing to keep their heads above water to drowning in a sea of debts in a relatively short time.
Sample Fraud Documents and Letters
The curiosity to write this article came from my sincere pleasure to help in the fight against global cybercrime especially the advanced fee fraud, which is eating deep into our Internet world today. This has made the Internet, which is supposed to...
Who says there's no free lunch in Singapore?
The storm of recession is blowing all over the world. As the stock markets continue to go south and companies are tumbling the storm is blowing many employees out of their jobs. Although Singapore is one the richest countries in Asia, there are many...
Needs Vs. Wants 101
In America, sadly, the lost art of saving and money management have become victims of our current thorny monetary crisis and we have no one to blame, but ourselves. The solution begins not just in determining...
10 Benefits of Being Broke
Being broke is something that most people really don’t like. Let’s think about it for a moment. It usually conjures up images of not enough of food, resources, fun… just about anything!
Bill Collectors Harassing You? Action Can Be Taken - It's Your Call
Did you know? A Debt Collector can not call you back if you hang up on them, for 7 working days. They cannot threaten to sue you either. Unless it's absolutely their usual company process. Threatening to sue you, and then not suing, is actually a...
How to Stop Collection Agency Phone Harassment
Collection Agencies use the telephone as a tool to contact consumers. Many times though the manner that they use it violates collection agency laws. You do not have to be taken advantage of by collection agency phone harassment. Here are some...