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How to Stop Collection Agency Phone Harassment


Know Your Rights

You do not have to be harassed over the phone

Collection Agencies use the telephone as a tool to contact consumers. Many times though the manner that they use it violates collection agency laws. You do not have to be taken advantage of by collection agency phone harassment.

Here are some things collection agencies are not allowed to do if they are calling you.

  • Call before 8 am or after 9 pm in your time zone.
  • Contact relatives and neighbors if they know how to reach you.
  • Call you at work if they know it is against your employers rules.
  • To call ever if you tell a collection agency to stop calling.
  • Cause your phone to ring repeatedly with the intention annoying you.
  • To call you when they know it would be inconvenient.

If they do any of the things above they have violated the Fair Debt Collection Practices Act which is the law that governs collection agencies. You do not have to your rights violated just because you owe a bill.

Here is what you can do to make them stop calling you while you regain your sanity after being barraged by their calls. Do not worry the tactics that they use are designed to scare you. They will not do many of the things that they allude to .

  • Send them written coresspondence telling them not to call you at home.
  • Tell them that you cannot receive calls at work.
  • Hang up on them.

Collection Agencies Licensed in Texas - Does Not indicate that each one is abusive per se'

1st American Credit Solutions LLC 1st Credit of America LLC 516 Main Inc A & L Asset Management LLC A & P Services A & T Financial Services Inc A Division of National Credit Audit Corporation A M Miller & Associates Inc A S & Associates Recovery Experts Inc A Williams & Williams Inc A&S Collection Associates Inc A/1 Rapid Recovery Inc A/R Recovery Inc A-1 Check Recovery Inc AAA Collectors Inc AAA Credit Service Collection Agency Inc Aargon Agency Inc Abacus Financial Management Services LP Abacus Financial Management Services Ltd Abbott Abrey & Beck Inc ABC Services Able 2 Collect LLC Able Credit Services Inc Absolute Resolutions Corp Academy Collection Service Inc ACB American Inc ACCB Inc Accelerated Bureau of Collections Inc Accelerated Bureau of Collections Inc (Iowa Office) Accelerated Bureau of Collections Inc (Oklahoma Office) Accelerated Financial Inc Accelerated Receivables Solutions (ARS) Inc (fka Credit Bureau of Scottsbluff Inc dba Credit Bureau of Western Nebraska dba Checkfirst) Accelerated Receivables Solutions Inc Accelerated Recovery Group, Inc. Access Credit Management Inc Acclaim Credit Technologies Acclaim Financial Services LLC Accord Credit Company Account Adjustment Bureau Inc Account Control Bureau Inc Account Control Systems Inc. Account Control Technology Inc Account Portfolios LLC Account Portfolios LP Account Recovery Services Account Services Collections Inc Account Solutions Group LLC Account Solutions Group LLC Accounts Receivable Consultants Inc Accounts Receivable Consultants Inc (ARC Inc) Accounts Receivable Management Inc Accounts Receivable Management Inc dba New Jersey Accounts Receivable Management Inc Accounts Receivable Service Corporation (ARSC) Accounts Receivable Systems Inc Accounts Research Inc Accredited Collection Agency Inc Accredited Collection Services Inc Accu Chek Inc Accurate Systems Financial Accutran Recovery Services Inc Ace Cash Express Inc ACS State & Local Solutions Inc d/b/a LDC Collection Systems ACS Systems Inc Action Collection Agency Inc Action Revenue Recovery LLC Active Credit Services Inc Adam Carr dba Texas Legal Resolution Adjustment Bureau Inc Adler Wallach & Associates Inc dba AWA Collections ADP Collections Inc ADS Global International Holdings Inc Advance Collection Services Inc Advanced Billing Concepts Inc Advanced Call Center Technologies LLC Advanced Credit Control Inc Advanced Credit Management & Collection Services Advanced Financial Company LLC Advanced Financial Company LP Advanced Receivable Solutions Inc Advanced Recovery Systems Inc. Advanced Retail Technologies Inc Advantage Financial Services Inc Advocate Inc dba Commercial & Medical Credit Services AFNI Inc AFS Automated Financial Solutions LLC AFS Inc AGI Receivables Management Company Aid Associates dba Plaza Associates Aid Associates Inc dba Plaza Associates AIH Receivable Management Services Inc AIM Healthcare Services Inc d/b/an Overpayment Recovery Service Healthcare Data Solutions Alamo Collection Service Alamo Collection Service Inc Alamo Collection Service Inc (ACS) Alan Michael's & Assoc Inc Alegis Corporation Alegis Group LP Alexander & Hamilton Inc Alexander Rose Associates Inc Alfred L Barton dba Intercontinental Credit Alfreda L Williams All American Collection Services All States Collection Service All States Credit Service Inc dba All States Collection Service All States Credit Services Inc Allen Associates Inc Allen Lewis & Associates Inc Allen Michaels & Edwards Inc Allen Stein & Durbin PC Alliance Asset Management Inc Alliance Recovery Inc Alliance Recovery Management Inc Alliance Recovery Services LLC Allianceone Incorporated dba East Coast Credit, CBT Credit Services, ECC Management Allianceone Incorporated dba East Coast Credit, ECC Management, CBT Credit Services AllianceOne Receivables Management Inc Allied Account Services Inc Allied Bond & Collection Agency Inc Allied Bond & Collection Agency Incorporation Allied Collection Service Inc Allied Collection Services Allied Collection Services Inc Allied Credit Companies dba Allied Credit; Allied Commercial; & ACI Allied Credit Companies, Allied Credit, Allied Commercial & ACI Allied Creditor Service Inc Allied Data Corporation Allied International Credit Corp (US) Allied Interstate Inc Allied Interstate Inc Allied Interstate Inc (fka Financial Management Control Inc) Allied Interstate Inc (fka Financial Management Control of Arizona Inc) Allied Interstate Inc. Allied Interstate Inc. Allmed Recovery Corp dba Assured Collections Company Allsectech Inc Allstate Financial Services Inc dba Allstate Adjustment Bureau Allstate Financial Services Inc. Alonso & Cersonsky & Garcia PC Alpat Company Inc ALRS Inc Alternate Recoveries Inc Alternative Revenue Systems Inc Alternative Subrogation & Claims Consulting Altmann & Chaux dba CFS Receivable Management Amalia P Gorena DBA CPG Financial Services Aman Collection Service Inc Amarillo Check Recovery dba Check Alert Amarillo Credit Association Amaximis Lending LP Amcol Systems Inc Amerassist A/R Solutions Inc American Accounts Advisers Inc American Accounts Management Inc American Arbitration and Recovery Group LLC American Bankers Financial Services Inc American Billing Specialists American Bureau of Collections Inc American Collection Services Inc dba American Management Systems dba Interactive Collection Technology American Collection Systems Inc American Collection Systems Inc dba American Telecollect Inc. American Collections & Credit Inc American Collections Enterprises Inc. American Collections Enterprises Incorporated American Coradius Inc American Credit & Collections Inc American Credit & Collections Inc (ACCI) American Credit Association Inc American Credit Bureau Inc American Credit Corporation dba American Credit Service American Financial Consultants (NY) LLC American Financial Recovery Group Inc American International Recovery Inc American Municipal Services Corp American Municipal Services Corporation American Network Leasing Corporation dba Premier Collection Services (FKA Electronic Data Systems Corporation) American Professional Credit Inc American Profit Recovery Inc. American Recovery Service Inc dba Commercial Credit Recovery Service dba Receivable Management Support Systems dba Consumer Credit Recovery Service American Recovery Systems Inc American Recovery Systems Inc. American Revenue Management American Road Recovery LLC American Sterling Insurance Services Americollect Inc Amresco Consumer Receivables Corporation Amresco Ltd Investors LP Amron Professional Services Inc Amrow Resources Corporation Amsher Collection Services Inc Anchor Recoveries Inc. dba Paradigm Financial Group International Anderson Crenshaw & Associates LLC Anderson Financial Network Inc Andrew K Rozell Angie Myers dba MCM Financial Recovery Anthony J Flores PC Apartment Collection Service Inc Apex Financial Management LLC Apollo Credit Agency Inc Appleton Capital LLC Application Research Application Research - Collections Applied Receivable Solutions LLC AR Resources Inc ARCA Accounts Receivable Collection Agency Argent Healthcare Financial Services Inc Argent Healthcare Financial Services Inc. Argyle Solutions Inc Ariel Financial Services LLC Armor Systems Corporation Armstrong and Associates Inc Arnold Bingham dba HI Tech Collection Service Arnold S Harris & Associates PC Arnold Scott Harris Arrow Financial Services LLC a Delaware Limited Liability Company Arrow Service Bureau Inc ARS National Services Inc dba National Student Loan Services dba Associated Recovery Systems (fdba Associated Recovery Systems Inc) Ascend Resources Inc Ascension Recovery Management LLC Ascension Services Inc Ashwood Financial Services Inc (fka Lincoln Financial Services Inc) Ashworth Financial Services Aspen National Financial Inc dba Aspen National Collections Asset & Debt Recovery Group Inc Asset Acceptance Corporation Asset Acceptance LLC Asset Care Inc Asset Management Outsourcing Recoveries Inc Asset Management Outsourcing Recoveries Inc dba Amo Recoveries Asset Recovery Systems Assetcare Inc Assets Recovered LLC Associated Bureaus Inc dba Allied Medical Accounts Control dba Credit Convertors Associated Bureaus Inc dba Credit Convertors DBA Allied Medical Accounts Control Associated Collectors Inc Associated Credit Services Inc Associated Creditors Exchange Inc Associated Recovery Systems Inc Associated Resource Management Associates Leasing Inc ASTA Funding Acquisition I LLC ASTA Funding Acquisition II LLC ASTA Funding Acquisition III LLC ASTA Funding Inc ASTA Group Incorporation Astra Business Services Inc Astra Business Services Pvt Ltd Atkins Harris & Brown LLC Atlantic Capital Group Inc Atlantic Credit & Finance Inc Attention LLC Audit & Adjustment Company Inc Audit Systems Inc Austin Creditors Association Austin Jobs Company Auto Fund Servicing Inc Autocorp Financial Services Inc Automated Collection Services Inc Automated Collection Technologies Inc Automated Collection Technologies Inc (ACT) Automated Credit Mgmt Inc dba Triad Automated Recovery Systems Inc Automated Recovery Systems Inc dba Healthcare Financial Management Services dba HFMS Automated Recovery Systems of New Mexico Inc Automated Revenue Management Inc Avadanian & Adler Inc Avalon Associates Inc Azimuth Financial Corporation B - Real LLC B A Bader & Associates P C B C Services Inc B Lowry Management Inc dba Association Management Services Bainbridge Financial Corp Bair & Fountain PC Balcom Law Firm PC Balcones Financial Services Inc dba Central Processing Agency Balough Becker Ltd Barnett and Garcia PLLC Barr Mitchell & White Inc Barrett Burke Wilson Castle Daffin & Frappier LLP Barron & Newburger PC Barrows Manning & Wilson Inc Barry Wade dba OFS Bartley & Spears PC Bass & Associates PC Baton Rouge Collection Service Inc Bay Area Credit Bureau Inc dba Comprehensive Collection Services Bay Area Credit Service Inc Bay Area Credit Service Inc. Bayside Recovery Service Inc Bayview Loan Servicing LLC BBS Holdings Inc dba Checkcare Systems of Dallas / Ft Worth BBS Holdings of Houston Inc dba Checkcare Systems of Houston BBS Holdings of San Antonio Inc DBA Checkcare Systems of San Antonio BCA Financial Services Inc BCS Global Holdings Ltd BDW & Associates Inc Beacon Services LLC Becky L Thomas dba Wheatstate Account Recovery Bell Corporation of America Benjamin A Burrell United Consumers Inc Bennett & Weston PC Berks Credit & Collections Inc Berlin - Wheeler Inc Bernstein Bernstein Krawec & Wymard PC Beth Blankenship dba Funds Management Resources Betty Abrego dba American Recovery Bureau & Associates Betty Ely dba Credit Bureau of Ada & Pontotoc County BHR Enterprises Inc dba National Credit Investigation Bureau BHR Enterprises Inc dba National Credit Investigation Bureau (NCIB) Biehl & Biehl Inc Bill R Mustain Bill R Mustain DBA Mustain & Associates Billie Brookins dba B & W Financial Service Billy Dean Clayton dba Collection Management Services Billy Joe Hobbs dba H & H Collectors Billy Wayne & Barbara A Sellers dba Collection Services Unlimited BKB & Associates Blaies & Hightower LLP Blakely - Witt & Assoc Inc Blalack & Williams A Professional Corporation Blatt Hasenmiller Leibsker & Moore Blatt Hasenmiller Leibsker Moore & Pellettieri Bless Your Heart dba SCR Collection Services Blibaum Garfinkel & Simons PA Bluestone Law Ltd BNA Financial Bureau Inc Bomar Credit Corporation - Texas Bonded Collection Corporation Bonded Collectors LLC Bonded Credit Bureau Inc dba DRS/Bonded Collection Systems Borland and Borland Bowman Business Services BPM Enterprises Brasch and McCampbell International Brent P Burford - Attorney Brent P Burford Attorney Brian D Grace dba Texas Check Recovery Brian Krpec dba Collections Systems Brice Vander Linden & Wernick PC Bridgeport Financial Inc Brittingham Financial Services Inc Bronson & Migliaccio LLP Brookhaven Assets Management LLC Broward Adjustment Services Inc Brown & Shapiro LLP Brown Martin & Associates Inc Brownwood Merchants Association Inc BRW Financial Company Bryan Gantt PC Buchholz Sassin & Demato PLLC (fka Buchholz & McCall PC) Bureau of Collection Recovery Inc Bureau of Commercial Collection Inc dba Professional Recovery Systems Bureau of Recovery LLC Burns and Carlisle Busch Management Systems Inc Business Creditor Management Inc Business Office Systems & Solutions LLC (fka Business Office Systems & Solutions) Business Revenue Systems Inc Butler & Hailey PC C B Accounts Inc C B Collections & Consultation Inc C Doyle Lee Attorney at Law C&M Claims Service Inc CAC Financial Corp (fka Credit Adjustment Company Inc) Cachequest Systems LP CACV Inc CACV of Colorado LLC (fka CACV Inc) Cade Ltd dba Burt & Associates Caine & Weiner Company Inc Calame Linebarger Graham & Pena Calame Linebarger Graham and Pena California Financial Credit Association Callahan Phillips & Adams LLC Calmco Servicing LP CAL-Spv Inc Calvin Brian Hall dba US Financial Capital Acquisitions & Management Company Capital Collectors LLC Capital Credit Corporation Capital Crossing Asia Capital Management Services Inc Capital One Auto Finance Inc Capital One Bank Capital Recovery Associates Inc Capital Recovery Service Inc Capital Recovery Service LLC Cardholder Management Services LLC Cardon Healthcare Network Inc Carnohan Collection Services LLC Carter Business Service Inc dba Capital Credit Corporation Casey & Nicholl Associates Cash Flow Consultants Inc Cashex Inc Cashflow Recovery LLC dba CFR Cashflow Specialists Inc Cashretriever Systems Inc dba AIG Cavalry Portfolio Services LLC Cavalry Recoveries LLC CB Solutions LLC CBC Companies Inc CBC Credit Services of North Dakota Inc CBT Financial Services dba CBT Credit Services CBT Financial Services Inc dba CBT Credit Services CC Operations LLC CCA of Hanover CCB Credit Services Inc CCI Check Recovery Inc CDA Ltd dba Creditors Discount & Audit Company CenterOne Debt Management Services LLC CenterOne Financial Services LLC Central Billing Services Inc Central Credit Control Central Credit Corporation Central Portfolio Control Inc Central States Recovery Inc Centrix Financial LLC Centroplex Credit Reporting & Collections dba Credit Collections Instachek (fka Centroplex Credit Reporting & Collections Inc dba Credit Collections) Centroplex Credit Reporting & Collections dba Credit Collections; Instachek Certegy Payment Recovery Services Inc Certified Bureau of The South Inc Certified Collectors Inc. Certified Credit Consultants LLC Certified Recovery Systems Inc Certified Recovery Systems LLP CF Data Corp CFG Acceptance LLC CFG Credit LP Chalker Bair PC Challenger Financial Services LLC Champion Acceptance Corporation Charge - Off General dba Charge - Off Clearing House Charge - Off Partners #1 LP Charge - Off Partners #3 LP Charles & Patricia Miller dba Pap Financial Services Charles Nkwo Miller Chasing Crooks Inc dba Harrel & Associates Chasing Crooks Inc dba Harrell & Associates Chavis Enterprises LLC dba Beaumont Financial Service LLC Chec -Point Financial Services Inc Check Control Inc dba Xact! Check King Collection Agency Inc Check Law Recovery Systems Inc Check N Go of Texas Inc Check Plus Systems Inc Check Rite of East Texas Inc Check Technologies Inc Check USA LLC Checkcare Systems of Dallas/Ft Worth Checkcare Systems of Houston Checkmate Checkmate (aka CKMT Inc dba Checkmate) Checkmate Collections Checkmate Division of JCC Corp Checkmatic Recovery Systems Checkrite Ltd Checkrite of Austin BSLS Inc CheckRite of Oklahoma City Inc dba Checkrite Checks Unlimited Inc Checksmart Inc Cheryl L Hobbs dba CLH Research Chex Protect Inc Chex Systems Inc dba Chexsystems Collection Agency Chexpert Inc Chick & Associates Inc Child Support Network Inc Chris Carnahan Chris F Kain dba Accelerated Recovery Service Christina E Kobus dba Premium Credit Christopher D Brashear dba Restaurant E Fund collections Christus Health dba TLRA CIC Plan Inc CIRN Inc dba Industrial Credit Service CITM LLC (fka AWPC Collection Services LLC) City Holding Company Cizzers Inc T/A East Coast Credit CK Financial Services LLP CKS Investments Inc dba Instacheck; Checkstar; & Express Collection Service CKS Investments Inc dba Instacheck; Checkstar; and Express Collection Service Clarke County Billing & Collections Inc Clarke County Billing & Collections Inc (CCB & C Inc.) Classified Accounts Management Co Inc dba CAMCO Clayton National Inc Client Services Inc Clientside Collection Agency Inc CMD Account Management Inc CMRE Financial Services Inc Coast Financial Services Inc Coast Financial Services Inc. Coast Professional Codar Inc dba J J MacIntyre Co Codilis & Stawiarski PC Cody Barden Daniels & Palo Inc dba The Commercial Agency Colam Inc dba Checks Colam Inc dba Checks/Collect America Coldata Inc Coldata Inc. Coldata of Arizona Inc. Coldata of Texas Collect America Ltd Collect More Checks Collectcorp Corporation Collectech Diversified Inc Collectech Financial Services Inc dba Prime Financial Services II Collectech Systems Inc Collection Associates Collection Associates Ltd Collection Bureau Inc Collection Bureau of America Ltd. Dba CBA Collection Bureau of America dba CBA Financial Services (fka County Credit Control Company) Collection Bureau of Orlando Inc Collection Bureau of San Jose Collection Bureau of the Hudson Valley Inc Collection Bureau of Walla Walla Inc Collection Express Services Inc Collection Express Services of Dallas Inc Collection Hunter.Com Inc Collection Information Bureau Inc Collection Management Network LLC Collection Service Bureau Inc Collection Service Bureau of Pontiac Collection Service Inc Collection Service of Nevada Collection Services Inc Collection Solutions II Collection Specialists International Inc Collection Technology Inc Collectioncenter Collections By Counsel Inc Collections Inc Collections Incorporated Collections Solutions Inc Collections Unlimited Inc Collections Unlimited Inc / A Wholly Owned Subsidiary of Asset Management Outsourcing Inc Collections Unlimited of Texas Inc Collecto Inc dba MBI Collecto Inc dba MBI Collectone Inc Collectors Training Institute Inc Collectrite of Texas Inc El Paso Collectrite of Texas Inc. Colleen Jacobs Collins & McDaniel Collins Law Office LLC Colorado Asset & Financial Group Colorado Asset & Financial Group Inc Colorado Capital Investments Inc Columbia Collection Service Inc Columbia Credit Services Inc Commerce Clearing Co LLC Commercial Auditors Corporation dba National Auditing Bureau Commercial Check Control Inc Commercial Financial Services Inc Commercial Industries Service Company Inc dba CISCO Inc Commercial Loan Services Inc Commercial Receivables Commercial Recovery Systems Inc Commercial Research Analysis Inc Commercial Research Asset Services LLC Commercial Services Group Inc Commonwealth Financial Systems Inc Commonwealth Information Service Inc; Equidata Inc ; Peninsula Credit Bureau Commonwealth Marketing Group Inc Compass Receivables Management Corporation Compass Receivables Management LP (fka Nationwide Debt Recovery LP (NDR)) Complete Care Inc Complete Credit Solutions Complete Outsourcing Solutions Inc Comprehensive Receivables Group Inc dba Comprehensive Collections Service Comprehensive Receivables Group Inc dba Comprehensive Collections Services Compu - Data Inc Compu Data Inc Computer Cheque Corp Computer Credit Inc Computer Experts Inc dba The Processing Center Concord Servicing Corporation Conrad Credit Corporation Consolidated Collection & Credit Bureau Inc Consolidated Collection Service LLC Construction Credit Specialists Inc dba Credit Management Consulting Co Consumer Adjustment Co Consumer Adjustment Company Inc Consumer Collection Management Inc Consumer Portfolio Services Inc Consumer Portfolio Services, Inc. Consumer Recovery Systems Inc Contemporary Financial Services dba National Account Adjusters Inc Continental Central Credit Inc Continental Claims Inc Continental Collection Bureau Continental Credit Adjustors Inc Continental Recovery Services Continental Service Group Inc dba Conserve Core Collection Co Inc Core Collection Company Inc Cornerstone Association Management Cornerstone Credit Corporation Corporate Collection Services Inc Corporate Investigative Services Inc Corporate Receivables Inc Corpra Care Inc Corrigan & Corrigan LLC Council For South Texas Economic Progress Inc Countrywide Home Loans Inc. Countrywide Home Loans Servicing LP County Collection Services County Recovery Center CPM Financial CR Services Jamaica Limited Craig Bagdon dba Ticket Track Cramer Financial Group Inc Cramer Financial Group Inc dba Cramer & Marshall (CFG) Crawford & Company Craytor & Grimes Attorney at Law Credigy Services Corp Credit Acceptance Corporation Credit Acceptance T/A Crescent Acceptance Corp Credit Account Transaction System Inc Credit Account Transaction Systems Inc Credit Adjustment Co Inc Credit Adjustment Service Credit Bureau Accounts Inc Credit Bureau Associates Northeast Inc Credit Bureau Central Inc Credit Bureau Collections Services Inc dba CBCS Credit Bureau Data Inc Credit Bureau of Baton Rouge Inc Credit Bureau of Canyon Inc Credit Bureau of Chickasha Inc Credit Bureau of Culllman Inc Credit Bureau of El Paso Inc Credit Bureau of Erie Inc Credit Bureau of Fairbault Inc Credit Bureau of Farmington Inc Credit Bureau of Fort Smith Inc Credit Bureau of Greater Greensboro Inc Credit Bureau of Hereford Inc Credit Bureau of Howell County Credit Bureau of Huntsville Credit Bureau of Lake Charles Credit Bureau of Lancaster County Inc Credit Bureau of Marshall Credit Bureau of McAlester Inc Credit Bureau of Napa County dba Chase Receivables Credit Bureau of Napa County Inc dba Chase Receivables Credit Bureau of New Ulm Inc dba Lindy's Collection Service Inc / Checksafe Credit Bureau of North America LLC Credit Bureau of North Texas Inc Credit Bureau of Opeleusas and General Collections & Recoveries Inc Credit Bureau of Opelousas and General Collections & Recoveries Inc Credit Bureau of San Angelo Inc Credit Bureau of Scottsbluff Inc dba Credit Bureau of Western Nebraska Credit Bureau of Texas Inc (CBTI) (FKA Credit Bureau Collection Division) Credit Bureau of the Greater Texas Hill Country Credit Bureau of Ukiah Inc Credit Bureau of West Bend Inc Credit Bureau of York Inc & Adams County Credit Bureau Services Association dba Collection Service Bureau & dba University Collections Credit Bureau Services Inc Credit Bureau Services of Iowa Inc Credit Bureau Systems Inc Credit Bureau Tahoe Truckee Inc Credit Card Debt Solutions Inc Credit Check Inc Credit Collection Professionals Inc Credit Collections Inc Credit Consultants of Central Carolina LLC Credit Control Bureau Inc Credit Control Co Inc Credit Control Inc Credit Control Services Inc Credit Control Services Inc dba Credit Collection Services Credit International Corporation dba CCV Computer Check Verification Credit Lenders Financial Services Inc Credit Management Company Credit Management Control Inc Credit Management Inc Credit Management LP Credit Network Credit One Company dba Pal Financial Credit One LLC Credit Plus Collection Services & Logi Chek Credit Plus Inc Credit Protection Association Credit Service Company Credit Service Inc Credit Service Inc dba CSI Group Credit Service International of Baltimore Inc Credit Systems Inc Credit Systems International Inc Credit Union Recovery Inc (CU Recovery) Credit Vision Inc Credit World Services Inc Creditek Corp Creditek Medifinancial Inc Creditmax LLC Creditor Recovery Corporation Creditors Collection Service of Los Angeles dba Premium Collection Services (fka Creditors Collection Service of Orange County Inc) Creditors' Collection Service of Los Angeles Inc dba Premium Collection Service Creditors' Collection Service of Orange County Inc dba Premium Collection Service Creditors Financial Group LLC Creditors Financial Services Inc Creditors Interchange Agency LLC Creditors Interchange Inc Creditors Multi Systems Creditors Recovery Service Inc Creditors Resource Services A Division of ICUL Service Corp (CRS) (fka Central Collection Service A Division of ICUL Service Corporation) Creditors Service Bureau of El Paso Inc Creditors Service of Indiana Inc Creditrust Corporation Creditwatch Inc Creditwatch Services LLC (fka Creditwatch Services LP) Creditwatch Services LP Creditwatch Services Ltd Crescent City Credit Recovery Inc Crescent Recovery LLC CRI Recoveries LP (aka Communication Resources Incorporated) CRI/AHC Inc Cromwell Adjustment Bureau CRU & Associates Inc CRW Financial Inc (fka Casino & Credit Services Inc dba CRW Financial) CSC Accounts Management Inc dba CSC Credit Services Inc CSC Logic Inc CSC Professional Services Inc CST Co CTM LLC CU Recovery Inc Custom Collections LLC CybrCollect Inc Cygnet Financial Services Inc An Arizona Corporation Cypress Financial Services Inc D C Credit Services Inc D K Fulk Associates of Carolina Inc D Michael Dendy A Professional Law Corporation D Scott Carruthers Esq D W Story & Associates Dabow Inc DBA Check Technologies Inc Daksh Eservices Private Limited Dale L Trimble Dallas Adjustment Bureau dba League Adjustment Services; Commercial Management Systems Dallas Adjustment Bureau Inc dba League Adjustment Service Commercial Management Systems Dallas Association of Credit Management Inc dba NACM Southwest Dan Solley dba American Credit Assistance Company Daniel N Gordon PC Daniel Trust Company Inc Daniels & Norelli PC Danmar Credit Group LLC Dannis and Dannis Inc Darrell W Cook PC dba The Law Office of Darrell W Cook Data Chek LLC Data Line Credit Corporation of Texas Inc Data Search Inc Data Trace Corporation Datamax Corp dba Interstate Credit Bureau Collections Daughtry & Scott PC David and Jeremy Verret and James Childers dba Debt Away David Bowen dba Redrock Industries David D Dickerson & Associates - A Professional Corp David H Cohen dba Investigative Resources David Kt Mureeba dba Asset Enhancement Consultants David Taylor & Associates LLC David V Margolin Esq PC David Wayne Cox dba First Priority Credit Services Davis Law Associates DBA Abbott Abrey & Beck DBA Accent Accounts Bureau dba Business & Professional Service dba Collection Services International dba Combined Services for Insurance dba Confidential Security Investigations dba Credit Bureau Collection Center DBA Diversified Credit Services DCS Enterprises Inc dba Diversified Services Group Dean Morgan & Steve Konowe dba Morgan Recovery Debis Financial Services Inc Debit Checks Inc dba The Aegis Debora Small and Juanita Smith dba Debt Recovery Services Debt Control Center Inc Debt Credit Services Debt Locators & Liquidators Inc Debt Recovery Solutions LLC Deirdre Osborn dba Credit Bureau of Friona Delaware Valley Collection Service Inc dba DVCS Inc Delivery Verification Service Inc DELPHI Financial Services LLC Delphi Global Solutions Inc dba Strategic Recovery Group Delta Card Services Inc (fka US Recovery Systems Inc) Delta Financial Services Delta Management Associates Inc Delta Management Group Inc dba Delta Recovery Services Denous Corporation Ltd (LLC) Denovus Corporation Ltd (LLC) Dependon Collection Service Inc Deposit Payment Protection Services Inc (DPPS) Derose Merchant Services Inc Derrick S Harrington and Joseph B Simpson dba Harrington Simpson & Associates Derrick S Harrington dba Harrington & Associates Designed Receivable Solutions Inc Dietz - Beam Inc dba D & B Financial Dietz - Beam Inc dba DFW Direct Dimark Inc Direct Check Direct Check Inc Diversified Acceptance Corporation dba M Leonard & Associates Diversified Account Systems of Georgia Inc Diversified Adjustment Service Inc Diversified Collection Services Inc Diversified Consultants Inc Diversified Credit Services Inc Diversified Credit Systems Diversified Financial Systems Inc Diversified Healthcare Services Inc Diversified Receivables Management Inc Diversified Recovery Services Inc Divine & Service Ltd DM Services Inc D-Med Corporation D-Med Corporation (fka D-Med Financial Services Inc) Doctors Reporting Service of Texas Inc Dohahue Law Group Dominion Credit Services LLC Don B Taylor dba Credit Bureau of Paris Donald W and Marta C Zuber dba A to Z Solutions Donald W Hulm Doreen Camillone dba National Credit Shield Dorothy White dba Anderson Taylor and Taylor Douglas A Price dba Price and Associates Douglass Collection Agency Inc Dow Howell and McClinton LLP DRA Inc dba Ditore Ruibal & Associates DTG Holdings Inc dba ACCESS Receivables Management Duane C Romanello PA Dun & Bradstreet Inc Dun & Bradstreet Inc dba Dun & Bradstreet Receivable Management Services Dun & Bradstreet Inc dba Kuff Mercantile Agency Dun & Bradstreet Inc dba Program Management Services Dunstan Capital LLC Dunstone Financial LLC Durango Credit & Collection Co Inc Duvera Billing Services LLC Dyck - O'Neal Inc Dymacol Inc Dynamic Recovery Services Inc E A Uffman and Associates Inc E L Ball dba Ball Collection Agency E R Receivables Corp LLC e.Money Inc Eagle Credit Resources LLC Eastern Collection Corporation Eastern Collection Corporation (FKA Eastern Credit Corporation) Eastern Mercantile Corp Ebbets Partners Ltd eCast Settlement Corporation ECC Management Services Inc eConduit Corporation Economic Control Systems Inc Economic Solutions Inc EDS Information Services LLC Education Credit Services LC Education Debt Services Inc Educational Recovery Services LP (ERS) Edward Jr & Rebecca Hartnett dba Collection Solutions Edward Sloan & Assoc (FKA Gary Lynn Isham dba Edward Sloan & Assoc) Edward T Burke & Associates PC Edwin E Johansson III dba Checkmate of Longview Eikenburg & Stiles PC Electronic Check Alliance Processing Inc Electronic Check Corp dba Banctec Electronic Financial Group Corporation Electronic Payment Systems Inc Eligibility Consultants Inc Elite Data Group Inc Elite Recovery Services Inc Elizabeth J Grossman EMCC Inc (fka East Mississippi Collection Corp) Empire Management Services Inc Employment Opportunities Inc; Connie Vogler aka Connie Cooke Encircle Collections Inc Encore Receivable Management Inc Enhanced Recovery Corporation Enstar Capital Company Enterprise Recovery Systems Inc Epicenter Technologies Private Limited EPN Inc dba E Partner Net Equiant Financial Services Inc Equifax Credit Information Services Inc dba Equifax RAM Equifax Credit Information Services Inc DBA Equifax Risk Management Services Equifax Risk Management Services A Division of Equifax Credit Information Services Inc (FKA Integratec) Equifax Risk Management Services, A Division of Equifax Credit Information Services Inc (FDBA Equifax Accounts Receivable Services) Equinox Financial Management Solutions Inc Equitable Financial Services LLC Equity Recovery Enterprises Inc ER Solutions Inc ER Solutions Inc. Eric M Berman PC Ernest A Kollra PA Ernst Artmann & Associates e-Serve International Limited E-Service Incorporated Eskanos & Adler Eskanos & Adler A Professional Corporation Estate Recoveries Inc Euler Hermes ACI Collection Services Inc Evergreen Professional Recoveries Inc Evergreen Sales & Marketing Inc Excalibur Credit Services LLC Excalibur I LLC Executive Collection Bureau Inc Executive Credit Control Inc Executive Credit Management Executive Financial Company Executive Financial Consultants Inc Executive Management Services Exlservice.com (India) Private Limited EXLService.com (India) Pvt Ltd Exterra Credit Recovery Inc ExTerra Credit Recovery Inc EZ Financial & Mortgage Inc dba Smart Solutions F H Canne & Associates Inc FAB Inc Fair Collections & Outsourcing Inc Fairlane Credit LLC Farmers Financial Services Inc FB Collections Inc aka FBCI aka FB Collections FCC Financial Credit Consultants FDM Inc FDM Inc dba Professional Receivables Management (fka Federal Debt Management Inc) FEDChex Recovery LLC Federal Bond & Collection Service Inc Federal Bond & Collection Service Inc dba FBCS Inc Federal Credit Corp Federal Debt Recovery Inc Federal Management Corp Federal Pacific Credit Company LLC Federal Services Corporation Federated Debt Recovery Inc Federated Debt Recovery Inc. Federated Financial Services Inc Federated Recovery of Washington Inc FEFCO LLC dba First Collection Services Co Fefco LLC dba First Collection Services Company Fidelity Information Corporation Fidelity National Credit Services Fidelity National Credit Services Ltd Fidelity Risk Solutions LLC Finance Systems of Green Bay Inc Financial Adjustment Bureau Inc Financial Asset Management Systems Inc Financial Assistance Inc Financial Claims Control Inc Financial Claims Inc Financial Collection Agencies (1990) Inc Financial Collection Agencies (1990) Inc (fka Financial Collection Agencies (NA) Inc) Financial Control Services Financial Corporation of America Financial Credit Corporation Financial Credit LLC Financial Credit Network Inc Financial Debt Recovery Service Inc Financial Enterprises Inc DBA Wyse Financial Services Inc Financial Management & Associates Inc Financial Management Control Inc Financial Management Control Inc dba Medical Claims and Collections Inc Financial Management Control of Arizona Inc Financial Management Control of Arizona Inc FFC/MCCI Inc (FN) Financial Recovery Services Financial Recovery Services Inc Financial Responsibility Inc Financial Trade Services Inc Finical Management Control Inc DBA Medical Claims & Collections FINOVA Loan Administration Inc FINOVA Portfolio Services Inc FINOVA Portfolio Services Inc. First American Default Management Solutions LLC dba First American Loss Mitigation Services First Automated Systems & Technology Inc First Choice Financial Inc First Collect Inc First Credit Services Inc dba Accounts Receivable Technologies First Credit Services Inc dba Stanley Weinberg & Associates First Credit Solutions Inc First Data Resources Inc First Financial Asset Management Inc DBA Fidelity Risk Solutions First National Collection Bureau Inc First Performance Recovery Corp First Resolution Management Corporation First Revenue Assurance LLC First Revenue Assurance LLC dba American Banco First Select Corporation First Select Inc Firstcollect Inc FirstOutsource Management Inc. Firstpoint Collection Resources Inc FJR Asset Management LLC fka Principal Credit Inc. Flash Cash Inc dba State Metropolitan & County Services Fleet Mortgage Group Inc Fleet Services Corporation Floy Herta Jeffares JD PC FM Services Corporation FMA Alliance Ltd FMA Alliance Ltd (FKA FMA Enterprises Inc) FMA Enterprises Inc FMS Inc FMS Investment Corp dba Financial Management Systems Focus Receivables Management LLC Foote Read Co Forster & Garbus Forster and Garbus Francis & Orr LLP Frank Pinedo Franklin Acceptance Corporation Franklin Collection Service Inc Franklin Financial Inc Frank's Adjustment Bureau Inc Frank's Adjustment Bureau Inc. Frauman Recovery Service Inc Frederick Enterprises Inc dba Credit Bureau of Lufkin Frederick J Hanna & Associates Fredericksburg Credit Bureau Inc Freedman & Price PC Friedman Clark and Shapiro Inc Frost - Arnett Company Fulbright Stern and Davenport Inc G Fred Davis dba Guardian Collection Bureau G Gaye Thompson Gaetano's Financial Services LLC Galaxy Credit LLC Galaxy Recovery Systems Inc Gamache & Myers PC Gary S Olshan PC GBI Services LLC GC Services Limited Partnership GC Teleservices Canada Corp GE Capital Claims Services Inc Gecis Process Services LLC General Accounts Service Inc General Business Recoveries Inc General Collections & Recoveries Inc General Revenue Corp General Revenue Corporation General Service Bureau Inc Genesis Collection Services Inc Genesis Financial Services Corporation Genesis Financial Solutions Inc Genesys Credit Management Inc George C Witte Gerald L warren dba Warren Warren & Associates Gerry B Cooper Attorney at Law GFA Inc dba DRC Services Group GFS Incorporated GHH Service Corporation Gila Corporation dba Municipal Service Bureau dba Gila Group Gila Corporation dba Municipal Services Bureau Gilbert Hunter Shuman & Associates Inc Gillery & Company Investigations Inc Gillery & Company Investigations Inc. Giove Law Office PC Glacier Financial Services Incorporated Glen Daniels Corporation dba Imperial Collection Services (fka Imperial Collection Services) Glenn Associates Inc Glenn Associates Mid-Atlantic Inc Global Acceptance Credit Corporation Global Attorney's Network Global Check Recovery Inc dba Global Check Recovery Global Payments Check Recovery Services Inc Global Payments Check Recovery Services Inc dba Checkrite Global Payments Check Services Inc Global Payments Check Services Inc Global Recovery Services India PVT LTD Global Recovery Services LLC Global Vantedge Inc GMAC Mortgage Corporation Gold Key Credit Inc Gold Star Services Inc Goldman & Warshaw PC Go-More Financial Inc Goodman Stewart & Phillips Inc Goodwin & Bryan LLP (fka Goodwin Bryan Schill LLP) Goodyear & Associates Inc Graham Knight & Associates Inc Graline Financial Services Inc Granada Services Limited Granite Loan Management LLC Grant & Weber Great Lakes Collection Bureau Inc Greenberg Grant & Richards Inc Gregory R Terra dba Law Offices of Gregory R Terra Griffin & Associates of South Florida Inc Gulf Coast Collections Inc Gulf Coast Financial Services Gulf State Credit LLC Gulf State Credit LP Gulf States Collection Services Gunn - Town & Associates Inc Guy C Klingensmith dba Huntsville Credit Management H & R Accounts Inc H A Funding LLC H E Stark Agency Inc Halnan Inc Hanway Medical Billing Plus Hardy Atherton Dollahite & Ritcheson PC Harold E Scherr Harrell & Associates Harrell Pailet & Associates Harris & Harris Ltd Harrison & Taylor LLC Harrison Ross Byck Esq Harry J Fisk Attorney at Law Hart Services Inc dba Business & Professional Collection Bureau Hart Services Inc dba Business & Professional Collections Bureau Harvard Collection Services Inc Havins & Associates PC Havins & O'Dea PC Haymon L Parker dba The Professionals HCCCI - Houston Commercial Credit & Collection Inc. HCFS Revenue Management Inc HCI Inc Heady Financial Corporation Health Receivables Inc Health Systems Associates Inc Healthcare Advisory Associates Healthcare Collections Inc Healthcare Management Solutions LLC dba Healthcare Recovery Solutions Heartland Financial Services Inc Helen L White dba Credit Adjustment Service "CAS" HHL Financial Services Inc Highlands Credit Corp Hilgers & Watkins PC Hill Top Collections Inc Hines Hurlston Ventures HLS Financial Group Inc Holloway Credit Bureau Companies Holloway Credit Bureau Companies LLC Holloway Credit Solutions LLC Homecomings Financial Network Homecomings Financial Network Inc HomEq Servicing Corporation Honor Creditors Agency Inc Hoover Slovacek LLP Horizon Recovery Services LP dba Quik Solutions Hospital Billing and Collections Service Hospital Receivables Service Inc Hospital Receivables Service Inc United States Credit Association Inc Health Receivables Inc Hosto & Buchan PLLC Household Recovery Services Corporation Houston Funding Corporation Howard A Wurman PC (fka Mims Wurman & Fischer PC) Howard L Stomel A Professional Corporation Howell & McClinton PC HP and Associates Inc dba Hutchision Perry and Associates Inc HSI Financial Services Inc Hudson & Keyse LLC Hughes Watters & Askanase LLP Hurley State Bank I C System Inc I C Systems Inc I-9 Financial Services ICS Financial Services Corp IEI Financial Services LLC IMBS Inc dba IMBS Collections IMCO/ICC Inc Immediate Credit Recovery Inc Imperial Credit Systems Inc. (fka Imperial Collection Services of Colorado Inc dba ICS) Imperial Merchant Services Inc DBA Check Recovery Systems Incarnate Word Health Services Incarnate Word Health Services DBA Diversified Credit Services Independent Recovery Resources Inc Independent Service Company Infiser Inc dba Diversified International Financial Services Information Technology & Credit Corporation (ITC) (FKA Metropolitan Resource Corporation (Metrosource)) Ingram & Associates LLC Ingram and Associates LLC Innovative Business Solutions Inc Inovision Inc dba Inovision of Virginia Instachek of Texas Institute of Business Practices Inc Insurex Inc Integrated Credit Solutions Inc Integrated Transaction Services Intelenet Global Services Ltd InterBay Funding LLC Inter-Billing Services International Account Systems Inc International Account Systems Inc dba MCA International International Check Services Inc International Check Services Inc (fka NPC Check Services Inc) International Collection Agency LLC International Collection Corp International Collection Services Inc dba Republic Assurance Corporation International Computer Systems International Computer Systems Inc dba First Collections & First Collection Services International Financial Services Inc International Telemedia Associates Inc dba Highland Group Interstate Collection Bureau Inc Intervention Reinforcement Bureau Invest Services Co Inc Investigative Recovery Services Investment For U Inc Investment Recovery Services LLC Irv Borenstein Attorney At Law Island National Group LLC J & J's Diversified Professional J Anthony Cambece Law Office PC (fka J Anthony Cambece) J C Christensen & Associates Inc J J Macintyre Co Inc Jack L Daniel Inc Jackpot Collections & Subrogation Services Jaffe & Asher LLP James A West PC James C Bray James Heston Wagner & Evans Inc James N Hull & Associates PC dba Hull & Associates PC James William Freyer Jana Ferrell & Associates LLC Janice E Cohen Jason Paul Richard dba Southeast Texas Recovery Services Javitch Block Eisen & Rathbone PPL Jay A Taylor PC JBC Legal Group PC JDC Recovery c/o Ben Culppepper JDJ Investments Inc dba Credit Bureau of Alexandria JDR Recovery Corporation Jefferson Capital Systems LLC Jeremy Brown and Richard Lindley dba Surecheck of Texas Jester Resources Inc dba Prochek JFB Acquisitions Inc Ji Yun Hwang dba Trust Recovery Management Co JNR Adjustment Co Inc dba Resource Management Systems Joe Foster Acquisition Group Inc dba Equitable Solutions Joe Foster Acquisitions Group Inc dba Equitable Solutions John A Schneider dba Account Control Services Company (ACSC) John B Bockmon dba Standard Recovery Services John Cox John Qualls John William Harker PLLC John Wilson dba Orion Financial Recovery Service Johnson & Rountree Premium Inc Johnson Deluca Kennedy & Kurisky PC Johnson Finkel Deluca & Kennedy PC Jon Barry & Associates Inc Jon R Hawks Ltd Jon W Brown Dba Intercept JSZ Financial Co Inc Judgement Collection Specialists Inc Judgement Recovery Specialists Judy D Moreno dba Islas Julia K McWilliams dba Payment on Time Julie Neal dba Health Claims Plus Kapka Kapka & Associates Kaplan & Kaplan Inc Karen K Farias dba C&K Financial Services Kathryn L Benson dba Metro Investment Securities KCA Financial Services Inc Keith D Weiner & Assoc Co LPA Kemp Smith Duncan & Hammond PC Kendor Financial LTD Kenley Financial LLC Kenneth Associates aka Health Service Consultants Kenneth B Leeds Kenneth Eisen & Associates dba Key Recovery Services Kenneth L Herring dba Herring & Associates Kenneth Shaw dba American Credit & Collections Kenneth W & Joann Mills dba Credit Bureau of Friona Keri Howland Hunt dba The Professionals Agency Kerri Howland Hunt dba The Professionals Agency Kevin B Wilson dba Wilson & Wilson Attorneys Kevin D Mullett dba EPR Services Kevin L String Co LPA Key Financial Systems Inc Kings Credit Services Kline and Kline PC KS Financial Group Inc L & M Account Services Inc. L J Burt & Associates Inc L&N Investments LaDarien Spencer and Kimberly Oliver dba Atlas & Assoc Lake Valley Retrievals Inc Lamont Hanley & Associates Larkin Collection Service Inc Larry G Waller Larry S Carvell dba Doctors Recovery Bureau Laurence A Hecker dba Laurence A Heckler Attorney at Law Law Enforcement Systems Inc Law Office of Bryan K Levy Law office of Curtis O Barnes PC Law Office of James L Brister PLLC Law Office of Jerry M Mims PC Law Office of John Philip Parsons Law Office of Joseph H Belzer PA Law Office of Loraine E Lyons Law Office of Mark Piland Law Office of Sam Streeter PLLC Law Office of Shannon D Matthews LLC Law Office Taylor T Pensoneau LLC Law Offices of Bennett & DeLoney PC Law Offices of Bradley J Rephen PC Law Offices of Charles E Soffar PLLC Law Offices of Clark Garen Law Offices of Curtis O Barnes PC Law Offices of D Scott Carruthers Law Offices of Daniel J Ciment PLLC Law Offices of Donald S Burak Esq Law Offices of Joel Cardis LLC Law Offices of Joseph Belzer PA Law Offices of Kent Puett Law Offices of Lawrence R Boivin Esq Law Offices of Michael P Margelefsky LLC Law Offices of Mitchell N Kay Law Offices of Palmer Reifler & Associates Law Offices of Ross Gelfand Law Offices of Thickstun Stern & Becerra LLP Law Offices of Thomas L Freytag Lawrence Baca & Donohue PLLC Lawrence Roach and Associates dba Law Office of Larry Roach LDG Financial Services LLC Leading Edge Recovery Solutions LLC Legal Financial Services Inc Legal Mediation Practice Inc Legal Recovery Law Offices Inc Leland Scott & Associates Inc Leland Scott Edington dba Leland Scott & Associates Lelaurin Emmett & Kessler LLP Leonard N Tarr PC LERCK LLC Lewis and Branning Partnership LHR Inc Liberty Collection Bureau Inc Liberty Credit Services Inc Liberty Point Corporation Lighton Taylor & Associates LLC dba Leighton Taylor & Associates Linda Benovsky dba Cash & Associates Lindquist & Trudeau Inc Linebarger Goggan Blair & Sampson LLP (fka Heard Linebarager Graham Goggan Blair Pena & Sampson) Lisa A. Manziel dba Manziel Law Offices Litchfield Financial Corporation Litton Loan Servicing LP Llano Estacado Account Management Services LLC LM Holdings Inc dba Guardian Collection Bureau LM Out Inc dba United States Bond Bureau LML Payment Systems Corp LMS Services Inc. Loan Star Collections Inc Lockheed Martin IMS Corporation dba LDC Collection Systems (FKA Lockheed Information Management Services CO Inc. dba Lockheed IMS) Lola Beth Webster Lone Star Investigations & Recovery Inc Long Beach Acceptance Corp Looking Glass Financial Inc dba LGF Loraine G Wood dba Westbank Asset Management Louis W Beheler dba World Wide Recovery Systems LRM & Associates Inc LSI Financial Group LTD Financial Services LP LTL Management Inc Luebke Baker & Associates Inc Luttrell Pursley and Assoc Lynn C Denooyer M C Asset Group M D Gibson & Associates PC M Jan Spears & Associates Inc Mabry Gibson & Herberger LLP MAC / TCS Ltd Machol & Hohannes PC Machol & Johannes Machol & Johannes PC Madison & Park Inc Magazine Collection Bureau Magazine Collection Bureau a Division of National Credit Audit Corporation Magnolia Loan Servicing Inc magnUS Service Inc MagnUS Services Inc Mail Receivables Service Inc Mail Recovery Service Mainstreet Cash Service Inc Mainstreet Cash Service Inc. Malcolm S Gerald & Associate Inc. Malcolm S Gerald & Associates Inc Malibu Insurance Services Inc Management Adjustment Bureau Inc Management Financial Services Inc Management Koncepts Inc Management Koncepts Inc DBA Kids Ltd and Kins Income Depends on Support Ltd Manfred Sternberg & Associates PC Manhattan Financial Recovery Services LLC Mann Bracken Layng & Knezo Mann Bracken LLC Mansoor A Rahman dba Data Control Systems MAPA Inc Mara Nicandro dba Quic Recovery Marcom Technologies Inc dba Marcom Receivable Management and Cash Flow Services Market Approach Consulting Services LP dba Paramount Recovery Systems (fka Market Approach Consulting Services LP dba Asset Control Services) Market Recovery Analysts Inc Markman Brothers Investments Marks Collection Inc T/A Affiliated Collection Service Marlin Integrated Capital LLC MARS Inc Marshall and Marshall Inc Martel Management Inc Marvin Lore Smith III dba JP&C Matson Wallace and Lynch Inc Matthews Stevens & Stone Inc Maximum Recovery Solutions Inc Maximum Recovery Systems Inc MAXIMUS Inc Maxwell & Associates Inc MCB Collection Services Inc McCarthy Burgess & Wolff Inc McCleskey Harriger Brazill & Graf LLP McCreary Veselka Bragg & Allen PC Attorneys at Law McGaughey Reber and Associates dba Diversified Credit Systems McNeily Rosenfeld & Rubenstein MDS Inc Meade & Associates Inc Medaccounts Medarc Inc Medcare Inc (fka Financial Trade Services Inc) Medclr Inc dba Emergency Room Billing Inc Medi Credit.com Inc Media Collections Inc dba Joseph Mann & Creed Medical and Professional Accounts Control Inc DBA Med Pac Medical and Professional Collection Services Inc Medical Business Bureau Inc Medical Claims and Collections Inc Medical Data Systems Inc dba Medical Revenue Service Medical Debt Management Inc Medical Dental Hospital Bureau of San Antonio Inc Medical Dental Hospital Bureau of San Antonio Inc DBA Business & Professional Service Medical Management Services Inc Medical Practice Solutions Inc Medical Receivables Management L C Medical Society Business Services Inc dba Bureau of Medical Economics Medical Third Party Resources Inc DBA Med-Collect Medicol Medi-Comm Services Inc Medi-Comm Services Inc of Lubbock Medi-Comm Services of Lubbock Inc Medicredit Corporation Med-Im Development Inc Med-Les Physician Assistance Service Medquist Receivables Management Co (fka Medquist of Texas Inc dba Stanford Financial Services Inc & Medquist Inc) Melvin Crafton dba Liberty Debt Solution Mercantile Adjustment Bureau Inc Mercantile Adjustment Bureau LLC Mercer Graham & Associates Inc Merchant Management Inc Merchants & Medical Credit Corporation Inc Merchants and Professional Credit Bureau Inc Merchants Association Collections Division Inc Merchants' Credit Guide Co Merchants' Credit Guide Company Mercury Recovery of California Meridian Financial Services Inc Messerli & Kramer PA Methodist Hospitals of Dallas dba Prime Financial Services Metro Collections Metrocredit Services Inc Metropolitan Consumer Collection Services Inc (fka MCCS Acquisition Inc) Metropolitan Consumer Collection Services Inc. Metropolitan Resource Corporation (Metrosource) Michael B Bennett PC dba Bennett Law Offices Michael B Ray dba Credit Adjustment Company Michael D McDonald dba ARC Services Michael D Moore Michael J Shroeder PC Michael McDonald Michael S Sanderock dba S & G Recovery Services Michael T David dba Allied National Commercial Collections Mid America Accounts Control Bureau Inc Mid America Credit Management LLC MidCoast Credit Corp MidCoast Credit Corporation Midland Credit Management Inc Midland Credit Management Inc (MCM) Midland Funding 98-A Corporation Midland Receivables 98-1 Corporation Midland Receivables 99-1 Corporation Mid-South Credit Bureaus Inc Midstate Collection Solutions Inc Mid-State Credit Bureau Midwest Collection Service Inc dba MCS Financial Management dba Municipal Collection Service Midwest Consultants Corporation Midwest Service Bureau Inc Midwest Support Services Inc Mienhold Stawiarski Shapiro & Codilis LLP Miguel Andrade Jr & Robert Landon dba Landon Landon & Andrade Mike Sherman Inc dba The Sherman Company Milco Loan Servicing Corporation Millenium Financial Group Milliken & Michaels Inc Milliken & Michaels Inc dba Milliken and Michaels Milton Clarke & Madison Minnesota Recovery Services Inc Miracle Financial Inc MKS Financial Services Money Control Inc Monroe Enterprises dba Credit Bureau of Centre Monroe Enterprises Inc dba Credit Bureau Centre Monterey Financial Services Inc dba Monterey Collection Services Montgomery County Credit Bureau Inc Morgan & Associates PC Mortgage Source Ventures Corporation Moss Codilis LLP Moss Codilis Stawiarski Morris Schneider & Prior LLP Moster & Wynne PC Mountain Peaks Financial Services Inc Mountain States Adjustment A Division of MS Services LLC MRS Associates Inc MS Services LLC dab Mountain States Adjustment MSA Solutions Inc Msource (India) Private Limited MTR Collections Inc (Vali-Chek Incorporated) Municipal Collections Incorporation Mutual Collection Company Inc Myers & Porter LLP NACM of South Texas Inc Nadine Ridlerhuber dba Hot Check Recovery Nair & Levin PC NAL Acceptance Corporation Nashville Adjustment Bureau National Account Systems Inc National Account Systems Inc dba National Business Division National Account Systems of Omaha National Action Financial Services Inc National Action Financial Services Inc (NAFS) National Adjustment and Recovery Corp National Asset Management Enterprises Inc National Asset Placement Corporation National Asset Recovery Inc National Asset Recovery Services Inc National Asset Services Co National Association of Credit Management of Texas Inc National Auto Finance Company Inc. National Bureau of Collections Inc. National Bureau of Credit Inc National C & R Inc dba National Credit & Recovery National Check Trust Inc National City Processing Co dba Executive Collection Bureau National Collection and Credit Control of America Inc National Collection Consultants Inc National Collection Service Inc National Collection Systems Inc dba National Credit Management National Collections Systems Inc dba National Credit Management National Commercial Recovery Inc National Credit & Collection Services Inc National Credit Adjusters National Credit Audit Corporation National Credit Management Corporation National Credit Managers National Credit Service National Credit Services Corporation National Credit Services Inc National Credit Systems Inc (fka Southeastern Credit Systems Inc) National Creditors Association Inc National Creditors Bureau Inc National Creditors Connection Inc National Enterprise Systems Inc National Enterprise Systems Inc. (fka Windham Associates Inc dba National Enterprises Systems) National Financial Bureau Inc dba J V Smith & Associates National Financial Group Inc dba Maryland National Financial Group Inc National Financial Systems Inc (NFS) National Recoveries Inc National Recovery Agency Inc National Recovery Systems Ltd of America National Revenue Corp Corporation National Revenue Corporation National Telecommunications Data Exchange Inc National Telewire Corporation Nations Credit & Collection Service Inc Nations Recovery Center Inc Nationwide Collections Inc Nationwide Credit Corporation Nationwide Credit Inc Nationwide Credit Inc and Nationwide Credit Inc dba Financial Health Services Nationwide Credit Inc and Nationwide Credit Inc dba Financial Health Services (fka ABC Business Services Inc) Nationwide Credit Inc dba Healthcare Claims Services dba Midwest Consultants dba Financial Health Services (Former dbas BWS Credit Services; Northwest Audit and Adjustment; The Master Collectors & BWS Credit Services) Nationwide Credit Inc. Nationwide Debt Recovery Ltd Nationwide Recovery Service Inc Nationwide Recovery Service Inc. Nationwide Recovery Service of Sacramento Inc Nationwide Recovery Service of Savannah LLC Nationwide Recovery Service of Tampa Inc Nationwide Recovery Systems Nationwide Recovery Systems Ltd NCB Management Services Inc NCC Business Services Inc NCC Business Services Inc (FKA National Collection Consultants of Florida Inc) NCD Inc dba First Financial NCO Financial Systems Inc NCO Portfolio Management Inc Nellie M Erickson dba Credit Service Company Nelson Watson & Associates LLC Network Collection Services Network Collection Systems Inc Network Services Inc dba Network Collection Services (fkaCredit Bureau of Hattiesburg - Laurel) Neuheisel Law Firm PC Nevada Credico Inc dba Quantum Collections New Century Financial Services Inc New York Bay Capital Inc Newman Freyman Klein & Gamache PC Nexclaim Technologies Inc Nickell & Associates DBA Medical Bureau Inc, Phoenix Credit Services Nickell & Associates DBA Medical Bureau Inc; Phoenix Credit Services Nicolas M Bazan PC Nissan Motor Acceptance Corporation Nob LLC Nordin & Associates Inc Nor-Don Collection Network Inc dba NCN Norman Wexler Individually & dba Wexler & Wexler Attorneys North American Capital Corporation North American Capital Corporation; NACC Corporation (FN); NACC Corporation; North American; NACC North American Collectors Inc North American Credit Services Inc North American Service Corporation North Coast Account Systems Inc North Shore Agency Inc Northern Credit Service Inc Northland Group Inc Northstar Location Services LLC Northwest Collectors Inc Nosoma Systems Inc T/A Capital Collection Service NRB Inc Nuvell Financial Services Corp Obra Homes Inc Ocwen Consumer Solutions Inc Ocwen Financial Solutions Private Limited Ocwen Financial Solutions Private Ltd Ocwen Loan Servicing LLC Odis Wayne Bickers Office of Judgement Enforcement Old Republic Equity Credit Services Old West Capital Co Oliphant Financial Corporation Oliver and Oliver PC Omega Financial Inc Omni Credit Services Inc Omni Credit Services of Florida Inc Omni Credit Services Of Illinois Inc Omni Services Group LLC Omnium Worldwide Inc and Omnium Worldwide dba Accent Insurance Recovery Solutions (former dbas fka Healthcare.. - Advantage.. - Omnium Communication ..) Onesource Credit Solutions Inc Onstat Inc Onyx Acceptance Corporation Onyx Investment LLC Option Card LLC Option One Mortgage Corporation Origen Servicing Inc OSI Collection Services Inc dba Hospital and Physician Services; IMC Credit Services; Medical Accounting Service; Medical Billing Systems; Medical Provider Accounting Service; Missouri Medical Collections; OSI Alaska Financial Services OSI Collection Services Inc dbas -Alaska Financial Services;Central Patient Billing;Hospital and Physician Services;IMC Credit Services;Medical Billing Systems;Medical Provider Accounting Service;Missouri Medical Collections;Professional Billing Service OSI Collection Services Inc dbas Professional Billing Service: IMC Credit Services, Hospital Physician Services: Missouri Medical Collections; Central Patient Billing and Medical Billing Systems (fka Payco) OSI Education Services Inc OSI Education Services Inc OSI Portfolio Services Inc OSI Recovery Solutions Inc Outsource Receivables Management Outsourced Accounts Inc Oxford Collection Agency Inc Oxford Collection Agency Inc dba Oxford Management Services P & S Recovery Management LLC Pacific Coast Collections Inc Pacific Creditors Association Palisades Collection LLC Palladian Resources LC Paradigm Recovery Solutions LLC Paralign Revenue Management Inc Paralign Revenue Management Inc. Paramount Adjustment Bureau Inc Paramount Alliance Leasing Inc Paramount Recovery Services Inc. Paraservices Inc Partners Financial Services Inc Patenaude & Felix APC Patient Accounting Service Center LLC Patricia Dugger dba Quick Collect Patricia L Dearing LLC Patrick Joseph Martin Patsy Carole Golden Paul Mason & Associated Inc dba Creditors Bankruptcy Service Paul Mason & Associates Inc dba Creditors Bankruptcy Service Paul R Wilson Pay Direct Services Inc Pay Solutions Payco General American Credits Inc dbas Payco; Creditors Protective Association: Retail Merchants Collection Service Missouri Medical Collections; Hospital & Physician Service: Herring Financial Services: Central Patient Billing;Furst & Furst Continental Payment Solutions A California Corporation dba Card Gard / Check One Paypax Accounts Inc Payup Winddown, Inc. PD Recovery Inc (a PA Corporation)m, A Wholly Owned Subsidiary of Dollar Financial Group PDI Management Services Inc Pender & Coward PC T/A Commonwealth Collection Attorneys Penn Credit Corporation Penncro Associates Inc Pentagroup Financial LLC People First Recoveries LLC Performance Capital Management Inc Performance Capital Management LLC Perimeter Credit LLC Perimeter Credit LP Pfluger Financial Services Inc Philip C Vitek Phillip D Collins & Associates PC Phillips & Cohen Associates Ltd Phillips & Kirschenbaum LLP Phoenix Credit Solutions LLC Phoenix Management Company Inc. Phoenix Management Solutions LLC Phoenix Management Systems Inc Physicians' Income Recovery Inc Piano Credit Company LLC dba Yamaha Retail Finance (fka dba National Piano Finance and Leasing Company) Piedmont Adjustment Bureau Inc Piedmont Credit & Collections Inc. Pierce Hamilton and Stern Inc Pinnacle Corporate Services Inc Pinnacle Financial Group Inc Pinnacle Financial Group LLC Pinnacle Recovery Inc Pioneer Credit Recovery Inc Piper Collections Inc Platinum Recovery Solutions Inc PMAB Inc TDA H Johnson & Associates POM Recoveries Inc Portfolio Recovery Associates LLC Powell & Jackson II Inc Powell & Jackson Inc Powell Rogers & Speaks Inc Powelson Companies Inc. dba Foley & Associates Poznet Solutions Inc dba Poznet Recovery Services PPCC Inc dba Allied Collection Resources PRA AG Funding LLC PRA III LLC PRA Receivables Management LLC dba Anchor Receivables Management Practical Medical Management Inc Premier Check Systems Inc Premier Recovery Inc Premier Recovery LLC Premier Trust Deed Services Inc Premiere Credit of North America LLC Premium Asset Recovery Corp Premium Credit Corp Premium Recoveries Inc Primary Financial Services LLC PRM Financial Service Inc PRM Financial Service Inc. PRM Financial Services Inc Pro Collect Inc dba Asset Resources Pro Com Services Corporation dba Credit Bureau of Springfield Inc Pro Com Services of Illinois Inc Pro Consulting Services Pro Consulting Services Inc Procheck A Service of Revenue Assurance Professionals LP Procollect Inc Pro-Collect Inc dba Asset Resources Procollect Services Inc Procollect Services Inc (fka Procollect Inc) Professional Account Management Inc Professional Account Services Professional Account Services Inc Professional Account Services Inc (PASI) Professional Adjustment Corp Professional Adjustment Service Inc Professional Affiliates Company Inc Professional American Collections Inc Professional Bureau of Collections Inc Professional Choice Recovery Professional Collection Company Professional Collection Service Inc Professional Credit Analysts of Minnesota Inc Professional Credit Collections Inc Professional Credit Consultants Inc Professional Credit Research Inc dba Professional Credit Recovery Professional Credit Services Inc Professional Debt Mediation Inc Professional Finance Company Inc Professional Recovery Consultants Inc Professional Recovery Services Professional Recovery Services (PRS) Professional Recovery Services Inc Professional Recovery Systems Inc Professional Recovery Systems LLC Professional Service Assistance Professional's Receivable Network (PRN) ProfitLine Collection Services Inc Progressive Financial Services Inc Progressive Recovery Network Inc Protocol Financial Services Inc Protocol Recovery Service Inc Providential Capital Inc Pyatt & Associates Pyatt & Associates Information Services Q Collections Inc Quality Asset Management Inc Quantco Financial LLC Quantum Capital Inc Quantum Credit Services of Georgia Inc dba Quantum Credit Services Inc Quantum Credit Services of Texas Inc dba Quantum Credit Services Inc Quest Asset Management Inc Questcare Practice Management Services Inc R & B Cable Contractors Inc R & R Collection Service Inc R A Rogers Inc R C Capital Company LLC R C Wilson Company R M Connecticut Services Inc R M Galicia Inc dba Progressive Management Systems R S Clark & Associates Inc R S Clark and Associates R Scott Perry Radio Shack a Division of Tandy Corporation Raeco Management Inc Raeco Management Inc dba Investigative & Recovery Services Raeco Recovery Services Inc Ralph L Ross Rapid Recovery & Professional Billing Inc Rauch - Milliken International Inc Rausch Strum Israel & Hornik SC Rawlings Financial Services LLC Ray Wood & Fine Attorneys at Law Raymond & George Inc RC Services Inc Re:Claim Inc Real Time Resolutions Inc Reasonable Recovery Solutions Company LLC Reasonable Recovery Solutions LLC Receivable Management Inc Receivable Recovery Services LLC Receivable Services of America LLC Receivable Solutions Inc (RSI) Receivable Solutions Inc dba National Recovery Control DBA National Legal Recovery Service Receivables Management Bureau Inc Receivables Management Consultants Corporation (RMC Corp) Receivables Management Group Inc Receivables Management Group Inc dba RMG Systems Receivables Management Group Inc. Receivables Management Solutions Inc dba RMS Receivables Recovery and Management Corporation Receivables Specialist Inc ReChek Recourse Acceptance Corporation Recover Inc Recoveries Inc Recovery Bureau of America Inc Recovery Concepts Inc Recovery Consultants Inc Recovery One Inc Recovery Remedies Inc (RRI) Recovery Services International Inc Recovery Services of Texas Recovery Solutions Inc Recovery Systems Specialist Red River Collections Inc Redford Collections Redline Recovery Service LLC Redmarq Reese Montgomery Weinstein & Associates Inc Refinance America Ltd Regency Credit LLC Regent & Associates PC Regional Adjustment Bureau Inc Reimbursement Technologies Inc Reisman & Simpson Reliable Adjustment Bureau Inc Reliable Adjustment Bureau of Florida Reliable Adjustment Bureau of Florida Inc Remex Inc Remit Corporation Renaissance Recovery Services Inc RentCollect Corporation Renter Index Inc dba Accounts Index Requestex LP Resident Data Collections LLC Resolution Services Inc Retail Merchant Assoc of Tyler Texas Inc Retail Merchants Assoc of Abilene Inc dba Credit Bureau Servicing West Central Texas - Collection Divisions (fka Credit Bureau of Abilene Collection) Retail Merchants Assoc of Abilene Inc dba West Central Texas Collection Burean and dba Premium Recovery Retail Merchants Association Inc dba Credit Bureau of Greater Shreveport Retail Merchants Association of Lubbock Inc Retail Merchants Association of Port Arthur Inc Retail Merchants Association of Tyler Inc Retail Recovery Service of NJ Inc (fka Retail Recovery Service of New Jersey Inc) Retrieval Masters Creditors Bureau Inc Retrieval Masters Creditors Bureau Inc dba American Medical Collection Agency Inc Revcare Inc Revenue Assurance Professionals LLC (fka Procheck A Service of Revenue Assurance Professionals LP) Revenue Investment Protections Inc Revenue Management Corporation Revenue Production Management Inc Revenue Recovery Corporation Rhett Hoestenbach RHP Mortgage Company dba RHP Financial Services Richard Alan Russell Richard DeJana & Associates PLLC Attorneys at Law Richard J Boudreau & Associates LLC Richard N Thompson Attorney at Law Richard P Dayhoff dba Independent Recovery Systems Richard S Katona and Bernardene A Katona dba CCS/Houston Richard V Wallace dba Accounts Receivable Management Services Richwood & Associates Inc Rick Higgins dba Promed Practice Management Rickenbacker Collection Services Inc Riddle & Associates PC Riddle & Williams PC Riecke Baumann Rio Grande Valley Creditors Service Bureau Inc Rio Grande Valley Creditors Service Bureau Inc. dba Creditors Service Bureau Riscuity Asia Inc Risk Management Alternatives (Minnesota), Inc DBA Credit Convertors DBA Allied Medical Accounts Control Risk Management Alternatives Inc Risk Management Alternatives Inc Risk Management Alternatives Solutions LLC Ritcheson & Dollahite PC Riverview Asset Management Service Inc Riverview Collections Inc Robert A Fierman Attorney P C Robert B Buchan Attorney at Law Robert B Sims Robert Thomas Miller Jr dba Law Office of Robert T Miller Jr Robert Vallair dba Veliro Group Roberts & Roth Corp Robinson Reagan & Young PLLC Robinson Regan & Young PC Rochester Credit Center Inc Rochester Credit Center Inc dba The Credit Bureau Rockford Mercantile Agency Inc Roland Barbosa dba United Subrogation Associates Romac Enterprises Inc dba Romac Financial Services Ronald R Lusby dba Multi-Data Systems Roquemore & Roquemore Inc Rosemary Cox dba Absolute Recovery Services Rosenthal Morgan and Thomas Inc Ross Banks May Cron & Cavin PC Roxanne Webb dba D & R Financial RSI Enterprises Inc RTI / Community Management Associates Inc RTM Financial Services LLC dba Credit Consulting Services Ruben Escandon Jr dba Tracs (Trace Recovery and Collection Service) Rudy Neria dba Vinton & Associates Russell Collection Agency Inc Ryan & Reed Inc S & A Services of Marion Ltd dba S & A Services Ltd S & A Services of Watertown Ltd dba S&A Services Ltd S & P Capital S & P Capital Investment Inc S & P Park Inc dba Corporate Recovery Services S & S Recovery Inc S R Marshall & Associates Inc SAB International Inc Sallie Mae Servicing Corporation Sally Sekac dba The Woodlands Collection Agency Sammy Miller Samuel T Leahy dba A R Management & Solutions LLC San Antonio Creditors Association San Antonio Retail Merchants Association San Antonio Retail Merchants Association Collections Inc San Leandro Collection Service Inc Sanders Baker & Jesko PC Sanders Baker & Jesko PC & Perdue Brandon Fielder Collins Sandra Renee Lumbley dba R W Collection Service Sanford J Cohan Sarasota Inc dba Credit Control Management Sarma SCA Collections Greenville NC Inc SCA Credit Inc Scher Legate & Ehrlich PLLC Scherr Legate & Ehrlich PLLC (William Ehrilich, Herbert Ehrlich and Sam Legate) Scherr Legate Ehrlich & Kennedy PLLC Schreiber & Associates PC Schreiber & Associates PC / Business and Trial Lawyers Scipione Berg & Associates LLC Scoggins McKelvey Almon & Malone LLP Scott and Goldman Scott Lowery Law Office PC. (fka P Scott Lowery PC) Scott Watson President Spectrum Processing Inc Seattle Service Bureau Inc dba National Service Bureau Security Check Security Check Collections LLC Security Credit Systems Inc Sedna Asset Solutions Inc Select Billing and Collections Services Inc Select Portfolio Servicing Inc Seleta Edge dba Recoveredge Systems Senex Services Corporation Sentry Credit Inc Sequoia Concepts Inc dba Sequoia Financial Services Service Bureau Inc Shapiro Brown Corporation dba SBB Management Company Shark Logic Receivables Management & Consulting LLC Sharon Parks dba Matrix Financial Sheffield Capital Corp Shreveport Wholesale Credit Association Inc Silver Collection Service Inc Silver Oak Services LLC Simm Associates Inc Sitel Customer Care Inc dba NAFS of Canada Skip Chase & Associates LLC Skip Chase International, Inc SKO Brenner American Inc Sky Asset Management Services Inc Sky Recovery Services Ltd Smart Collection Inc Smith Rouchon & Associates Inc Smith Town & Associates Inc SMX Recovery Services Inc SN Servicing Corporation SN Servicing Corporation Solomon and Solomon PC South Texas Adjustment Services Southeast Collection Services Southeastern Credit Bureau Inc Southeastern Credit Bureau Inc dba Park Dansan Southeastern Credit Systems Inc Southern Credit Recovery Inc also T/A Central Billing Office; And Regional Financial Services LLC (SCR) Southern Credit Recovery Inc T/A Central Billing Office: and Regional Financial Services LLC Southern Federal Collection Service Inc Southern Financial Systems Inc dba Southern Financial Collections Southern Management Systems Inc Southern Service Systems Inc dba Southern Collection System Southern Tier Credit Center Inc Southwest Credit Card Services Inc Southwest Credit Systems Inc Southwest Credit Systems LP Southwest General Services of Dallas LLC Southwest Medical Collections LLC Southwest Pacific Financial Inc Southwest Recovery Corporation Southwest Reimbursement Management Services LLC Southwest Subrogation Services Inc Southwest Value Recovery Inc Specialized Collection Systems Inc Springer Financial Group Inc Springer Inc dba Springer Collections Springman Braden Wilson & Pontis PC Sprouse Smith & Rowley PC SPS Payment Systems Inc SPS Transaction Services Inc. SR Marshall & Associates Inc SRA Associates Inc SRG Inc St Hill & Associates PC Stan Hughes Stanford & Associates LLC Starfire Recovery Starwiarski & Associates PC State Collection Service Inc State Municipal Services Inc State Street Capital Corporation States Recovery Systems Inc Statewide Credit Association Inc Stawiarski & Associates PC STC Solutions Inc Stephen W Powelson dba Foley and Associates Stephens & Michaels Associates Inc. Sterling & King Inc Steve Sumner PC Steven G Lawrence PC Steven H Phelps PC Stevens Business Service Inc Stevens Business Services Inc Stevenson Law Firm Inc Stewart & Associates PC Attorneys at Law Stewart Default Solutions Inc Stewart S Mortensen Stokes & Clinton PC Stone Credit Inc Stratagem Credit Services Inc Strategic Recovery Systems Inc Stuart Allan & Associates Inc Suburban Credit Corporation Sullivan Cross & Davis Inc Summer & Schick Summit Collections Inc Summit Recovery Services LLC Sunrise Credit Services Inc Superior Asset Management Inc Superior Credit Service Inc Superior Credit Services Inc Superior Recovery Systems Sure Check Regional Sure Tech Recovery LLC Surety Acceptance Corporation Surety Recovery and Consulting Services Inc Surpas Resource Corporation SWC Collections Swift Recovery Inc Symmetry Management Corp dba BCC Financial Management Services Inc Syndicated Office Systems dba Central Financial Control Synergetic Communication Inc Synergetic Communication Inc dba Syncom Synergy Business Services Inc Synnis Inc dba Sygnis Financial Services Synter Resource Group LLC Systematic National Collections Inc Systems & Services Technologies Inc T L Thompson & Associates Inc T/A American Collection Consultants Tabula Rasa International Ltd Takhar Collection Services LTD Talbott Adams & Moore Inc Tandy Corporation Taryn R Chatham Tate & Kirlin Associates TBS Business Services Inc TCH International Inc dba The Collection House TCM Enterprises Inc dba Total Collection Management & First Recovery Services Inc TCMS Texas Collection & Mediation Services LLC Telcollect Inc Telecheck Services Inc Telerecovery Telesmart Inc Tempest Recovery Services Inc Texas Check Control Agency Inc Texas Commercial Recovery Bureau Inc. Texas Guaranteed Student Loan Corporation Texas Legal Net Services Bureau LLC Texas Municipal Services Inc Texas Star Business Services LLC Texhoma Financial Services Textron Business Services Inc (fka TBS Business Services Inc) The Affiliated Group Inc dba Affiliated Credit Services The Affiliated Group Inc dba The Affiliated Credit Services (fka ACS III dba Affiliated Credit Services) The Allen Daniel Associates Inc The Best Service Co The Best Service Co Inc The Brice Legal Group PC The Bureaus Inc The Carlson Company LLC The Carlton Company Inc The CBE Group Inc The CBE Group Inc The Check Connection Inc The Collection Bureau of Lincoln Nebraska Inc The Continental Alliance Inc The Continental Alliance Inc dba Continental Credit Services Inc The Continental Collections Group Inc The Credit Bureau of Kilgore TX Inc dba Northeast Texas Credit Bureau The Credit Store The Credit Store Inc The Education Resources Institute Inc The Goodyear Tire & Rubber Company The International Recovery Firm The Law Firm of John A DeFede PA The Law Office of Gary Lee Hach The Law Office of John P Frye PC The Law Offices of Daniel J Nigro PC The Law Offices Of Gerald E Moore & Associates PC The Law Offices of John Lyndon Vidrine A Professional Corporation The Law Offices of Loren Parker - Jackson The Master Collectors Inc The Medical Bureau Inc The Medical Bureau Inc (MBI) The Phoenix Recovery Group The Professionals Agency The Receivable Management Services Corporation dba D&B Receivable Management Services dba RMS (fka The Receivable Management Services Corporation dba Dun & Bradstreet Receivable Management Services) The Receivable Management Services Corporation dba Dun & Bradstreet Receivable Management Services The Recovery Group Inc The Research Firm LLC The Revenue Maximization Group Inc The Reyes Law Firm PC The Rimit Corporation The Sagres Company The Silva Group dba Billing & Financial Recovery Services The SSI Group Inc The Traf Group Inc The Transcontinental Adjustment Corp The Transcontinental Adjustment Corporation The Wealthology Institute The Westmoreland Agency Inc The Wymard Company Inc dba Joseph M Wymard Theodore P Karibian dba Hot Check Thomas George Associates Ltd Thomas H Leet dba Southwest Bounty & Collection Service Thomas J Wheeler dba Wheeler Law Office Thomas K Bamford Thomas K Bamford Attorney at Law Thomas Wheeler dba Act Collections Thornton Financial Services Inc Tiburon Financial LLC Ticket Track Inc Tidewater Consumer Credit Timothy Bonnder and James Pinson dba ADP Collections Titan Business Solutions Inc Titan Management Services LLC TMG Financial Inc TML Intergovernmental Employee Benefits Pool Todd Bremer & Lawson Inc Todd Lamb dba Trinity Collections Tom W and Helen J Logan / Check Recovery Tonya Sue Sorrow Tormey Bewley Corporation dba Albuquerque Collection Services Torres Credit Services Inc Total Card Inc Total Credit Recovery USA Group Inc Touchstone Communications Inc Tower Collection Center Inc Town North Bank NA TPI Billing Solutions LLC Trace Credit Services Trackers Inc (In Illinois dba Eastern Iowa Collection Bureau Inc) Tracy J Murphy PLLC TRAF Group T/A A-1 Collection Service Traneel Corp dba Continental Collection Bureau Trans First Asset Services Inc Trans Union Corporation - Dallas Division Transamerica Accounts Holding Corporation dba Transamerica Accounts Receivable Services or dba Transamerica Commercial Recovery Services Trans-Con Adjustment Bureau Inc Transcontinental Services Inc Transwestern Consultants Corporation Transworld Systems Inc (TSI) dba Credit Management Services (CMS) Transworld Systems Inc dba Credit Management Services Trauner Cohen & Thomas Treasury and Accounting Technologies Inc dba Treasury Recovery Services Triad Financial Services Inc Triadvantage Credit Services Inc Trilogy Capital Management LLC Triple I International Inc dba KB Financial Services and dba Kenady & Bernstein Triple I International Inc dba KB Financial Services dba Kenady & Bernstein Triple M Auto Sales Inc dba Triple M Collection Agency Tri-State Adjustments Inc Tritium Card Services Inc Trojan Professional Services Inc Trout & Associates Ltd TRS Financial Services Inc (fka Texas Recovery Services Corp) TRS Recovery Services Inc. TrueLogic Financial Corporation Trumbull Services LLC TSYS Total Debt Management Inc TT Marketing Inc Tulsa Adjustment Bureau Inc Turbo Data Systems Inc dba Innovative Collection Services Twine Financial Management TxCollect Inc Txcollect Inc TxCollect/Thrift I LP Tyler & Hughes and Associates Inc U S Municipal Support UCM Servicing Co. LLC Ugly Duckling Car Sales Inc dba Ugly Duckling Car Sales dba Ugly Duckling Autos Ugly Duckling Car Sales Texas LLP Unber and Associates Inc Unifund Corporation Union Acceptance Corporation dba Union Credit Corporation Union Acceptance Corporation dba Union Credit Corporation and UAC Servicing Corporation Union Adjustment Co Inc Unipac Service Corporation Unique Management Services Inc United Accounts Management Inc United American Acceptance Co United Check Control Inc United Collection Bureau Inc United Compucred Collections Inc United Consumers Inc. (fka Benjamin A Burrell United Consumers Inc) United Credit Management Corporation United Creditors Alliance Corporation United Equity Recovery Corporation United Financial Service United Global Financial Services Inc United Legal Corporation United Mediation Services Inc United Merchants Association United Moneycorp Inc United Mortgage & Loan Investment LLC f/k/a United Mortgage & Loan Investment Corp. United Note & Escrow Co United Portfolio Management Inc United Recovery Systems Inc United Recovery Systems LP United Resource Management / Skip Chase International United Resource Systems Inc United Revenue Corp United Service Accounts Inc United States Credit Association Inc Universal Collections Inc. Universal Collectors Corp Universal Commercial Concepts Universal Credit Services Universal Credit Services A Division of Universal Services Group Inc Universal Data Services LLC dba UDSC LLC Universal Fidelity Corp Universal Fidelity Corporation University Accounting Service Inc University Management Associates & Consultants Corp University Management Associates and Consultants Corp DBA UMAC URDCO Inc US Collections West Inc USA Enterprises Inc USCB Inc USCB Inc & United Merchants Association Utility Collections Ltd Utility Collections Ltd dba Commerce Service Corporation Utility Collections Ltd dba National Credits Inc Valentine & Kebartas Inc Valley Acceptance Corporation Van Ru Credit Corp Van Ru International Inc Vas Dimensions Inc dba City Check Recovery & CCR Services Vas Dimensions Inc dba City Check Recovery CCR Services Vas Dimensions Inc dba City Check Recovery, CCR Services vCollect Global Inc. (fka TJA & Assoc LLC) Vengroff Williams & Associates Inc Ventus Capital Services LP Verde Financial Services Inc Vericheck Inc Verichek Inc Veritech Financial Services LLC VFS Inc VFS of Indiana Victor Henry Associates Inc Vidal Esteves & Whaley Corp Viking Collection Service Inc. Viking Collection Services Southwest, Inc. Vincent R Heimann dba Omni Credit Services Virginia Credit & Finance Inc. Virginia J Catron PC Vision Financial Corp Vital Recovery Services Inc Vitt Inc dba Recovery Services of Texas dba Recovery Services of America Vox Enterprises Inc dba Consumer Solutions W Al Gordon & Associates Inc Waco Credit Bureau Inc Wakefield & Associates Inc Walker W Price Wallace M Swanson PC Wallet Recovery Ltd Warren H Wolter WCC Inc WCI Financial Services Inc Weinstein Treiger & Riley PS Wellington Wells & Associates Inc dba Wells & Associates Inc Weltman Weinberg & Reis Co LPA Wendover Financial Services Corporation West Asset Management Inc West Asset Management Inc West Capital Financial Services Corp Western Control Services Inc dba Pay Kids Network Whirlpool Financial Corp Whitewing Financial Group Inc Whitney & Richardson Inc William A Petersen Jr William David Torok William David Torok Attorney at Law William G Gammon & Associates William Yost dba Yost Investigations Collections Division Williams & Fudge Inc Williams Babbit and Weisman Inc Williams Cohen & Gray Inc Wilshire Credit Corporation Wilshire Credit Corporation (fka WCC Inc) Wilson Credit Services LLC Windham Professionals Inc Windsor Equity Group Inc Winifred H Dominguez PC WIPRO Spectramind Services Limited Wixon Partners LLC Wolpoff & Abramson LLP Wolpoff & Abramson Recovery Services Corporation Workman Law Office P A Works & Lentz Inc Works & Lentz of Tulsa Inc World Credit Inc World Credit Protection Group Inc dba National Credit Protection Group World Omni Financial Corp World Recovery Systems Inc dba Smartcheck Worldwide Adjusters Inc Worldwide Asset Management LLC Worldzen Collection and Recovery LLC WrightHawk Financial Corp Wurman and Fischer PC Xact! Resources Inc. Xelco Inc XpressChex Yankee Inc dba Grant Mercantile Agency Your Collection Solutions Inc. Zarzaur and Schwartz PC Zee Law Group PC Zenith Acquisition Zenta India Private Limited Zwicker & Associates PC


Tanvir Alam from Dhaka on July 18, 2017:

hey, thanks for sharing very much informative articles. Hope to get out from such kind of botheration

Junaifah Dimakuta on November 03, 2014:

I came to post my comment and ask an advice..Agent of PLDT SMARTBRO who came to us kept on texting me about my unpaid account. The problem is that they were sending me two accounst from PLDT. I haven't activated any of this account why then I got this unpaid account and which one is my real account. That said agent have no ID to show us that he was an really an agent of PLDT SMARTBRO. I was calling this agent for clarification but he just answred me that he is no longer an agent of PLDT SMARTBRO. Pls... I need your advice..

rob on June 26, 2014:

I like that last comment lol

Collection$$$ on February 18, 2012:

i do coolections for a living and let me just say to the fokes who get sick lose there jobs and the med bills start stacking up that cant help it i feel for thoes ppl and its not there fault there good ppl most of the time that get hit with shit i hope things get better for them and that the ppl in my biz don't talk to them like there scum bags when the real scum bags are the ppl who take out loans or buy things they know they cant afford! or don't intend to pay for! then when they get call when its time to pay up they cry and yell harassment and try to sue to get free money cuz there to lazy or stupid to get a fucking job!!or say the collections company calling them is a scam when there the one who r the scam your steeling money from someone else another person who just tryin to make a living then you yell at ppl like me and swear when we call to say pay your bill look retard im just doing my job im making a living i need to eat to!! im sick and tired of this and then theres ones who are on wellfair and claim they have no money yet they go out and by a bran new car thats way more then most ppl need or can afford if you don't by things you don't need and live in your means you wont get called by me!!and if you do want for things try working for them i do i work long hours and hard!!!but as far as ppl with piles of med bills its not there fault they get sick! i don't collect on med bills myself but i know many ppl who do and to them an all of you that do med collections be easy don't talk to fokes like there assholes when all that happened was they got sick cuz one day it could be you going to the doc!!and to the scum bags who don't pay yours bills when it was your own doing pay them or ill keep calling!!but i guess if you all did pay id be out of a job so maybe i should be saying thanks for my big ass check i get that doesn't come from the government or say mcdonalds on it some of these debters yell at me so well and are biger assholes on the phone then me maybe i should hire um then they'd have money to arrord that big car lol!!ill be calling you soon!!

Velaine on August 08, 2011:

Thanks Healthcare Management, but no thanks. Did you read what people are going through in the comments? Hell, did you even read the article? This isn't about debt collectors, this is about harassment. I came to this page because I get phonecalls twice a day from a company who is claiming to collect a debt that I settled a year ago. And for your information, I DIDN'T live "outside my means". I never owed them money. Their paperwork was wrong and after months of discussions and unreliable accountants, they finally re-checked their math and discovered that they actually owed ME money. Unfortunately, I guess they didn't bother to inform the debt collectors and I've been getting phonecalls from NCO Financial for months. I came here looking for help on how to make that stop.

Healthcare Management on May 31, 2011:

Thanks for the article but remember the best way to avoid, the phone call in the first place is to live within your means. If everyone had done so ten years ago the world would be a wealthier place.

St. Francis Fool on February 18, 2011:

I went to St. Francis to have an operation(life or death). Please don't ever do that, I called to set up a payment plan and they wanted almost $200 a month. I told me I am now out of a job. No welfare, but all I could pay was $50 they would not take it. they turned me over to MiraMed and the people call you with an attitude and get smart with you right off the bat. They talk down to you even when you're are nice to them. I will never use St. Francis for anything ever again I hate that hospital. They really need to take the St off the name and called it Francis the doorway to collection hell.

dumb on February 16, 2011:

Okay . . . private . . . learn how to spell, write and talk. You have no idea what you are talking about and neither does anybody who has to read your ridiculous comment. Dang where did you go to school? Hillbilly High?!?!? And for your information, what if the thing you needed was surgery and you don't have money to pay that extremely high bill down. With the government raising taxes and cutting healthcare what the hell else are we supposed to do . . . put oursleves "to sleep", so to say, so we don't have to worry about creditors calling non stop.

private on February 13, 2011:

nothin is free in this world if u was provided a service you have to pay for it. is you don't want a call every 3 days after paying your bill then send a ceast and desist lettet. now a days you can also just disoute it over the phones. nobody likes callin u over the phone listenin to lies after lies after lies. it gets old people. they want to get paid for their job also. people cant just expect to get everythin free with out doin anythin. if u don't have any income and just get ss you should have applied for medicaid or for any program that covers ur bills. they don't enjoy callin u for sumthin that u knew about since the begginin. waist of time for every one. there just doin there job to just b cursed over the phone for sumthin that they are wrong about since the begginin. and they do get reported to the credit bereau in most cases. if u want to cum out of collections just pay ur bill! it affects u not the debt collector!

DeboHubpages on January 27, 2011:

They are also not allowed to call you at your work

Seriously? on October 29, 2010:

Jen and Sue (or whatever your name is): "just pay your bills...blah blah...stuff you don't need..." are you really this dumb? I have 2 masters and a doctorate, work 70+ hours a week, and make 50K+ a year (yeah--I work with those poor people you are judging, because someone needs to advocate for them against morons like yourselves). I owe $1000k+ in medical bills. And somehow it's ok, or my fault, that the shitbag collection agency harasses me during the 5 hours a day I sleep? You should really check yourselves at the door--absolutely clueless.

And ps: the stuff I "don't need"? It was a surgery to remove a cancerous tumor. I was behind on paying because I was out of work. So seriously--go fuck yourselves.

Debt Collection Agency on September 14, 2010:

Well written hub. Put things in writing!

Jonny Cage on September 01, 2010:

thank you sooo much for this article!!!

law firm baton rouge on August 31, 2010:

Thanks for the info. It really is a good idea to get a hold of those that are trying to call you and to say that they are harassing you too much and you need to be taken off of their list. I think that as long as you are nice, but firm they should take you off of the list. It really is a good idea.

Me on August 27, 2010:

Jen, you jerk, my husband and I make 180k a year but have loans against our house to pay for my kids education and my father's medical expenses. I get harassed from these collectors because they receive misinformation from people who assume we are delinquent on payment. Be more considerate and fight the real evil, these collectors are low-lifes who probably employ low-lifes, like yourself.

To all those fighting the cause, fight on. Keep your cool, even though they frustrate you. Follow the advice above and contact those who you may owe money to and deal with the matter through them or contact the collection agency they deal with.

Barbara Santos on July 22, 2010:

Those of you who keep saying to pay their bills and they won't get these calls must be employees of collectoon agencies themselves, or they wouldn't write and say such stupid things......by the way they obviously believe that the harrament techniques used by these agencies are ok as they must realize that that is what we are speaking about, not normal agencies who do their collections BY THE LAW and not by harrassment.....I was told yesterday that I had a problem with interrupting people when I asked what this was regarding and that he would just go to the IRS. I have no fear of this, so now I just get hang up calls 5 to 10 times a day, using a different number constantly. I will not chnge my number but go after these people legally.

upset on July 19, 2010:

To Stephanie and Jen: How would you feel if you had the money to pay your bills at one time and then all of a sudden you lost your job or hours off your paycheck? You wouldn't be able to pay for anything now would you? The bills that come first are a roof over my head and food on the table. The collection agencies that I've had to deal with are very rude and very threatening and I don't appriciate it at all. As long as they get paid for collecting and get their commission out of it then they are good. How much commission do you get per life you ruin?

71 on July 11, 2010:

Seriously" jen richards pay your bills and and know one will bother you?? wonder what you do for a living LOL!! MORON!!! bytw the onlyone to post a pic and you coverd your face !!!

Asswipe Johnson on June 30, 2010:

Collector Robert Montejo needs a reality check

The above guy calls me in his stern voice telling me what he is going to do if I do not comply. Seems that someone within Broward Adjustment Services gave him the title “g-d” which gives him the authority to speak down to me. . .

Guess what Robert Montejo, you put your pants on just like me, just like the 483 other people you have to call in less than 30 days who are also delinquent on their obligations – be thankful that you have a job, even though it’s not the most glamorous job out there. No need to make an ass of yourself or Broward Adjustment Services.

Stephanie on June 10, 2010:

And another thing to the angry person, I collect money, If you maybe answered your phone and kept them in an update of your financial status they will most likely always work with you. However I can understand that some companies take it over the top don't blame every collection company because you shouldn't have spent the money if you didn't have it in the first place. It's almost always over something someone didn't need but had to buy. Be careful what you say and what you do out of anger, the law governs that if you borrowed money that wasn't yours it is YOUR responsibility to pay it back. If it was the other way around and it was the money that was owed to YOU, you would in most cases feel differently than you do now. Try to see both sides before you judge angry person, and try to lighten up.

Stephanie on June 10, 2010:

I don't know you could try paying your bills that way they won't have to call you. they're calling you because you owe money!

joann on June 07, 2010:

I have been receiving calls from Becker and Klein.They are harrasing my friends.How do i stop them?

Mary Ann on April 26, 2010:

Remember this is 3rd Party Collection agencies, calling on retail debt, not commercial debt and this does not include the harrassment that you get from original creditors.

james on April 21, 2010:

If they keep calling on the phone-How can you send a C&D Letter if they will not give you their address?

Angry person on April 14, 2010:

To all of you who tell people to pay their bills and they wont get called.I say to you that if they had the money to pay their bills they wouldn't be getting called by a collection agency.Also by LAW PEOPLE ON S.S.I or social security disabilty can NOT afford to pay their bills and they can NOT have their checking account garnished or be made to sell their homes to pay their bills,made to sell cars,personnel items like tv's,dvd players,etc to pay them.So tell them to cease and disist calling you and send them a leter stating this too and by law if they call after that then you can sue them for lots of money.I for 1 am on s.s.i disabilty and can NOT afford to pay these bills and there is nothing they can do to collect it.

alice on March 26, 2010:

A collection agency called my home after I had just hung up with someone in my family in another state who has debt. Who do I report them to?

Robert on February 01, 2010:

CMRE Financial is calling my house attempting to collect a debt from a former tenant. When I attempt to call them back, I get a recording saying their office is closed. How do I get them to stop calling? I don't owe them anything--it's my former tenant who moved out of state 5 months ago.

Jen on January 29, 2010:

Just pay your bills and you will have no need for this website!

MADGE on October 23, 2009:


MADGE on October 23, 2009:


chirstina on June 24, 2009:

been getting calls from wells fargo..well its a wells fargo card but the creditors say there from wells fargo and claim they know all branches. so they tell me that they need money form me now and that it is illegal to not pay. i have no job and is homeless. i have to go to a library to use the interent. they don't care..giving money is more important then food or a plac eto stay. how rude. she said i could go to prison and that she will tell anyone and everyone that noone can help me cuz its my fault also that she will continue to call. i just wont pick up

she told me that ppl in my family have money and to get it from them or she will call the police. how rude!! then telling me how to apply for jobs. i told her it wasn't her business and she said she has to right to know what im doing at all times

Senja on May 20, 2009:

We received a letter and several calls from a debt collector about out debt to our phone company. We don't have any debt nor on hold payment to any of creditors. We even handed over the letter to our phone company. The manager told us they would take care of it. But, this collector company (no name uh) kept calling us.

Any suggestion how to handle them?

L. C. on March 27, 2009:

My Daughter Moved to Boise 3 years ago with a friend had a bank acct. with U.S. Bank on the way back to Iowa to live she over drafted her acct. by $4.00 didn't have a job till 6months later in the mean time never used that acct. 7 all over draft notices went to an apt. adress in Boise she hadnever forwarded to our home address either. When she got a job & tryed to cash her first ck. @ U.S. Banks they tol her acct. was closed & and she had an overdraft of 658.00 . SHE CAN'T OPEN A CHECKING ACCT. ANYWHERE NOW. Interest has built up to over 800 now ! What can we do She tryed to talk to U.S. Bank they won't listen & turned it to collections! Got letter the other day saying they will sue her. Acting like they are lawyers I suspect it's collections.

Y. M. on February 23, 2009:

Always document the incoming phone call from these collectors and what you spoke about. This will help if you should need to persue legal action.

Y. M. on February 23, 2009:

Always document the incoming phone call from these collectors and what you spoke about. This will help if you should need to persue legal action.

Yevala M. on February 23, 2009:

These are all good points of what collectors cannot do. Also remember to document EVERYTHING. It's essential in your case against the company that is doing the harrassing.

mr.hankey on February 13, 2009:

i am a former tempe van ru employee in 1998 IF YOU BARROWED $$$ FOR A STUDENT LOAN STOP BITCHING AND PAY IT BACK!!!!!!!!!!!!!!!

Informant on January 05, 2008:

David h Cohen with Investigative Resources, Inc. a/k/a Investigative Resources is a total crook to debtors and his clients. He claims FBI experience and has none. Claims he attended a college online and that is false. His testimony in any criminal case as well as divorce is tainted. His personal cell phone number is 972-880-3937. I had been employed by a company with his baby's mama and she told me how he physically abused her and their son. Her name is Bethany Thornoton.

gerda on January 03, 2008:

I like to let you know that natinal credit adjustors was one of the collection agency

that I have to deal with. Now I am afraid they will never leave me alone.

What can I do?

Gerda Votaw golf35@netzero.com