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How to Save More Money In Your Everyday Life ?

Many people who want to start a better life are thinking about how to save money so that saving becomes not a one-day experiment but a lifelong habit. If you don’t save, you just won’t have a chance to live better.

Saving is the basis of investing because without saving money you will have nothing to invest in.

There are some saving principles that show you how to save money every day. I think it is more appropriate to call these saving habits the principles of rational purchasing. The goal of rational buying is to buy only the items you really need.


First of all, purchases need to be planned. If you know exactly what items you plan to buy, you will spend significantly less because you will only buy what you need. Just entering the store before your eyes will give you the best deal of the day, which you probably didn’t even plan for. Don’t be tempted, this is one of the sales tricks. It is important for traders that the incoming customer immediately buys the product. The very first item added to the shopping cart means that the "fish is caught" - the purchase has started. You become like a fish online - you forget exactly what you planned to buy and start buying everything in a row.


If you notice, supermarkets are designed to turn the wheel until you reach the right shelf. Those trails, also known as "moose trails", direct all the main flow of people. The trail features some of the most expensive items because shoppers just sweep them away (although they weren’t even planning on such purchases). If you have finally successfully reached the desired shelf with an empty basket, a small victory has already been achieved. Now you can choose the product you are interested in. At eye level, you will always see the product that will be the most expensive, because they seem to "catch" behind the eye. There is no need to rush to buy them, it is advisable to look at the lower shelves, where the applicable mark-up is much lower.


Do not rush to buy goods marked "promotion" or "good price". The seller is not your friend - he is trying to make money from you and such a note does not mean that the price is really good. Look at how much a kilo/liter of that product costs because perhaps it is the packaging that makes up the solid quantity of the product.

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After finding all the planned items, you finally come to the checkout to pay. You don't even think you have entered the "luxury" section. At first glance, it’s just chewing gum, chocolate or a soft drink, cigarettes, but their markup is so high that if you knew how much you were overpaid, you really wouldn’t choose them. In addition, non-essential goods are stacked at checkouts.

Can’t you live without chewing gum, chocolate, a lottery ticket, cigarettes? If you so needed them, why not add them to your cart before?

NEVER BUY ANYTHING AT THE CASH COUNTER. If you follow this principle, you will already become richer.


The last thing you need to do before paying for the goods is an audit. Review all the items you have in your cart and ask yourself two questions:

First, did I plan to buy these items before coming to the store; and secondly, do I really need them? I have no doubt that one other unnecessary item still crept into your cart. After all, entrepreneurs are cunning people, it’s hard to always win against them. If you’ve managed to get healthy fur out of the mall, you’ve proven you’re not a moose and that you’re smarter than an entrepreneur.


Saving starts with spending money wisely. By buying only the essentials, your wallet will quickly start to fill up, reach your financial goals, and make you happier.

© 2020 Deepesh Devarajan

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