Skip to main content

How to Become Rich

A part-time college economics & finance instructor who began his career in banking, Chuck frequently writes on money & economics online.

First, a Little Perspective

While many people dream of becoming rich, most never achieve this dream.

Of course, rich is a relative term with regard to financial wealth, as the average poor or middle class person today enjoys luxuries unknown to the wealthy people of ages past.

As I pointed out in my Hub entitled Views of Food Then and Now, starvation and famine have been the major cause of death throughout history but in recent years, as a result of our rising wealth, food has become so abundant that obesity is rapidly becoming a leading cause of death.

Compared to the wealth of Bill Gates, the average American is poor. However, if we compare the creature comforts enjoyed by the same average American of today to those enjoyed by George Washington, the richest man ever to hold the office of President of the U.S., it is George Washington who comes up short.

Money Can't Guarantee Happiness - But Neither Can Poverty

The term rich can also be applied to the accumulation of other things besides financial wealth.

Things like good health, close relationships with family or friends, a rewarding career, enjoyable hobbies, etc. can also make people feel rich and well off.

Being rich does not necessarily mean a person is happy. The story of King Midas is a classic tale wealth and unhappiness as is George Eliot's classic Silas Marner in which the hero, Silas, finds happiness only after losing his horde of gold and taking in and raising an orphaned child.

The term poor little rich girl is a further example of a person being both rich and unhappy as it describes a person born to great wealth who is also alone and friendless in the world.

However, before carrying this philosophical discussion too far, let us remember that we live in the twenty-first century of today and not the eighteenth century of George Washington and we need more money to acquire the creature comforts that are available today.

As to happiness, while it is true that we cannot buy happiness with money, we should not forget author Leo Rosten's observation that, Money can't buy happiness, but neither can poverty.

The Old Fashioned Way of Working and Saving is the Best Method

There are a number of ways to become rich and here are a few of the more common ones:

1 - Inherit a fortune – for the most part this is a matter of luck in that you either have to be born into a family with a rich relative who will leave you their fortune or you have to encounter and befriend a wealthy person who is childless and decides to leave you their fortune. Both of these are long shots.

2 - Win the Lottery – this is every sucker's dream, but frankly, the odds of meeting and befriending a childless stranger are probably greater than winning any lotteries.

As for the lottery run by my state (Arizona, and probably every other lottery in the world), I had a mathematician demonstrate to me once that your chances of winning the lottery by purchasing a ticket are statistically only slightly (very slightly) greater than your chances of finding a winning ticket on the ground that someone else brought and lost.

3 - Be born with a talent in great demand – This one also depends upon luck but you do have more control and greater chances with this than with numbers 1 and 2 above. Inventory your talents to see what you have and what the market wants – athletes, singers, entertainers are currently hot commodities.

Then work very hard at developing your talent and you just might make that fortune.

While it may look easy, when you take time to study the background of the beautiful millionaire model or the the athlete making millions throwing a football, you will find that an incredible amount of time and effort went into reaching their present position.

Also, the stress of their present fame is usually more than what most of us prefer to endure.

4 - Grab an Opportunity and Run With it – Get a good education in a hot area, such as IT, web design, nano technology, etc.

Scroll to Continue

Work hard to become a leader in the field and keep watching over your shoulder for the next opportunity in the field. Then, when the opportunity presents itself, throw all of your time, energy, and every cent you can get your hands to to start a company to produce the product or service.

If you guessed correctly and the product or service is just what the public wants NOW you can either go public and make a fortune on the sale of some of your stock or sell it for billions to a company like Google (a la You Tube) or Yahoo.

Of course your plan could bomb and you could find yourself with nothing but a pile of bills or, worse, fail because you were too early and have to endure the pain of seeing someone else make a fortune with the same ideas a few years later when the market is right.

5 - Be Old Fashioned, Work and Save – This route is open to practically everyone and the younger you are the better. It involves working hard and saving.

In their book, The Millionaire Next Door: The Surprising Secrets of America's Wealthy, the typical American millionaire is described by authors Thomas Stanley and William Danko as a very ordinary person who has slowly and steadily accumulated wealth through work and savings.

Most of these millionaires live typical middle class lives with few outwardly displays of wealth. In fact the only thing that distinguishes them from their other middle class neighbors is the size of their bank accounts.

Most of these millionaires own their own business but they are traditional low tech businesses.

While their neighbors live off of credit and spend thousands each year on finance charges, these people save (earning interest) and pay with cash. Their homes are comfortable suburban tract homes, their cars are late model family type cars, their clothes are off the rack.

The author's point is that these people are no different than the vast middle class that makes up America other than they are more focused on their work and they save rather than borrow.

By middle age these people are usually very wealthy but their habits remain those of the middle class.

In fact when Stanley and Danko were writing their book they held a series of focus group sessions in fine hotels where they invited people whose financial status put them in the millionaire class, and then asked them to describe their lifestyle and how they made their fortunes.

In the room where the focus group was held they arranged for a table of free drinks and snacks that included fine wines, expensive mixed drinks, caviar and other expensive appetizers. For variety they also included some beer and traditional appetizers.

What surprised Stanley and Danko was that the beer and traditional appetizers disappeared fast while the wines and caviar type food and drink went untouched. The groups' work and saving are habits that were developed and cultivated over a life time.

Retire Rich

6 - Retire a Millionaire – for a young person this is probably the easiest road to wealth, but they have to wait for it.

Simply open a Roth IRA account with a good Mutual Fund or other investment company when you get your first job at 16 or 17 (or later, but the longer you wait the less time you will have for the money to grow).

Arrange for your paycheck to be deposited to you checking account automatically and, at the same time, arrange for the mutual fund or investment company to automatically withdraw a fixed amount from your checking account each month, say $25, $40, $75 whatever you can afford.

It may hurt for the first couple of months but then you will get used to living off of the lower amount (your take home pay minus the IRA deposit) and forget about it.

In time your income will go up and you can either leave your IRA withdrawal the same or increase it by part of the raise.

Over the course of the next 40 – 50 years, the reinvested income from your deposits will grow to many times the amount that you are investing and when you retire you will not only have accumulated close to a million dollars or more but, after age 59 ½ you will be able to withdraw it tax free.

This content is accurate and true to the best of the author’s knowledge and is not meant to substitute for formal and individualized advice from a qualified professional.

© 2006 Chuck Nugent


Chuck Nugent (author) from Tucson, Arizona on August 02, 2020:

Jeff Zod - thanks for your comment. I'm glad you enjoyed this article.

J Zod from Nairobi on September 20, 2019:

Hi Chuck,

Thanks for the excellent article. Many people dream of becoming rich but they never take action. The Millionaire Next Door by Danko and Stanley is a fine book that shows people how to live below their means.

Chuck Nugent (author) from Tucson, Arizona on September 19, 2019:

Chennai – thank you for your comment and welcome to Hubpages. I agree that finding work that you enjoy or are passionate about can be enjoyable as well as a key to success. However, you also need to keep in mind what your potential customers want and are willing to pay for and if what they want is not aligned with what you are trying to produce and sell your business probably will not succeed. I also agree with your comment about saving for the future which is a cushion against unforeseen circumstances or ultimately retirement where your savings can be the difference between living comfortably or scrimping to get by. (sorry for not responding sooner but my wife and I just returned from spending the past month on vacation traveling out of state).

Fortune Planners from Chennai on August 27, 2019:

Write Well Chuck!!

I also think doing creative things make you rich easily because it comes from your mind. You put lots much efforts to perform better and become rich in the end. Only skills are unique way to earn money or you can save also for the future.

Chuck Nugent (author) from Tucson, Arizona on May 22, 2019:

Jeff Zod - Great comment! Money is a means to some other, hopefully worthwhile, end and not an end in itself. Thanks

J Zod from Nairobi on May 20, 2019:

I agree with you Chuck, money is just a means to an end.If one thinks that money can make them happy, they should spend a day locked in bank vault and see if they will be happy when they come out.

Chuck Nugent (author) from Tucson, Arizona on May 20, 2019:

Jeff Zod - thanks for your comment and I am glad you enjoyed the article. In this Hub I was trying to point out the fact that more money alone will not bring happiness. And if "rich" means a full and happy life then money is just one factor and not always the most important one.

J Zod from Nairobi on May 20, 2019:

Hi Chuck,

I have really enjoyed reading your article on How to become Rich.Poverty is just a mindset. There is so much that has been said about making money and becoming rich. I am glad that you have distilled the essence of becoming Rich into simple principles that anyone can follow.

Joy from United States on July 22, 2013:

Doing creative things make you rich. You will definitely gain a lot, if you know your skills and put it in the right direction.

DELLA AN ALLEN on May 26, 2013:

Its time to kick some ass an not to give up until we to can be financially successful,just because we have kids an have experienced homelessness does not mean you should give up,we make it more power to us !!!!!

Chuck Nugent (author) from Tucson, Arizona on September 08, 2012:

gmwilliams - glad you enjoyed the Hub and thanks for the comments. While I don't have any problem with people being satisfied with security or being content with what they have, I do have little use for those who choose to be that way but are envious and/or contemptuous of those who strive and advance themselves financially. Thanks again for you comments.

Grace Marguerite Williams from the Greatest City In The World-New York City, New York on September 07, 2012:

Agreed with the abovementioned premises. In addition to that, one must have a mindset of money as a positive factor in life. Many people still possess quite a negative concept of money. If one thinks negatively about money and the wealthy, it will be extremely difficult to become highly successful and/or wealthy.

Also many people who are wealthy think outside the box and are intelligent and calculating risk takers. One cannot become wealthy by remaining in the security and safety mode. Many people who are wealthy take the calculated risks which others are afraid to so.

Most people prefer to be secure and comfortable, rather to get out of their comfort zone to take a career risk and/or challenge. They figure that they have a job, so they are fine. Also becoming rich and/or highly successful involves sacrifice which many people do not wish to do. They prefer to continue life as usual and often wonder why they have not progressed! Great hub, voted WAY up!

henry odili on August 01, 2012:

i have no idea things like this exist i wish to know more thanks

tipstoretireearly from New York on May 24, 2012:

Very good advice for the average employee, who may not become super-rich like Bill Gates but who can become rich enough to enjoy some of the finer things in life through good savings and investment habits. Voted up!

PEDRINA DRINKARD on March 28, 2012:


I truly like your very informative article. It is a great idea to open a Rath IRA accounr with a good Mutual Fund, and have your check account arranged to your paycheck automatically, then arrange for the mutual found investment company to automatically withdraw a fixed amount from your checking account. Thnak you. Sincerely, Pedrina Drinkard

echo (independent business owner) on March 11, 2012:

being rich is not HOW MUCH MONEY you have or you make....

it is a state that even if you DO NOT PHYSICALLY WORK FOR money you can still maintain your LIFESTYLE over a LONG PERIOD of time..

THIS can only achieve through PASSIVE INCOME. coming from your assets such as








they are ASSETS that WILL maintain a steady STREAM of CASHFLOW..


adriankhy90 from Georgetown on March 08, 2012:

Nice one Chuck!

vbulletinskins on February 28, 2012:

I enjoyed this article. It's amusing but also very informative at the same time.

priscillah on February 21, 2012:

hi i think u can only become rich through hardworking any way thanks for yo articles.

Chuck Nugent (author) from Tucson, Arizona on February 07, 2012:

Camera Prices - I totally agree with you. For me money is nice to have but my family is far more precious.

Camera Prices from Toronto, ON on February 03, 2012:

A comment way up from mine noted that you should not get married, have kids etc if you want to be rich. I disagree and would trade money for family any and every day.

All the rest does not matter.

emmanuel e.guanezo on January 23, 2012:

to be come a rich person for me is not really hard just do your best in what jobs you have and anything you are doing just give love and hardworking strategies and don't give up and make your work best with the help of god you be come rich sipag at tiyaga for filipinos

Ben on January 02, 2012:

In a country of poor a man who can have his basic needs is rich.

Chuck Nugent (author) from Tucson, Arizona on December 17, 2011:

Anthea Carson - thank you for catching that error. Using the phrase "throughout history" twice in the same sentence was too much but I failed to catch it in my proof reading when I published it. Thanks to you, I have caught it and corrected it.

Anthea Carson from Colorado Springs on December 16, 2011:

Nice hub -- one negative comment I do have is that you said "throughout history" twice in one sentence in the first paragraph. I won't be insulted at all if you simply don't publish this comment, just trying to be helpful. :)

Ariez on December 05, 2011:

Wow..many good comments here...

Hi I'm from Indonesia...

I think the article is good...

From the way I think to get rich, here's my simple suggestions :

1. Earn (a lot of) money

2. Invest it (make passive incomes)

3. Save it (I recommended not in a bank)

4. Do it again over and over.

Keep posting Chuck...

Make us (mindset) rich...

Francis WC Ng on December 02, 2011:

Congratulations . . . You hit the nail, on the

h e a d .

It is excellent to use / adopt, thanks.

Francis , 2011

a on December 01, 2011:

Rules to become wealthy.

Stay @ school.

Get the education that you would love and enjoy to do.

Get a job and do what you would love and enjoy to do.

Purchase your house, car.


Stick with your plan.


do not get married. marriage is very serious and expensive business.

do not have children.

do not have many friends, and you will avoid all the gifts of all year around events.


b2b-sales-europe from Berlin, Germany on November 15, 2011:

Simply enjoy what you do, do it right and go for it: clients pay bills and make you rich!

Sangbawi on November 11, 2011:

If you want to become have to follow two things

stop thinking, and start working

Daylne on November 08, 2011:

While my mom says think and grow rich....I have decided to go with an invention....I'm going to pay a company to build it, and let the military liason tell the u.s government they need to buy it. How's that for hardwork, thank wide web. Was a lower c student with mental disorder. I will soon be worth 100 million dollars.

Yusuf Shittu Muhammad on November 02, 2011:

Wow! These are indeed superb ideas wch wld lighten one's route 2 sucssful 'wealth emancipation' or rich as u kal it. It's rilly added 2 ma previous knwlg on d financial sucss. Howevr, I rilly disagree with d 2nd n 5th points of this financial tips cos 1- I dnt blv in 'try your luck' or gambkng as u may like 2 kal it cos a serious wealth creatr doesn't hav 2 hav a too mch blv in hs luck (as put by Rules of Wealth n Robert K.). 2- I wld rathr acpt 'workn n investng' than wrkng n savng cos d possblty of bekomn rch through savn is vry meagr. Bt invstng, if succeeded, gurantees huge returns.

Wshn us a sccssfl n odyssey journey through our financial struggl.......

tata22 from Makati City, Philippines on November 02, 2011:

Just recently, I've been investing for my retirement benefits through the leading Insurance Company in our country where I pay 10% of my salary monthly.

Is investing in your insurance for retirement pay the same with method 6?

Emmanuel Amuzu on October 21, 2011:

Very good financial education

K.R.THEYAGARAJAN on October 12, 2011:

i want to become a rich man

plz explain what we do

gaushiya bano on October 11, 2011:

i want to become rich because i have taken admission in engg. college but lack of money i am unable to go plz tell me way to become rich that i can join my college. my mail id is

myra on October 05, 2011:

good information...easy to become rich work hard and save religiously....and invest a nurse here in saudi arabia after 3 years of buy and sell and thanks god i achieved it....i earned millions.....

Dr Rockpile from USA on October 04, 2011:

I'm a saver who tries to live debt free. It feels like I"ll never be rich though.

Chuck Nugent (author) from Tucson, Arizona on October 04, 2011:

anon - your question, "What about intelligence" is a good one. Intelligence can be defined in many ways. However, while there are many exceptions, it seems that intellectual intelligence is not that important in becoming wealthy. In fact many highly successful self-made wealthy people did poorly in school.

Bill Gates and Steve Jobs were both college dropouts and Thomas Edison (founder of General Electric among other things) had less than a month of formal schooling.

Of course, on the other end of the spectrum, the two fellows who created Google, Larry Page and Sergey Brin, were both PhD graduates of Stanford University who turned a college project into one of the world's biggest corporations.

So, intelligence is probably a weak variable at best when considering what is needed to become rich.

anon on October 04, 2011:

What about intelligence

maysam on October 02, 2011:

how hard it is when u decide to become rich.ohhhhhhh

Ben on September 20, 2011:

Let me tell you guys the ONLY benefit of having just stops you from thinking and stressing about money. That's all.

klanguedoc on August 17, 2011:

The road to becoming a millionaire is within everyones reach. Chuck you provide some very good, reasonable, ways at becoming a millionaire. I would add investing in Real Estate.

Also you can be rich in your heart. As you said at the beginning, it is how we define our wealth that counts

Great Hub

damek from USA on August 16, 2011:

Great hub! I wrote about the same topic check it out :

ismail on June 25, 2011:

American Dream is over,so working hard is in vain to become rich nowadays,especially in big cities such as New York,London and ?stanbul.Therefore,the only way to get rich in a sort time is with the help of a highly-populated,famous or rich guy.

Danielson on May 29, 2011:

Hi Guys....I was wondering since yesterday...if it is really true that invention and innovation can really make you rich.To be honest,I am a serious INVENTOR and INNOVATOR since last year,but more to GREEN PRODUCTS and PROTOTYPES concepts.

My question is,Is there really an Investor that can collaborate with me to further develop the prototypes and get it out to the market a.s.a.p?

I don't want to waste anybody's time here but I guarrantee you that my product is a POtentially wide prospects and market.

Pls,e mail me :

Wonder boy on May 14, 2011:

U have just rearrange my habit on spending. Thank u

robert on May 13, 2011:

Yes I am changing a lot of my ways. thinking more about the money i'm spending. Trying to save more. you can become wealthy slowly

cheerfulnuts from Manila, Philippines on April 25, 2011:

Thanks for the great tips!

anukanksha on April 11, 2011:

it was really very interesting to read your article. i m only 15 yrs. old but as u know who doesn't wants to be rich???? well thanx ...............

Waseem on March 19, 2011:

Better Marry a rich girl..

chasemillis on March 18, 2011:

Ya seriously, my teacher is going to be a multimillionaire by the time he retires because of how he has saved and invested. Honestly, I think that all you need to get rich is patience and some good decisions. It kind of reminds me of hub pages. I am getting next to nothing, but I'm trying to keep hope. The good thing is that it is fun to write Hubs. The money is just extra awesomeness.

jamesz on February 19, 2011:

Thanks for great ideas, very useful hub for me

magicthe on February 16, 2011:

The fact: everybody want to be rich with easy way..LOL

speedbird from Nairobi, Kenya on February 14, 2011:

thanks, that was very informative

Rob Adelphia on February 12, 2011:

In almost every category of wealth there is more than one way to achieve. Some people use the word 'luck'. Some will term it 'making it happen'. Anyone from most anywhere can be wealthy. A person who plays the lottery and wishes to get rich, will swear that 'wishing it' is the key after they've won. You can do it in a corrupt way(not recommended), or with integrity. Variables are infinite. The best way to achieve it isn't by counting on chance or luck. Purposing to do it. Planning. Sticking with a winning plan. Going to the next plan when one isn't working. Not giving up when faced with adversity. Read success stories but not so that you can feel warm and fuzzy but as an education on different paths that have worked. Especially the ones that relate to you and your background. If they can do it, so can we. One last point is that enjoying wealth may be easier done between the ages of 30-55 than 60 plus. How have others done it so that they could enjoy it earlier in life? If that's what you're going for, read those stories and adapt to your life. I hope this helped in some small way.

Systememperor from UK on February 11, 2011:

Nice advice. Could you check my view on this "How to be Rich?" and write what you think?? Thanks. Very good advice.

Which4u from Leicester, UK on February 09, 2011:

I don't think I could ever be happy if I became rich without trying - like winning the lottery or simply inheriting money. Imagine how much more you would enjoy spending a fortune that you had earned from scratch!

Wish me luck"

Perfect Shop Girl on February 06, 2011:

Being rich is being able to do what you want, when you want to. Always enjoy life to the fullest.

how to become rich at a young age on January 28, 2011:

Nice hub, i learned a lot from it. You have shown some nice ways by which we can become rich.

ReggieD06 on January 02, 2011:

Why do most people become rich? For most people that do not take the slow road to wealth, they become rich by the same means that most countries become rich. They either have the ability to acquire wealth by offering a product or service that others are willing to "pay" to receive, or they use brute force to take what they want from others. One method resides in the positive realm and the other does not. I choose to employ those techniques that will create a win-win situation for all involved.

fucsia on January 02, 2011:

I do not think that I can become rich.... In the economic sense of the term.... But I am rich anyway and I will be more rich becouse I work every day for my happiness..... If then I will win the lottery.... Well.... I will become rich two time!

TonyT on December 21, 2010:

Want to be become rich? SMART!

Tak on December 17, 2010:

It's not "How to become Rich" It's "Work to get rich"

Everything from winning to working is almost the same. It has something to do with "Luck" You'll be lying to say , you're rich on your own terms. No such thing! I find it funny..It's always the greedy or low key person that will never get rich lol..Getting rich takes time, and you'll have to put your pride into it...Yes, PRIDE GET YOU EVERYTHING!!

Well , You can't be rich sitting in college or acting like you're rich. College is like a 50/50 chance. I'm rich for a reason. I don't play games, I don't party, I don't have sex with random girls, I don't smoke or drink. However, Now that I have my $$$ I think I'm going to have some fun.

Super Man on December 16, 2010:

you all miss an another way to become rich !!!!

that is bank robbery..... :)

Seth Tonner on December 16, 2010:

I'm sorry but this is just NOT the way to go! In order to become financially free you must have the proper mindset to manifest what you want. IRAs, 401Ks, and saving simply do not work! millions of people are losing hundreds of thousands of dollars because they invested in a retirement plan and just saving alone is going to take a complete lifetime to save enough money to have any freedom and by then your too old to enjoy your wealth. Wealth is created in the mind first and then in reality. The richest people on the planet got there because of their thoughts! Belief is the key to success! Read the book Think and Grow Rich by Napoleon Hill. For those of you who don't know of him here is a brief summary. Andrew Carnegie (richest man in the world at the time) sent Napoleon on a 20 research project to spend time with the top 500 wealthiest people on the planet and see if there is a key element of how they got where they are. For 20 years Napoleon lived with these multi billionaires and studied their every movement. After his research project was completely he wrote a book called The Law of Success In Sixteen Lessons based on the common demoninators that all these wealthy people shared. This book was taken off the market because the people who shared the information with Hill were scared that there would be too much competition when normal people got their hands on this book. No one would be working for these rich people because everyone would be rich! The watered down version is Think and Grow Rich.

mohammed zoheb ZLS on December 03, 2010:

always work hard take blessing from everybody n pray to god .thank u {n plz pray 4 me to become rich n rich}

Chummy on November 22, 2010:

I want to be a billionaire!

M on November 21, 2010:

Thank u for the article. It was really nice to read. I'm so blessed that i have a talent..People are coming to me cause they want to buy my paintings. Positive thinking (law of attraction)really helps!

tony on November 20, 2010:

i honestly think tht number 5 would be the best choice because ur saving up all ur money and living normal but u always have money if something comes up

raza wahid on November 18, 2010:

well sir i think writing is an easy job than doing practical bcz u earn money by writing this only while we have to do lot of things or work yet but in fact it is true

zahir shah ghumbatai on October 20, 2010:

education + old saving nad working hard is the better sugesstion

Chuck Nugent (author) from Tucson, Arizona on October 10, 2010:

Caroline Perea - I disagree with your rather cynical view of business.

While it is true that, in order to remain in business, the owner must make a profit by pricing their products to generate revenue and keeping their costs low. However, making a profit on the sale of a product and gouging the customer are not the same thing. In a free market, the customer is under no obligation to purchase a product - instead, they purchase something because the product or service they are buying is worth more to them than the money they are paying. If it is not, the customer doesn't buy it.

You are more than likely comparing the cost you paid for the product with what you are charging the customer and feel that you are cheating the customer by charging so much. However, I presume that your place of business is conveniently located for the customer to get to and that you are paying for that location. I also presume that you buy the product in bulk from the factory at a wholesale price and then have it on the shelf waiting for the customer to purchase at their convenience. This ease and convenience is worth paying for in the eyes of the customer and that is why they are willing to pay retail for it and, if it is not they don't buy.

As to your employees, I am sure that you, like every other business person I have known, would like to pay them more and provide more benefits. But the only reason you are hiring them is because they are needed for you to do a larger volume of business. If you pay them more than the added value they bring to your business you will go broke, close the business and both you and they will be out of a job.

Further, just as customers are free to buy or not buy depending upon how much the thing they are purchasing is worth to them, employees are free to work or not work for a particular employer. If you, or any other employer, is underpaying workers, they will quit and go someplace else for more pay. However, just like customers, employees take particular jobs for more than just the money. Many, myself included, could get higher pay elsewhere but stay because of other factors. For myself, I could make more money in a traveling sales position but that would mean being separated from my family so my job choice is the result of accepting the highest paying job I can find that also allows me to work 8 - 5 Mon through Fri and be home with my family evenings and weekends. And if another employer in town offers me the same work with the same hours for much higher pay I will quit and go there, until then I will let my friends in much higher paying traveling sales jobs continue to believe that I am being underpaid and exploited by my current employer.

Timothy on October 06, 2010:

Gud tips,can determination makes u rich?

sushanth on October 05, 2010:

gud advice

Caroline Perea on September 27, 2010:

I'm sorry, but almost everything in this blog is totally off. I have come to the realization that in order to be rich, usually you must own a business, one thing that was touched upon above. That may seem all lovely and good, but in order to run a successful enterprise according to business men all over the world, you must make a great profit. And in order to do this, there must be someone to take advantage of, period. I own a business, which consists of charging my customers high rates and not paying my employees enough. I can admit to that, and honestly I don't like what kind of person it's made me. Every single viable company MUST do the same in order to obtain the wealth it seeks. Period. Doesn't it say somewhere in the Bible, blessed be the poor damned be the rich?. Think about what you really want to become before you decide that you want to be "rich". Ask yourself if your an owner, is there anything my business is doing to rip off the consumer? Even in some minuscule way? That is not wealthy, that is trickery. And it is sad that we condone that behaviour.

let me clarify why I say so. I own

Kunal on September 19, 2010:

This is a beautiful post, Chuck. And it has become marvellous with first hand experiences from readers in the form of comments.

I have definitely gained a lot from this article.

May our journey to good wealth be accomplished happily :)

Major on September 18, 2010:

I sossssssss wanna become rich



nabeel on September 02, 2010:

please how can i became rich please but how get i became please

Muhamed Riyaz on July 01, 2010:

I worked full time like a "dog" for the last 10 years in India,Saudi Arabia and U.A.E in various trades. I may have earned and spent around US$100000 but it just peanuts compared to the millions my bosses gained through me.But now I don't have a penny since I didn't save anything.Now I am in my thirties full of experience and ideas but don't know how to become richer.Could anybody guide me?

N.SHerzad on June 19, 2010:

with out money life is deficalt it must be enough to expend loools but nowadays in this world all money is in the hand of criminals and mafias ..... nice points

sarah on June 09, 2010:

wow ziqk nice spelling on R-E-S-P-E-C-T-! HHHHHAAAAAAA

ziqk on June 09, 2010:

Wanna become rich ? first you have to recpect money

you can do it all in


adorababy from Syracuse, NY on June 03, 2010:

If you don't understand what you are investing in, don't. Start with something easy like index funds. They have fewer ups and downs than individual stocks, and you will not have all your eggs in one basket.

Joe on May 28, 2010:

money aint everythnig. money is not the only wealth. im seeking for real wealth, not "paper" wealth

How To Become Rich on May 25, 2010:

veryone has the right to be wealthy. Yet, most of us allow a temporary lack of money eat into our minds, literally confining us into the vicious cycle of poverty. One of the colloary of the Law of Abundance states “People are poor because they have not yet decided to be rich”. So long as you manage a conscious decision to become wealthy and have utmost faith that you can achieve it, you act accordingly to what you believe. Say “Yes” to getting wealthy today! And say it with conviction.

Wes on May 18, 2010:

I became rich by saving coins since I was 5 years old

Aussie Holiday from New Zealand on April 05, 2010:

Nice read!

Katianne on March 30, 2010:

I really like your articals. Can't you just make a really popular website and get a lot of money off of that?

a.m. dionizi on March 30, 2010:

i like this, iits a way to progress!

senad on March 22, 2010:

Nice postman, i like the way you tell it straight, keep up the good work.

MyMoneyFish really works guys, I have gonnet PAID already, i joined the progran in december and im a founding father, i got over 6000 people in my downline and over 2000 spillover, they paid me like 2 weeks ago to my alertpay it was a very good over $12,000 in my pocket.

you can see proof of my payment at

I think this is a great program to join its brand new and easy to get people in to your downline, so check it out

Chuck Nugent (author) from Tucson, Arizona on March 15, 2010:

simone - Thanks for your comment.

As to finding something you just have to look. While you might get lucky and stumble across something that will make you rich quickly, most of the new millionaires in the U.S. have acquired their wealth slow and steady by working and saving. See the book "The Millionaire Next Door"

As to opportunities, you could start writing for HubPages - you won't get rich but you will learn a lot and could be bringing in money while you look for the thing that will make you rich quickly. Click Here to sign up

You can also check out my Hub containing the review of the book "Your First Year in Network Marketing" ( ) to learn about a way that many people, with hard work, have become rich.

simone on March 11, 2010:

I don't care about inheriting a fortune or winning the lottery. I just want to have a chance to make it big. I could work hard, as much as it takes, day and night, I wouldn't care. I want to make it! I always think if the other people in the world did I also can. I am a master student at the moment but I think being reach and studying a higher degree doesn't correlate! I don't want a lottery, I want a small chance to prove that I can make it ! But I don't know how do i find this oppurtunity?

Fahad on March 08, 2010:

Its not easy to get rich but you can become rich. Just be thankful to god for what he has given you. He has created a perfect harmony in this world.It is we people who get materialistic and run after the worldly things. Whatever is destined in your fate you will get it.Just keep working hard and pray to him.

Yar Muhammad Khan Pakistani on February 24, 2010:


Good work. How to be a rich person? Its really dependable on various factors such as personality, hard working, passion, be professional, knowing the value of time, and be practical after planning.

whish u best of luck

DanPowers from Tokyo on February 09, 2010:

A nice inspiring hub. I guess that what stops most people becoming rich is that they can't stop spending the money they have. It's much easier to spend money than to earn it.

Asghar on February 03, 2010:

really true, i am also willing to become rich. interested.

Ian Loo on February 02, 2010:

meaningful article ! support! from malaysia .

Chuck Nugent (author) from Tucson, Arizona on January 14, 2010:

Gavin - thanks for the comment.

You are right, home based businesses, especially network or multi-level marketing businesses, have and continue to make a lot of people millionaires. These are essentially branded franchises which can be purchased for a minuscule fraction of what a traditional franchise (such as a McDonalds,Kentucky Fried Chicken, etc.) cost to purchase and operate.

One caveat though is the so called 80/20 rule which states that in these businesses roughly 20% of the people can be expected to make 80% of the money.

This is not a criticism of these companies as it is a re-statement of the point I stress in the Hub and that is that the only sure way to make money is to work and earn it. Those who are very successful in network marketing are the ones who take the time to study and learn the sales and marketing techniques that the good network marketing companies make available (and this is part of the cost of running your own network marketing business) and then invest the time and effort in applying the lessons learned in going out and selling the product or service. Those that do this begin making money - often good money - while those that don't can always continue to purchase and use the product or service that comes from signing up with the company.

I am involved in a network marketing organization which I am very happy with it but have not yet found the time needed to work it to begin making serious money. However, in my case the product sold is a membership that offers substantial savings on a number of third party products and services and the savings I have obtained from taking advantage of the discounts offered by the membership has more than paid for my purchase of the membership and the marketing and training expenses incurred in starting and operating this business.

Thanks again.


Greenheart from Cambridge on January 12, 2010:

Hi Chuck and thanks for your hub.

One way that is making more millionaires than ever is the home business revolution.

It is responsible for over $80 billion of revenue.

Another term for it is network marketing.

You may be into checking out an example of such a company that is helping people become truly rich.

Check out

Have a happy and prosperous new year!


Related Articles