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American Express Centurion: The Black Card

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Dohn121 is a freelance writer who currently resides at the foothills of the Shawangunk Mountains of New York's famed Hudson Valley.

American Express Centurion, a.k.a. The Black Card. Courtesy of

American Express Centurion, a.k.a. The Black Card. Courtesy of

"Do you take Amex...Black?"

"Do you take Amex...Black?"

American Express Black: "Don't leave Rome without it."

American Express Black: "Don't leave Rome without it."

Take a trip aboard a Gulfstream G550.

Take a trip aboard a Gulfstream G550.

How about a Carribean Cruise?

How about a Carribean Cruise?

Available Only To A Select Few

For those of you that are wondering, my name is not Cheung Chun Keung and that is not my hand holding that Amex Black Card...But I kind of wish that the card did belong to me and that my name is Cheung Chun Keung! Why? Because this card can buy a person's SOUL if you wanted it to. Just kidding. What would one do with a person's soul anyway, Satan?

And for those who are wondering what this card is, I'll explain it to you, as I have only had two encounters with it my entire life: It's the most exclusive card this side of the solar system. But more on that later. Some swear that this ridiculously elite card has no set spending limit. From what I've read, among some of the toys people buy with its purchasing power are Boeing Jets.

In the beginning of 2006, American Express replaced all plastic Centurion cards with anodized titanium cards, exacerbating the fact that their cards are truly unique in every which way. Back in the early 1980s, rumors circulated about a "black credit card" in our midst. So, in 1999, American Express decided to use this to their advantage and so created a Black Card of their own and so gave it only to a select few. Please take a look:

  • Upfront cost for your first American Express Centurion card is $5,000
  • As of 2007, the annual fee to keep the Black Card as of 2007 is between $2,500 to $5,000
  • The annual fee for each additional card is $1,500

There are only two kinds of Amex Black Cards, by the way: Personal and Business. In either case, in terms of upholding your responsibilities as a member, you're required to spend AT LEAST $250,000 within a 12 month period. Those are the rules! Gosh, you could buy a Detroit suburb nowadays with that much lettuce Pam Grundy! One Amex Black Card member that i read about confessed that he had to pay $9,000 in upfront costs his first month, but then argued that it was worth it. When giving his additional card to his 16 year-old daughter (whom he made promise to not flash around so as to avoid theft) and to not "go crazy" with it, she then proceeds to buy a Mercedes for herself anyway, which made her proud papa mildly upset over the entire ordeal. "Ha! Kids!"

From what I researched and from what I know, in order to get this Plutocrat Charge Card, you need to be invited. to join: "Don't call us, we'll call you," seems to come to mind in this instance. The term, "Invitation Only" is the mantra here. Pictured below is what a "American Express Centurion Invitation" package looks like:

American Express Centurion Card Invitation

American Express Centurion Card Invitation

Please click to enlarge

For Sale: Two-Handfuls of Dead Sea Sand, overnight Delivery Available, call for details.

For Sale: Two-Handfuls of Dead Sea Sand, overnight Delivery Available, call for details.

For Sale: "Cisco," the Kevin Costner pony from "Dances With Wolves," barely ridden.

For Sale: "Cisco," the Kevin Costner pony from "Dances With Wolves," barely ridden.

For Sale:" Gucci suit, tailored to fit and yes, we deliver."

For Sale:" Gucci suit, tailored to fit and yes, we deliver."

From the Grapevine

One of my finds tells the story of a little rich kid that was researching a school project involving the Dead Sea. After a pleading to his parents, they dutifully made several phone calls which equated to his getting a couple of handfuls of sand from the Dead Sea via Black Card! The sand was shipped overnight and junior got his Dead Sea sand for his project. He got an "A" for his little project in case you're wondering.

In another story, one man was so interested in the pony that Kevin Costner rode on during the shooting of the movie "Dances With Wolves," that he made a few calls and so was able to obtain the same pony for his collection. Talk about your everyday movie buff.

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American Express Centurion Amenities

Neil Patel, who was able to acquire a American Express Centurion Business card (in which was privileged to having and so did not have to pay neither the upfront costs, nor the annual fees) certainly enjoys his Black Card amenities. While living in a suburb when needing a tailored suit, he called up the Centurion concierge service to inquire about getting a suit as he desperately needed one for a business trip. Not only was the concierge able to get him a suit, she sent a tailor to his home and had the Gucci suit from Beverly Hills shipped to him. Here is just a short list of some of the other amenities an Amex Black Card entitles you:

  • Personalized Service: Provides members with a personal concierge and a travel concierge to help you at any time. The personal concierge will aid you in shopping and fine dining while the travel concierge will book you a flight, a hotel room and a rental car. You can also extend your concierge service to your friends and relatives as well.
  • Air Travel: While flying Delta, US Airways, Virgin Atlantic and Northwest, using your Amex Black card entitles you to elite status in which will bump you up to first class at no extra charge. Up to four times a year, you can bring a friend or family member with you at no extra charge and in addition, if you purchase round-trip airfare, you can bring back a companion on your return trip at no extra charge
  • Lodging: Much like air travel, members will enjoy a host of privileges when using Amex' approved hotels, such as a free gift voucher to shop inside the hotel's shops upon arrival, free suite upgrades, free breakfast, free spa treatments, and a free lunch. Aside from the hundreds of domestic hotels Amex also provides privileges in over 550 international hotels and resorts, including the Ritz-Carlton, the Mandarin Oriental, Oriental Express Hotels, Aman Resorts, Peninsula Hotels and Centurion Villas.
  • Cruises and Land Vacations: If ever you want to take a cruise on a yacht, Amex will happily help you by giving you a $500 credit towards your meals and in addition, on trips of 6-days or longer, they'll credit you another $500 towards your entire bill. Keep in mind too that your concierge will bargain hunt for the best available deals as well.
  • Additional Travel Benefits: If your needs ever require a limo, your Amex concierge will make sure that you get one to ride around in and if you prefer to rent a vehicle, Hertz Club Gold and Avis President's Club offers you complimentary discounts and free service upgrades for you. Also, should you wreck your car, yacht, or jet, Amex will cover you up to $1.5 million in liability coverage.
  • Retail Shopping: If you love to shop at Escada, Neiman Marcus, Saks Fifth Avenue and Gucci, you can request a personal assistant to help you to find everything to fulfill your heart's desire. And should you hate long lines, red tape, and hoards of other shoppers, you can request that Amex close down certain stores so you'll be able to peruse them at your leisure.
  • Entertainment and Dining: If your looking to gain admission to special events, such as tickets to a Broadway musical or even the Super Bowl, Amex will certainly see to it that your desire be met because you are after all a privileged member through their concierge service. There are over 1,000 restaurants that cater to the stringent demands of Amex who will see to it that you get a table at their fine-dining establishment without the hassle of a reservation.
  • Financial Solution Provider: On top of all of these benefits, Amex takes into consideration that their elite members spend a king's ransom running their multiple business and pay much in the form of taxes. If you decide to do a business transaction, they are available to assist you to make sure that everything goes smoothly.
  • Branding: Through consistent use of your card and renown that is instantly attached to you, as your name is indeed emblazoned on the front of your anodized titanium card, you create a buzz in your own right by simply using your card to purchase esteemed goods and services. So without knowing so or trying to, you become the face of the American Express Centurion Card.

Lamborghini Gallardo

Lamborghini Gallardo

My Amex Black Card Story

Okay, I did mention that I actually had two instances in which I came across an Amex Black Card, but I'll only mention one of them--the more entertaining one. It happened several years ago when I was working for a rental car company straight out of college. I was wet behind my ears and cold in my feet. I didn't know what the hell I was doing when up at the counter and on a computer system which program could have easily been in Greek due it being so new and awkward to me. I remember that it was a Saturday and it was only myself and my manager in the entire office. Our college intern was out that day.

I was told through my manager that a man was coming in whose Lamborghini was being towed away simply because he found a "bubble" in the tire. Sure, it doesn't sound that serious, this bubble, but such issues, if not taken cared of pose as a serious problem, namely a blow out and a cataclysmic wipe-out sure to follow. Except my manager didn't say Lamborghini, as he referred to the Italian marvel as being a "Lambo," which costs more than some people's houses. I've never before even heard of someone owning a "Lambo" back then. When this man walked in (let's just call him Lambo), he was wearing a Hawaiian shirt and canvas shorts and didn't look much like anything. He said hello to me and handed me his driver's license and credit card (I don't have to tell you which). Holy shit. I've never before seen this card in all my life. When I turned around and looked at my manager, he walked on over to see what was wrong. When he saw what I was looking at, he too was quieted. It was so quiet in our office that you could've heard a mouse fart.

"Is there something wrong?" Lambo asked. Both of us shook our heads and proceeded with conducting the transaction. My hand must have been shaking because I dropped the heavy card on the counter, which crashed like an iron skillet--clang! I think that I was sweating too. When I finished the transaction, I went to swipe the card which I didn't think for some stupid reason, wouldn't work. I was surprised when it did go through.

"Probably won't decline, huh?" I joked with Lambo. He gave me a shit-eating grin and winked at me.

"That card is a Black Hole, my friend," Lambo said.

He was right. He could have bought every single car in my lot and have enough to payback my student loans...Easily. When I asked him if he wanted to purchase additional protection for his rental car he laughed at me.

Life certainly was good.


Cheesy, but entertaining song...


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  • American Express Zync
    American Express Zync is a new charge card from American Express. Offering a variety of "Packs," individuals can build their own unique American Express Zync card to match their lifestyle. In addition, American Express Zync is also a great card for t

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Zaton-Taran from California on February 09, 2017:

I enjoyed reading this great article on the most magnificent credit card of them all - the Black Card (not Visa's knockoff lol). This was a great effort.

Waldemar on July 24, 2013:

well done to all involved on a great day. i don't know how you did it but even the wetaehr cooperated. i completed the 120km route, it was tough but delighted i did it. will be back next year. well done again

SYLVIA on August 03, 2012:

I was a cashier in Clearwater Beach Florida this summer one of the beach store,

A couple came in a spoke French to eachother,when I ask him in French how are you he start talking to me I of course doesn't speak well

so I change to English, they were visiting from Paris,

After I ring up the sale he handed to me THE Card, it is heavy, i hold it for a second thinking WOW what a nice man! and his wife too very frienly dawn to earth couple, I smiled thank you in french and hand it back to him with eye contact he smiled back and his wife.

My co cashier turn to me and sad " you did not ask for ID???"'

I told her when sombody hand you a Black American Express you don't ask for ID!

Of course she had no idea what it is and what a privilage it is to have that card. She was too young to know..............

I smiled sad thak you, he smiled

princesswithapen on December 06, 2011:

Wow this hub certainly made for a good read. I wonder how many people hold this card?


Ljm on September 18, 2011:

I held one and swiped it in our credit machine at work the other day. I wanted it to say my name...Very nice!

Personal Concierge on July 18, 2011:

What I don't understand is that all the services offered are either already offered to big spenders or aren't worth the $5k. Seems to me that this card is all image.

Petra Vlah from Los Angeles on September 19, 2010:

All credit cards are Black, just of different shades. It is time for the consumer to see the "light" and get out of the black whole and the red of debt

dohn121 (author) from Hudson Valley, New York on May 25, 2010:

Hi, GL. I'm keeping my fingers crossed just for you! I'd love to just have this card for just a week! I'm sure between the two of us, we could rake up quite a credit card bill :D Thanks so much for stopping in. It's always wonderful to hear from you.

Hillary from Atlanta, GA on May 25, 2010:

Now that I've been dreaming the dream for so long, I expect (without expectation of course) that my dream will come true any day now, so thanks a bunch for all this useful information. LOL. I'll keep you posted on progress ;) Rated useful and funny.

dohn121 (author) from Hudson Valley, New York on May 20, 2010:

Hi Naomi. That really is amazing. Your daughter must certainly be doing well for herself to carry such prestige. I'm sure that your daughter makes you proud and with all of her success, I'm sure that those who don't know her character, only her credit limit assume the worst.

I've always been one to not envy those who have more money or things than I do. My father has always taught me none of the things that we have here in the material world can be taken with us for when we die and that our good deeds through our own compassion is what will benefit us in the world after.

Thank you so much for your kind words. It really does mean a lot.


NaomiJ from Los Angeles on May 20, 2010:

I came back here to see if it looked like you read what I said and I'm pleased that you did. I wanted to say in the first post that the person I mentioned who enjoys showing her Black Card is my daughter who is in the entertainment industry. Several of her friends are people you probably have heard of. The reason I didn't say that is because I feared it would sound like bragging and I'm not like that. I firmly believe - as does my daughter and her close friends - that it's not the money, but a person's character, that determines his or her value. And I can tell that you, Dohn, have an excellent character. Your kindness is demonstrated in each paragraph you write. Good luck in your literary success; you deserve it.

dohn121 (author) from Hudson Valley, New York on May 17, 2010:

Hi, Naomi. You know, I grew up with some very rich people whilst living in Westchester and to a certain degree I can empathize with you. I really think that there are poor jerks and rich jerks all over the world. Most people are changed by money, for better or worst. Paul Newman is a great example of someone who was rich who gave uncompromisingly. I'm so happy to hear that there are benevolent people abroad. All of us should just as charitable. Thank you so much for commenting.


NaomiJ from Los Angeles on May 17, 2010:

You have done a good job with your research - I happen to know that all the above is true because someone very close to me has one. And what’s crazy is that the minute a clerk or service person sees it in her hand, it’s like she became someone different. She is usually in jeans and no makeup and it’s hilarious to watch their jaw drop and suddenly start falling all over themselves trying to help.

I’m wondering though, why above someone said it’s “frightning”. I’m not wealthy, but I’m around the rich often because of where I live (Beverly HIlls) and I don’t envy them, I respect them. The people I’m close to are kind, giving, a lot of fun; and charitable.

dohn121 (author) from Hudson Valley, New York on March 26, 2010:

Ugly or not, you can't deny the buying power of this card! It's bar none in comparison to all others :)

laptopbags on March 26, 2010:

I think this look ugly, i prefer chrome one, that is much great looking

dohn121 (author) from Hudson Valley, New York on March 09, 2010:

Wow, that's fascinating. I don't think I'll ever be invited to get a Amex Black card myself, but I'd like to live the high life for just a week if I could, just so I'd know what it's like! Thanks for the comment.

roosteri from Greensboro,NC on March 09, 2010:

I had the Amex Platinum Card top as far as I know without invite from black. Only reason I got it was because I got stranded in Airport and after that got that card so I cold get into airline club rooms. I don't travel enough but it had a conceirge and jet rental etc. Cost $300-$400 but I haven't had in a couple years don't travel enough and work for a company that gives me a W2

dohn121 (author) from Hudson Valley, New York on March 03, 2010:

Nope, I don't find it strange at all that such elitists are tight-wads when it comes to tipping generously. They didn't become rich by being benevolent towards others, especially when it comes to gratuity. On the flip side, many blue collar workers (especially in the hospitality business) are much better tippers as the can empathize with those servicing them and their needs.

I'm not at all envious of the elitist class. I know that money wouldn't change me if it did come to me as a stroke of luck or of sudden success. I just know myself better than that. But I wouldn't label ALL of them as being crude or a bane to those who are not as affluent. Some are very giving and I had the pleasure to meet such like when I was giving a nice generous gift towards college upon graduating from high school.

Thanks for the comment and for sharing your views.

Mike Allin on March 03, 2010:

Those things are not only heavier than the average card (made of metal, not plastic), they are just a silly and expensive status symbol. There used to be this club in my neighborhood that closed down called "the black card club." And, as cheesy as it sounds they only let black card members in. Of course, the only women that would go in there were digging for gold. The place lasted no more than six months. As it turns out, black card members don't tip that well. Strange, right?

dohn121 (author) from Hudson Valley, New York on February 20, 2010:

Ha! Okay. Maybe someone else can do all that spending for me. I'm happy with just a 50K car and a couple of nice suits to be honest. Maybe one day I will! Weirder things have happened, I assure you! Thanks again for the feedback!

Tuesday75 from Omaha, NE on February 20, 2010:

Well, that's your problem, you HAVE to see yourself spending that much money! I know I will one day. Say it, believe it, and it will come true. I truly, finally believe that only your mind limits you! Dream and dream big. Have no doubts in your mind. :)

dohn121 (author) from Hudson Valley, New York on February 19, 2010:

Thanks for commenting, Tuesday75. Yeah, their concierge service is bar none! That must have been awesome to have worked for them. Maybe someday I'll have this card ;) The only problem is that I can't see myself spending half a million per annum! Thanks for reading this!

Tuesday75 from Omaha, NE on February 19, 2010:

I worked for American Express, you did well. All charge cards have no limits, not just the black card.

We also had a separate department that handled the black cards. Totally exclusive! Separate staff, separate everything. AMEX is a great company to work for, they really treat their staff great and, I loved the services they gave their customers.

dohn121 (author) from Hudson Valley, New York on January 25, 2010:

Thank you, tim-tim. Some people have all the luck, don't they? I'd love to have this card for just one day :D

Priscilla Chan from Normal, Illinois on January 25, 2010:

That is good to know! At least I would say..good for Cheung Chun Keung. Nice to know a rich Chinese! Thanks for the hub,


dohn121 (author) from Hudson Valley, New York on January 11, 2010:

Thank you, fastfreta! Yes, like my mom says, "Money comes and goes." It's just a part of life. People with new found wealth really don't know how to manage money. I can't see myself being so extravagant with so much suffering in the world. I'm much more impressed by those that help others selflessly. I appreciate your coming by! Thanks again.

Alfreta Sailor from Southern California on January 11, 2010:

I loved this hub. I too had only two encounters with the card. Both were when I was working at Nordstroms, with the first I didn't know what it was, and was suitably not impressed until the man said that he could buy a plane with it, that got my attention. However still not impressed. The rappers sing about having black cards, so I guess that's who can afford them. But spending like that they won't have it long. Unless they're the Sean Combs, (P. Diddy), or that Carter guy, (Jay-Z). Anyway very good hub. dohn121.

dohn121 (author) from Hudson Valley, New York on January 08, 2010:

A lifetime to pay it back? Amex gives you until the end of the month :D I'm going to stick to my Capital One! Thanks for the comment!

Millionheir on January 07, 2010:

Imagine to spend that much money in a would take a life time for me to pay it back!

dohn121 (author) from Hudson Valley, New York on January 04, 2010:

Not with that attitude you won't! Just kidding, Solar man. Yeah, you would have to spend in a course of a year, at least $250,000 with a Amex Platinum and then you'll become eligible for one (if your lucky). Thanks again!

Solar man on January 04, 2010:

Very good hub, I'd love to get my hands on one of those cards but it looks like I wont see it in this life

dohn121 (author) from Hudson Valley, New York on November 29, 2009:

Hey, if you EVER get this card, give me a call, LOL. Doing so would mean that you spent at least $250,000 in a 12-month span!

Thanks as always, TFT!

Truth From Truth from Michigan on November 29, 2009:

I guess if your only going to carry one card, thats it. Im afraid im not yet ready for the black card, maybe next year or the year after that.

dohn121 (author) from Hudson Valley, New York on November 08, 2009:

Hello, Pretty. No, I unfortunately no longer have his number. I bet he could buy our souls if he wanted to however :D I wouldn't mind having such a card for like a week or so. I could complete my bucket list with a few "swipes" if I did.

Yeah, I really do believe that the Giants will pull out a win today and the Steelers will win as usual! Thanks, Pretty.

prettydarkhorse from US on November 08, 2009:

hi DOHN< if you ever got that card---I call it (YOU CAN BUY ME LAMBO, but cant buy me LOVE), please make a hint, i will ask a Bugatti Veyron car for women from you, whew, ONE DAY, who knows!

A good read, first time to hear about this card, hmmmmmmmmmm....did you have a calling card of that MAN!!

good day Dohn and hope Elis team will win and steelers on monday!

dohn121 (author) from Hudson Valley, New York on October 01, 2009:

Well, Beth, if you are planning on spending $500,000 you could help me pay back my student loan, LMAO. I'm sure that any of us could think of some groovy ways to blow a lot of dough. Thanks for reading, Beth!

Beth100 from Canada on October 01, 2009:

Ha ha and I THOUGHT I was doing good waayyy back when I received my Platinum invitation! Now, I have a new target! lol Thanks for the temptation! (Seriously, not!)

dohn121 (author) from Hudson Valley, New York on September 30, 2009:

I've been to Vegas three times in my life and can't wait to go back. That's quite a story! I just hope that pimps and dealers don't accept AMEX even if it IS Vegas! (I realize that you said that they're models, by the way). Thank you form commenting, theguru-reports.

theguru-reports from Montana on September 30, 2009:

Heard of one. Met the guy who had it in Vegas. He promoted records for a living. His mere presence scared the hell out of me. And I DON'T want to know what all those skinny models were doing running up and down the stairs in the suite he rented. I suspect it had something to do with a white powdery substance

dohn121 (author) from Hudson Valley, New York on September 29, 2009:

Not a problem, Evgenij. If you really want a Black Card, you'll find a way to get it :) There's always a way to get anything, just as long as you don't give up!

At this moment, it's out of my league too, loveofnight! I can't see myself spending over $500,000 in one year! However, I kind of wish I could just have it for a day. I imagine that I can do some serious damage!

Loveofnight Anderson from Baltimore, Maryland on September 29, 2009:

nice but out of my league

Evgenij on September 29, 2009:

Dohn121. Thank you for your answer. I guess for Gold and Platina you wont be invited, you just need to apply for. 500k USD 8312k EUR) is actuall possible. if you buy and resale couple of houses you got it. During the crisis it wont be easy, but still. But, Green card has its limit on 2.500 Euro, so its not possible at all. hahaha))) Thanks!

dohn121 (author) from Hudson Valley, New York on September 28, 2009:

That's a good question, Evgenij. I really don't know for sure, but to do the best way to increase your credit limit with them is to max out and then send in the ENTIRE PAYMENT ahead of time just as soon as when the payment is due. This will of course be taken into account by Amex and will give you good reason to deserve an Amex Gold! To get the Black Card you need only this same thing, thus spend US$500,000 in one year! Good luck!

Evgenij on September 28, 2009:

Hallo, I just wonder how much should I spend on my Amex Green to get invited to Amex Gold? This year i´ve spend about 1000 euro on Amex. Does any one knows that? The previous years i´ve used mostly my Visa BMW card.

dohn121 (author) from Hudson Valley, New York on September 28, 2009:

Thank you, Csjun89. It's certainly one of a kind...Accept no imitation :)

Csjun89 on September 28, 2009:

This was an enjoyable read

Didn't know such a thing existed!

dohn121 (author) from Hudson Valley, New York on September 26, 2009:

Hahaha, Waren! I wouldn't be surprised if the 33rd Degree of Free Masonry require that you have one! Thanks again.

Waren E from HAS LEFT THE BUILDING............ on September 26, 2009:

We'll all have to join the free masons or something for a card like that man..then again I want to go to heaven too ...LOL

not sure if both a can be had, needs more research LOLOLOL!:D

Great hub dohn121!

dohn121 (author) from Hudson Valley, New York on September 19, 2009:

I once spoke to a really rich person and asked them some of the problems they had having so much money and do you know what they told me? That rich people just run out of things to buy! I thought this practically impossible, yet true. One of the movies that gave me some insight into the lifestyle of the rich was American Psycho. Thanks, Diana for your encouraging words.

Diana King on September 19, 2009:

I always enjoy your writing and this story about the black card, was no exception.

I had a discussion with friends about 30 years ago, where I wondered how anyone could spend 1 million dollars in one week. (It was the premise of a movie.) They looked at me and immediately said that they would buy a yacht, which would have never occurred to me.

They then followed up by saying, "The rich think differently than you and I."

This is still true.

dohn121 (author) from Hudson Valley, New York on September 19, 2009:

I'd be happy with just having this card for one day. I think that a lot of us could do a lot of damage in one day! Thank you, Caleb Anderson for your comment.

Caleb Anderson on September 19, 2009:

How cool is that thing? I'd love using that card at stores to see the reactions I would get, nice hub.

dohn121 (author) from Hudson Valley, New York on September 17, 2009:

Thank you, Mitch King. I've only come across it twice in my lifetime. I'm curious to know which rock band that was!

Mitch King from Wilsoville, OR, USA on September 17, 2009:

I have only seen one of these cards before. It was a business card for a very famous rock band. I had no idea what it was at the time.

dohn121 (author) from Hudson Valley, New York on September 15, 2009:

Well, unless any one of us spends in excess of $250,000 annually, an exclusive invitation from AMEX won't be delivered to us any time soon. It is interesting to hear how the top echelon lives! Thank you, healthgoji.

healthgoji on September 15, 2009:

I figured those that spent more than others had different kinds of accounts with banks and got different treatment.

I am semi-interested. But feel like staying away from even thinking about it for some reason.

dohn121 (author) from Hudson Valley, New York on September 15, 2009:

Not at all, Drew. It's a pleasure and an honor :D Thanks bro.

Drew Breezzy from somewhere in my mind on September 14, 2009:

Oh btw I linked this in my blog hope you don't mind

dohn121 (author) from Hudson Valley, New York on September 04, 2009:

What an excellent commentary, L. Marie Figtree! I too like your style. I totally agree with you. I like how you used the line made famous by none other than Robin Leech! Nicely put. It seems that many of us dislike the rich because we envy them and want to be just like them. Some of us do wish to be financial independent and some of us just want to rule the world! Being raised a Buddhist, I was always told by my father that none of our material possessions can be brought with us when we're dead. I still live by this mantra.

But is see your point. It's not only good to have a dream in life, it's essential! Without our dreams, we're like rats in a maze without any cheese!

Thanks, L. Marie! I hope to hear from you again soon!

Luana Higuera from South Bay, CA on September 04, 2009:

Hi, Dohn! I've read several of your hubs by now, and like I commented previously, I really like your style, as well as your topics of choice. But this one really struck a chord with me, and prompted me to do some further research into the topic of the "haves vs. the have nots". What I found was that the income gap is even greater between the "haves and the have mores", so that being a mere millionaire only earns a place in the upper middle class, as opposed to belonging to the upper class of society. I think it was JP Getty who was quoted as saying "if you can count your millions, then you're not a billionaire". Another point to consider, as us ordinary working stiffs (or those of us who are fortunate enough to call ourselves that) entertain our "champagne wishes and caviar dreams", or fantasize over what we'd do if we won the lotto, look at how many people have managed to ruin their lives or the lives of their loved ones simply because they cannot handle such a cash windfall. All money does is give you more options, and more often than not, only makes you more of what you already are.

But that doesn't stop me from wanting more of it anyway. Like the song says "you've got to have a dream, if you don't have a dream, how you gonna have a dream come true".

dohn121 (author) from Hudson Valley, New York on September 04, 2009:

Ha! I know that movie, SweetiePie. I was fascinated about how people can change in an instant when people win a lot of money. Thanks!

SweetiePie from Southern California, USA on September 04, 2009:

This reminds me of the movie It Could Happen to You. After the female lead wins the lottery she immediately receives an offer for a credit card line with $100,000 of credit.

MikeNV from Henderson, NV on September 03, 2009:

American Express paid it's CEO 48 million in 2008, then they turned around and took 3.5 Billion in tax money. Is that the kind of company you want to do business with?

dohn121 (author) from Hudson Valley, New York on September 02, 2009:

Thanks, 1kmjs! The consensus is so far split between wanting one and not! I appreciate the comment!

1kmjs from Iowa on September 02, 2009:

Great hub, I didn't know it existed either. One day I'll see one. Excellent read.

dohn121 (author) from Hudson Valley, New York on September 02, 2009:

It's the stuff dreams are made of, Rebecca :D

Rebecca E. from Canada on September 02, 2009:

what I would need to do get that kind of card... ah wishful thinking...

dohn121 (author) from Hudson Valley, New York on September 02, 2009:

You're welcome, Skydweller! Thank you for the comment!

Skydweller from Kathmandu on September 02, 2009:

i hadn't seen one before... thanks!

dohn121 (author) from Hudson Valley, New York on September 01, 2009:

I really like your avatar, jrcemail! Thanks for the response :D

jrcemail on September 01, 2009:

ohhh ahhhhhh!

dohn121 (author) from Hudson Valley, New York on September 01, 2009:

It certainly does, John, and a price to boot! LOL

John on September 01, 2009:

Membership has it's privileges!

dohn121 (author) from Hudson Valley, New York on September 01, 2009:

Can you imagine having this card? You can just go wherever and never have to worry about a price tag! I can do some serious damage with this little puppy in the course of a day! Thanks again, man. I appreciate you stopping in as always.

hubpageswriter on September 01, 2009:

Bro.. good topic here that you have written.

The black card looks REAaaaaaaLLy good. Some people are just lucky, hahaaaa...

dohn121 (author) from Hudson Valley, New York on September 01, 2009:

Peter bill--Thank you Peter. Thank you for the compliment!

askjanbrass--Thank you askjanbrass! That's great to hear!

askjanbrass from St. Louis, MO on September 01, 2009:

Informative hub....

Thank you!

Peter bill on September 01, 2009:

Your writing makes me inspired dohn, thank for you..

dohn121 (author) from Hudson Valley, New York on August 31, 2009:

You and me both, pal. If I do, I'm following the Giants team to every game every year! Thanks Drew.

Drew Breezzy from somewhere in my mind on August 31, 2009:


I hope to get one of these someday :D

dohn121 (author) from Hudson Valley, New York on August 31, 2009:

Hello Leslie! Yes, I have seen Brewster's Millions! I was just thinking about that too! If I could just live like a tycoon for one day, it'll be enough! In either case, I just want to be debt-free like you...Many of us have it bad :(

Leslie Broussard on August 31, 2009:

Thank you for the interesting information. Like Catherine, I am a mere mortal and had never heard of the Centurion. (And like you, I clip coupons, recycle cans and bottles, etc.) But, it sure is fun to imagine how I would spend $250K in a year. Allowing ourselves to fantasize, I think, encourages us in our goals (debt-free!). Ever seen Brewster's Millions?

dohn121 (author) from Hudson Valley, New York on August 31, 2009:

Thank you for your comment, Lgali! I appreciate it!

Lgali on August 31, 2009:

thnaks for this nice info

dohn121 (author) from Hudson Valley, New York on August 30, 2009:

Thank you for that. I really appreciate you getting back to me! Thanks for visiting.

dohn121 (author) from Hudson Valley, New York on August 30, 2009:

It's okay, Paradise7, I'm sure they don't envy us either:) I couldn't see myself spending that much money on luxuries. I clip coupons, bargain hunt, recycle my soda cans, and am always looking for ways to cut my costs...I just wish I had zero debt, a reliable car and a house that I just pay utilities and taxes on. I don't think I ask for too much...Thanks for visiting!

Paradise7 from Upstate New York on August 30, 2009: the other 1% lives. It got me tho, dohn121. The story grabbed me. But, you know, I don't envy those people...much.

dohn121 (author) from Hudson Valley, New York on August 30, 2009:

I can think of a number of ways to really abuse this card in just one day. I think it would be awesome to just fly to some tropical paradise and take in the scenery while being pampered. It certainly would make for some great stories. Thanks for visiting, Marshall!

marshall92 on August 30, 2009:

Wow! If only my parents gave me that card : ). I probably spent somewhere around $400 last year. I guess I don't qualify. Anyways, thanks for the informative hub. I had never heard of this before.

dohn121 (author) from Hudson Valley, New York on August 30, 2009:

Shamelabboush--Ha! I think I'd like it for just a year or so, simply out of spite. I'm sure that there are many more stories out there about this card that have yet to circulate. Thank you as always!

mtsi1098--The costs for getting the card is pretty damn high, I know...But what if you got one for free, through a huge corporation that you work for, like Neil Patel? I know what you mean, however.

Duchess OBlunt--No, most people who do have these cards know better than to flash it around everywhere they go, as it promote your getting robbed! Thanks.

Lily Rose--I thought of that. If you were filthy rich, you wouldn't want to be carrying around tens of thousands of dollars everywhere you go (money your planning to spend, no doubt). Besides, the concierge service alone is reason enough to carry this card, although you'll have problems getting through security at the airport, as it's prone to setting off metal detectors!

Thank you all!

Lily Rose from A Coast on August 30, 2009:

Very well written. I don't get it, though, if someone is rich enough to afford this card, why do they even need it??

Duchess OBlunt on August 30, 2009:

Never saw one and don't ever expect to, those type of people don't live in my world.

Interesting information though, who knew?

mtsi1098 on August 30, 2009:

I do not think that I will be getting one of these anytime soon...good hub though

shamelabboush on August 30, 2009:

Oh, wow, S***!!! What is that magical card? I think only Billionaires have access to this one? You made me luagh about the horse and the suit... Very nice hub dohn.

dohn121 (author) from Hudson Valley, New York on August 30, 2009:

Hey, Fiery! Good to see you bro. As soon as you do get one, I'll meet you in Vegas :D

I thought of that too, Catherine. There must be a unique difference in Dead Sea sand in comparison to regular sand, especially in its chemical properties, as the water there is something like 75% denser than regular water. I don't know all the fine details yet, but in time I will :) Thanks for reading!

Catherine R from Melbourne, Australia on August 30, 2009:

Oh how the other half do live! I would have got my kid to use sand from our beach - how was the teacher going to know the difference anyway! Interesting though - I have never heard of this card being just an ordinary mortal.

fierycj on August 30, 2009:

Okay, I need me something like that. :)

dohn121 (author) from Hudson Valley, New York on August 29, 2009:

I'll be sure to do so, Peter. Thank you for that. I know what you mean about choosing to be a part of such an esteemed group of elitists. I really can't see myself spending in excess of $250,000 for anything aside from a house and even then, I doubt I'd be able to pay it off in a year! As always, thank you for your readership, Peter.

Peter Dickinson from South East Asia on August 29, 2009:

It is a different world and one I will never inhabit (don't want to) but it would be nice to have the choices such security offers. I would choose to live as I do without worry.

The Black Card reminds me of a very old movie called "The Million Pound Note". If you ever get a chance...give it a view.

Thanks for the Hub. Frightening.

dohn121 (author) from Hudson Valley, New York on August 29, 2009:

Unless you spent in excess of $250,00 last year, it probably wasn't a Centurion card. It might've been a Visa Black card--Amex' closest competitor! Thanks, Randy B.

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