Free Household Budget and Expenses Spreadsheets and Templates

Getting started with a budget

If you are like many, the challenging economy has caused us to take a look at our personal finances and consider budgeting. Good news! Budgeting doesn't have to be painful!

In fact, if done correctly budgeting can be fun and will actually provide you with more freedom financially than most can imagine. Keep reading below to find some free household budget spreadsheets.

Find the worksheet that best suits your needs and adapt it to your own financial situation. No two families will have the exact same expenses, therefore there is no one-size-fits-all approach to this.

What programs to open the spreadsheets with

Many of the household budget sheets are in Excel format (which has an .xls extension). But the good news is that you don't necessarily need Excel to open their spreadsheets.

OpenOffice.org is a free software package that offers similar programs to Microsoft Office. The programs are not exactly the same, but are very similar. And the spreadsheet program that comes with OpenOffice will import Excel files just fine.

Google Docs is another great free solution to open the free worksheets. Within Google docs you can import worksheets with the .xls extension and many of them will work flawlessly. If it is a complex spreadsheet, some of the functionality may be lost in the import. Also be warned that Google docs (since it is online software) will not process data as quickly as Excel or Open Office.

If neither of these Excel alternatives work for you, just do a little googling and you will surely find many other ways to import Excel sheets.

10 free budgeting spreadsheets you can download now

Household budgeting links

• 5 Household Budget Templates That Will Help If You Actually Stick With It
  If you are like many, the challenging economy has caused us to take a look at our personal finances and consider making a budget. Good news! Budgeting doesn't have to be painful!...
• How to set up a budget with the cash envelope system
  
• Budgeting Without Bean Counting…5 Great Tips
  
• Is Your Budget a Straightjacket or Your Best Friend?
  Budgeting doesn’t have to be smothering & frustrating-learn how to look at it the way you look at a friend & focus on the benefits that come from that relationship!

Microsoft Budget spreadsheet

Download the Microsoft Budget Spreadsheet

Microsoft Budgeting Spreadsheet

Family expenses spreadsheet

Download the Family Household budget spreadsheet

Family budget planner spreadsheet

Household budget template

Download the household budget template

Household budget template

How to create a budget Video

Budgeting Poll

Excel spreadsheet tips for creating a personal budget

Printable Budget Worksheets

Do you use spreadsheets to budget?

hatarcasrda on August 21, 2018:

Budget Template Really Helpfull

e13o13 (author) on April 09, 2012:

Thanks Patti! Glad you found the templates helpful!

e13o13 (author) on April 09, 2012:

Thanks!

Excel Spreadsheets on May 10, 2011:

Thanks for the templates. I advise others to use personal finance templates as well. Not only if you are struggling though. It benefits everyone to accurately track your finances.

-Patti

Csjun89 on July 01, 2010:

Very useful hub!