Updated date:

How to Apply Salary Loan Online in Social Security System (SSS)

Online vs. Walk-in to SSS Office

Filing of SSS Salary Loan application to Social Security System offices, are a little bit hassle. There were a times that so many members and others private company representative are frequently going to file with the same application and other concerns. Sometimes your application may deny because you are still not eligible to apply a Salary Loan, and we can say that you are wasting time and money to go into that Government branch office.

Time and money saving if you will do it online! If you are already registered to Social Security System (SSS) online, then you may skip on the scenario above. Eligible or not eligible for a loan is traceable online, including your previous balance and previous loans can also trace.

Statement of Account

how-to-apply-social-security-system-sss-salary-loan-online

SSS Privilege

Before you can avail this Social Security System (SSS) privilege as stated below (Who is Eligible for Salary Loan?), you must be a SSS member. And without an outstanding Salary Loan, if ever you had unpaid Salary Loan as example below:

  1. Loan balance is greater than 50% of the total Principal. Outstanding Loan balance: 4,685.11 should be less than or equal to 2,500.00
  2. No six Contributions for the last 12 months. Last Posted Contribution considered: 02-2014

****You should be clear this first or paid more than 50% of your outstanding to avail the privilege to loan again. Otherwise, you will be marked by SSS as a delinquent payer.

Check Delivered via Postal Mail

Salary Loan Check

Salary Loan Check

Vote for SSS Public Service Performance

Who is Eligible for Salary Loan?

1. All currently employed, currently contributing self-employed or voluntary member.

For one-month loan, the member-borrower must have 36 posted monthly contributions, six (6) of which should be within the last twelve (12) months prior to the month of filing of the application.

For two-month loan, the member-borrower must have 72 posted monthly contributions, six (6) of which should be within the last twelve (12) months prior to the month of filing of the application.

2. The member-borrower whose employer must be updated in the payment of contributions.
3. The member-borrower must be under sixty five (65) years of age at the time of application.
4. The member-borrower has not been granted the final benefit (total permanent disability, retirement and death).
5. The member-borrower has not been disqualified due to fraud committed against the SSS.

Some Social Security System (SSS) Office Location in NCR

Location Guide for SSS Members

Branch NameAddress, Tel., No. & FaxBranch Office Head

ALABANG

Alabang Corporate Center Bldg., Km. 25 West Service Road, Alabang

Leticia G. Barbers

BACLARAN

Diplomat Condominium, Roxas Blvd. corner Russell St., Pasay City

Teresita L. Araos

CUBAO

SSS Bldg., 600 EDSA, Quezon City

Lorelei B. Solidum

MAKATI

"355 ECC Bldg., Gil Puyat Ave., Makati City Tel #: 890-5232 / 896-5719 / 896-7135 Fax #: 890-4776 / 890-4762 Branch Head: Johnsy L. Mangundayao ****Address: 557 J.P. Rizal corner Sta. Lucia St., Makati City Tel #: 897-4601 / 899-2213 / 899-3092 Fax #: 899-2213 / 897-4601

Lourdes Flores

PASIG

Jaccis Bldg., 31 Shaw Blvd., Pasig City

Josie G. Magana

QUEZON CITY

Members Assistance Center (MAC), East Ave., Diliman, Quezon City

Elizabeth Reyes

SSS Employed Member

Employed Social Security Members don't have any problem of filing Salary Loan because, they had their own representative or messengers to process their papers in any SSS Branch. But if they want to do it by themselves, here's the procedures to apply online:

  • Sign In to your account
  • Click the Online Inquiry
  • Then move your mouse cursor into the top of Eligibility, click the Loan
  • Input your Employer Id Number, then click the submit
  • The result will prompt after you submit, approved or deny you will get an explanation either on the other hand.
  • Maximum of ten (10) days of processing, after that the check will be delivered to your current address. The Check can Encash to any Philippine National Bank (PNB) Branch or deposit to your own Bank Account.

Social Security System Online Registration

Type http://ww2.sss.gov.ph/sss into your internet explorer or any browser you preferred to use, then follow the instructions:

  1. Click the Sign up as a Member, below of the Member Log In
  2. Fill up all required fields with your necessary information on the Online Member User ID Registration
  3. On the next step, you'll need your proof of payment from Bayad Centers or your Special Bank Receipt (SBR) to input on the next action field. (If you cannot provide this special number, the registration process will not proceed to the next step)
  4. After you sustain all the three (3) above, you need to confirm your Social Security System online registration in your e-mail. (SSS will automatically send an email after the registration is completed)
  5. Click the confirmation link in your email, and you will redirect to the Members Log In area.

You are ready to go online now and you can check everything you want to know about your Previous Loans, Outstanding Balance and Eligibility for a Salary Loan.

Social Security Disability

SSS overcharged salary loans' interest

SSS Self Employed and Voluntary Members

Almost the same procedure with the Employed Member, only one (1) step is different. So, you need to follow this instruction also:


  • Sign In to your account
  • Click the Online Inquiry
  • Then move your mouse cursor into the top of Eligibility, click the Loan
  • On the lower part of Employer Id Number, you'll see a small Square Button & Text (Please Check this if Member is Self-Employed or Voluntary Member). Just tick the square button.
  • The result will prompt after you submit, approved or deny you will get an explanation either on the other hand.
  • Maximum of ten (10) days of processing, after that the check will be delivered to your current address. The Check can Encash to any Philippine National Bank (PNB) Branch or deposit to your own Bank Account.

Comments

Arnold Gamboa (author) from Philippines on January 01, 2015:

Ms. Mariam, pwede po ninyo ituloy ang SSS contribution nyo kahit nasa ibang bansa kayo katulad ko noong nasa ibang bansa din ako. Kung may mga relatives kayo na pweding magbayad sa mga bayad center or sa mga bangko as Voluntary Member.

mariam on December 28, 2014:

elow po...how to continue for sss contribution..since 2008 na diko nahulugan dahil nsa ibang bansa po ako..

Arnold Gamboa (author) from Philippines on December 04, 2014:

Ms. Shey, kailangan nyo pong mag submit nang MAT-1 lakip po ang inyong ultra sound test, yun po ay buntis pa lang po kayo. Kung nanganak na po kayo mag Submit na po kayo nang mga medical certificate, lahat po nang mga galing sa ospital (Dokumento) at MAT-2. Pag may time po kayo, pede po kayo mag tanong sa customer service nila or tawag po kayo sa 917-7777. Sana po ay nakatulong ako sa inyo, salamat po sa komento. Godbless

shey on December 03, 2014:

Ano mga kailangan pag nag loan ka ng paternity loan??

shey on December 03, 2014:

Ano mga kailangan pag nag loan ka ng paternity loan??

Arnold Gamboa (author) from Philippines on October 22, 2014:

To Ms. Lorna Mamaug; You can avail any of two (2) new SSS benefits below. It will be more better if you'll talk to any SSS employees or branch customer service for more assistance....Samalat sa magandang komento

1. Business Development Loan Facility (BDLF)

2. Social Development Loan Facility (SDLF

lorna mamauag on October 21, 2014:

helo po..member po ako ng SSS..7yrs n po ako nhulugan...gusto ko sna apply for loan business..mgkno po ba ang limit amount na mailoan po at pano po ito iprocess?

Arnold Gamboa (author) from Philippines on October 21, 2014:

To Ms. Azeth: Baka quarterly po ang pagbabayad nang employer nyo kaya natatagal ang pag post nang SSS. Kaya mas maganda po pag sa online na lang po kayo mag inquire para di na kayo mapagod at magastusan sa pamasahe. Salamat po sa comment....

azeth on October 20, 2014:

Super nakakapagod na bayad nman employer ang tagal mag post ng Sss last tym ubos na pamasahe ko wala talaga aq napala niyak na lng ako hindi ako makapag loan pabalik balik ako

Arnold Gamboa (author) from Philippines on September 14, 2014:

@rj-2, baka nag upgrade lang siguro ang SSS. Or mabagal ang net, pwede rin sa browser mo, clear mo lang ang co0kies. Pwede mo rin gamitin ang internet explorer kasi yun ang best browser for SSS. By the way thanks for the comment.

rj-2 on September 12, 2014:

di po ako mkpg members log in,gusto ko sana mg loan online,,laging busy daw 4 days ago na..

Arnold Gamboa (author) from Philippines on September 06, 2014:

@blogger para sa akin ba yung comment mo or sa SSS?

blogger on September 05, 2014:

ang dami ko na pong napasa sa inyu ng req. ng sss contribution,,,til now wla pa kau response

Arnold Gamboa (author) from Philippines on August 03, 2014:

Maigi po siguro magpadala kayo nang representative nyo sa SSS office (kung nasa ibang bansa po kayo ngayon) para po maayus agad.... Salamat po sa comment

sarah g.nabre on July 27, 2014:

wala nman ng yari ilang beses na ako nag apply ng loan ofw.d nila na repost ang contribution ko until now..

Related Articles