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50 Ways How To / Earn /Make Money When You Have None to Invest

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What to Do When You Need Money

Recently, I witnessed a money making scheme that made me wonder how a person could be so desperate for money. I arrived at Wal-mart in and as I turned into the parking lot, an attractive young couple in their mid twenties stood outside of their gorgeous Lincoln Navigator. They were exchanging their expensive shoes for some dirty hiking boots. They then helped each other load very heavy, large mountain back packs onto each others backs and started walking towards the highway. I remember thinking that Walmart was an odd location to begin a hiking excursion, seeing that the mountains are 30 miles away. I continued with my shopping and didn't think about it anymore. As I was leaving, I pulled out of the Wal-mart parking lot and suddenly realized what this couple was doing. At the entrance of this strip mall, the young couple stood holding a sign that said, "Homeless! Please Help!" Drivers were pulling aside to offer them cash and change. Obviously, they did not see what I saw or they would know they were being scammed. Most of us would not resort to such measures to make money. For these scammers and for those in real immediate need for money, here are 50 ways to make money in a hurry, legally.


Other Resources:

50 Ways to Earn Money With No Investment

50. Join Hubpages! You can earn money by joining writing sites such as Hubpages, Squidoo, and Redgage. You earn money for clicks as well as additional funds through Google Ad Sense and Amazon affiliations.

49. In a pinch, you can pawn your valuables with the option of “buying” them back at a later date. Pawn shops take things such as instruments, jewelry, guns, and artwork.

48. The cost of getting a car washed, waxed, and detailed is now as much as $50.00 in some cities. Offer to detail cars for friends and family at a discount.

47. Sell your used books on Amazon. You can list anything from text books to cook books.

46. Turn your car into a traveling billboard. Some companies will pay $500 for private car owners to advertise their business on their vehicles.

45. Check Craig list’s “Gigs” section where potential employers seek many types of unusual (and beware- unconventional) services.

44. Large money can be made quickly by hauling scrap metal to junk yards. Think beyond collecting soda cans. With some scrap yards paying $1.50 per pound, money can be made by cashing in on car parts, lawn mowers, and junk cars. Take advantage of litterbugs in your neighborhood.

43. Resell your children’s unused toys, clothing, books, and furniture. Many stores like Once Upon a Child will pay cash upfront for clean, gently used items.

42. Build your very own informational website. If there is a topic that you can speak on with authority, create a site with a minimum of five articles on the subject and publish it. You can apply for a Google Ad Sense account and make a fee every time some clicks a Google Ad.

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41. Research money making opportunities by completing surveys online. Many companies pay decent wages to those who give their valuable input.

40. If you have any administrative or real estate skills, you can access foreclosures at your local courthouse, compile an attractive list, and start a paid list of real estate subscribers. Foreclosures are public information and many real estate companies do not have the time to research these listings.

39. Turn in your gold and silver jewelry and coins for instant cash.

38. Sell items on EBay. As a seller, you have the option of selling your items at a specified price as an auction or a buy it now price. Some in home items that sell well are designer baby clothes and movie collections.

37. If you have computer skills, you can assemble digital art collages from non copy written photos or from your own artistic creations. Many crafters search for very specific art collages for craft and jewelry making. Sheets can be sold from $3.99 to $5.99 on private web pages, EBay, and Etsy.

36. In this difficult economy, those selling goods offer great incentives to entice potential buyers to at least consider their goods and services. You can cash in on incentive awards for viewing time share real estate or make $100 cash for just test driving a car at your local dealership. Even if you can’t afford these purchases, the incentives may be worth your time.

35. One of the fastest ways to make cash is to have a yard sale. Clean out attics, storage, closets. You will be amazed at the money you can make from things taking up space in your home.

34. Many banks and credit unions offer incentives in “refer a friend” promotional. If you get a friend to open an account at your bank, many times you will both receive a cash incentive.

33. Have a camera? You can take decent photos of ANYTHING and sell them on sites such as Shutter Stock or I Stock. Web page builders often need photos of things as mundane as door knobs and rocks.

32. Make videos and upload them to You Tube. Registered members who sign up for a paid account can make money on their videos.

31. If you live in an area abundant in botanical treasures, great money can be made selling pressed flowers on EBay and Etsy. Many crafters use dried and pressed flowers in crafts. Often suppliers are limited to flowers that grow in their area. Flower pressers can be bought at a craft store for less than $10.

30. We can all spare some bodily fluids for cash. Consider donating plasma for about $30 per donation. Many sperm banks will pay for donations after a thorough screening.

29. If you have writing skills but don’t want to create original materials on a daily basis, writing sites like Textbroker and Clickworker will test your skills and pay you to write articles on subjects you choose. These sites do not limit the amount of contributions you make and you can be paid weekly for your work.

28. Consider signing up for Freebie Trading and Penny Trading online. Investing your time can result in great payments.

27. Learn a skill such as palm reading, tarot cards, or astrology and start a webpage or EBay store offering your services.

26. Become an Avon representative. Avon is affordable, has a great reputation and sells itself.

Host a Yard Sale for Instant Cash

Need money? Have a yard sale.

Need money? Have a yard sale.


25. If you have a specific academic skill, become a tutor for $20 or more an hour.

24. Sign up to be a Mystery Shopper and evaluate products and services for employers.

23. If you can offer any service to another person, advertise this for free on Craigslist. Have a truck? Write an advertisement that you can haul items for a fee.

22. Do you have a unique or marketable skill? Consider publishing a how to website or a free e-book for others to buy.

21. Get paid to type at home through sites like

20. Anyone can make money as an employee at Amazon's Mechanical Turk. Most jobs pay between $.05 to $.50 and involve simple tasks such as anwering questions and completing survey's. There are no tests involved, and contributors can get promoted for consistent good work.

19. Use Facebook and the local community groups to sell your unwanted items.

18. If you have spare time and need money, advertise a grocery pick up service for people in your community on Craigslist. You would be surprised how many shut ins, elderly people, and overwhelmed people in your neighborhood would utilize this service.

17. Have a talent for crafts and handiwork? Sell your items online on EBay and Etsy or start your own webpage.

16. If you have made recent purchases and need immediate cash, return items to the store for a refund.

15. Have administrative skills? Sign up for online assignments for payment on sites like O'

14. Take advantage of free samples. They are available everywhere. They may not be cash but could come in handy, such as cosmetics for a job interview.

13. Private detectives are expensive. Advertise your services to follow someone for a private party. If you are really bold, you can become a sex decoy to test a mate’s loyalty. You will need to have a working knowledge of the laws involved. For example, it is illegal to peak into people’s windows.

12. Sign up for Cha-Cha and make money answering questions on the internet.

11. Make money by finding great items at Thrift Stores and Goodwill and reselling them on EBay. Items must be in excellent condition and modern.

10. Have a camera? Become a freelance photographer. Create business cards and advertise your services to those who need your services. Real estate companies and insurance agents use photographers on a daily basis.

9. If you live in a coastal area, you have access to a lucrative way to make money. Collect unbroken seashells and beach treasures. Wash them and sell them to crafters on sites like EBay and Etsy.

8. If you have yard equipment, advertise your services for free on sites like Craigslist. Normally people will not by an industrial mower or brush hog mower for a one time project. These can be rented, but many people would not be comfortable using them.

7. If you need cash in a hurry, consider selling your upscale clothing to a consignment shop or store like the Style Exchange which pays you cash upfront for your clothing and accessories in excellent condition.

6. If you have unused or broken electronic equipment laying around, consider cashing in by selling them to an Electronic Scrap Yard. Many places will pay $2.00 per pound of electronics.

5. Grow your own vegetables and flowers to either sell or enjoy yourself.

4. If you have a special talent- give lessons. If you are a musician, give music lessons. If you have a craft talent, teach a class at your local craft store. If you do calligraphy, teach others or offer to do wedding invitations.

3. Baby sit, pet sit, or be a dog walker.

2. If you are a stay at home mother, run a free ad on a site like Craigslist to be a mother’s helper. Most of the time you can do the required tasks with your own child tagging along.

1. Do you have extra space? Consider renting it out. You can rent out open fields to farmers for crop rotation, grazing for livestock. If you have an extra room, turn it into an apartment (with careful screening). Have an unused stable? Board horses. Many consumers search for alternatives to public storage, especially for cars.


Avinash Khopade from Mumbai, India on November 14, 2019:

Great Hub!!!

ayoub diego from algeria on January 19, 2018:

What about YouTube .. Do not you think it's a good source of income

Louise Powles from Norfolk, England on January 19, 2017:

You've given me lots of good ideas to make some money. Thanks for an interesting hub and giving me some new ideas!

Rajan Singh Jolly from From Mumbai, presently in Jalandhar, INDIA. on September 28, 2016:

A fine list of ways to earn money without money investment. Thanks.

Ramos A. Mutole on March 21, 2016:

i have been seating hours and hours looking for an idea that would help me in doing something profitable. so now i got how to start. thank you very much. God may bless.

Andrea Parker from Florida on March 10, 2016:

Thank you for this detailed list on the many ways to earn money in a pinch. I suppose many people will be in need of this list. My favorites are get a new skill, photography and Avon. Avon really does work as people like getting the catalogs. Also, many of us just need to get more useful skills.

Heather Darnell from Quad Cities on January 18, 2016:

Great tips! Thanks!

Allan Philip from Toronto on December 02, 2015:

Very interesting, useful and practical article. Not much left to be desired.

Daddy Paul from Michigan on October 26, 2015:

Love this hub!

michael pit from ontario canada on October 18, 2015:

Fantastic Ideas! I actually do a few of the ideas you list and know that in fact they work. I do some scrap metal , get the stuff for free and haul it to my local metal yard. I guess you could say I am junkaholic. Great Hub, I like it!

Charlyn June from Philippines on July 30, 2015:

Been going over your lists and still bookmarking for future references. Thanks for sharing!

Tammy (author) from North Carolina on April 19, 2015:

Thanks Jack. That is a great suggestion!

erorantes on April 12, 2015:

I like your article about 50 ways to earn money. my favorite is hub pages, Ebay , Amazon. The poster to advertise a business while driving is one of the best. Specially, if you are advertising your own work. Also, I like the cha cha. thank you for a great helpful hub miss Tammyswallow.

Jack Burden from Columbus, OH on April 11, 2015:

Great list, I would love to see even more links to money making ideas!

Krzysztof Willman from Parlin, New Jersey on March 28, 2015:

You covered everything from A-Z on this list and I'm impressed. I'm going to look into some of these things as well. Very informative and useful. Voted up.

naecrix on March 28, 2015:

Great hub and very useful tips there!

mark on March 16, 2015:

nice article might come in quite hand !

Ps: I've tried - they have genuine 'Get Paid to Drive Programs. Although they request a one time refundable deposit.

Jacobb9205 on February 17, 2015:

Awesome ways to earn money, thank you!

Oyewole Folarin from Lagos on September 09, 2014:

By completing 20 to 40 offers monthly, you can earn some good extra money every month. But only for UK, US and Canada residents.

Pharmf752 on April 09, 2014:

I like this post, enjoyed this one thank you for putting up. No man is wise enough by himself. by Titus Maccius Plautus. daekgcd

Tammy (author) from North Carolina on September 08, 2013:

What a great idea Buidreps! That would be a great hub! ;)

Buildreps from Europe on September 06, 2013:

Wonderful Hub! You can add translation work to your list. If you speak more then one language, you can earn serious money.

Tammy (author) from North Carolina on June 02, 2013:

I appreciate your visit and your kind comment Alise- Evon.

Tammy (author) from North Carolina on June 02, 2013:

You are so right Dan Barfield. For so many of us, there doesn't seem to be a permanent solution to the state of the economy.Thanks for visiting and commenting.

Alise- Evon on June 02, 2013:

That was an interesting list you came up with, Tammy. Thanks for dong the work of finding all those ideas and sharing them with us!

Voted useful.

Gwendolyne Black from Erwin, TN on May 28, 2013:

Very useful hub I have already put in practice a few ideas from this list.

Dan Barfield from Gloucestershire, England, UK on May 28, 2013:

Wow! Great article - really useful information! I'm always looking for different ways to make up the difference in this money-shy economic situation that we are currently living in

Tammy (author) from North Carolina on May 27, 2013:

Thanks so much for your kind compliment Onesimus. I appreciate your visit.

Tammy (author) from North Carolina on May 27, 2013:

Thanks so much for stopping by krisaclark!

Tammy (author) from North Carolina on May 27, 2013:

Wow StoneCircle. Stories like these really make me apprehensive about giving money to people who beg. Very interesting!

Tammy (author) from North Carolina on May 27, 2013:

Thanks so much Lydia!

Tammy (author) from North Carolina on May 27, 2013:

Thanks so much for reading and commenting!

Allan Philip from Toronto on May 27, 2013:

Very useful and interesting Hub, unfortunately the desperate scammers will not be reading it but I'll definitely try a few. Thank you~

Richard Ricky Hale from West Virginia on May 27, 2013:

Tammy, came back to read this great article again. These are some great suggestions and they do work. I have tried many of them already. A well written article full of great information.

Onesimus from The Kingdom of God on May 27, 2013:

This was fantastic! These are not the usual suggestions, so I liked that there was enough variety to apply to a lot of different situations!

Thanks for putting this together.

Kris from California on May 26, 2013:

I've got to be honest, this isn't what I was expecting from the title, which is great because I was expecting all kinds of internet scams haha. Thanks for sharing! Really a great post.

Susan McLeish from Rindge, NH on May 26, 2013:

Great info for making cash in your spare time. I have tried Mturk but it can be slow to accumulate the cash. Love the story about the Walmart couple. The best one I have seen yet is a guy getting into a three piece business suit on a train. I had just seen him panhandling in front of the station not 5 minutes before.

Lydia Sweatt from Dallas, TX on May 26, 2013:

I do some of the things on this list but some, I had no idea existed. Good info on a topic that never gets old: money. lol voted up.

Elizabeth Parker from Las Vegas, NV on May 25, 2013:

A lot of great ideas here. I do a few of these in addition to my full time job and it has definitely helped out!

CZCZCZ from Oregon on May 25, 2013:

There are some great ones in this list. I have done a few of these in order to generate a little extra cash from time to time. Everyone that is living paycheck to paycheck should keep there eyes open for solid opportunities to make a few extra dollars from time to time. I have several fiverrs, that take a few minutes to do and result in $4 for less than 5 minutes of time. Get creative and start making a few extra dollars doing something that you have a talent for.

Fiona from South Africa on May 25, 2013:

Some great tips - thanks so much - there were a few there that I never even thought of

Alyssa from Ohio on May 24, 2013:

Thank you so much for sharing! I've been looking for new ways to make an extra income. I am off to try out some of your ideas! :)

EJ Lambert from Chicago, IL on May 22, 2013:

A very detailed and informative list. I actually took a peak at that Textbroker you mentioned and feel I might apply. Thank you very much.

Alex Munkachy from Honolulu, Hawaii on May 22, 2013:


Tammy (author) from North Carolina on May 01, 2013:

Thanks Kevin Peter. I hope these suggestions will be of some use to you. I appreciate your comment.

Tammy (author) from North Carolina on May 01, 2013:

Thanks iguidenetwork. I hope you will give it a try. :)

writermarion on May 01, 2013:

This is hub offers great ideas especially for those who have no idea of how they can earn without investing anything. This is good stuff. A good hub ,well informative, keep it up.

Kevin Peter from Global Citizen on April 26, 2013:

Your hub is very informative and useful for those who want to make extra money. I have been looking for such ideas for a long time. But what ever came in my mind needed some kind of investments. However your hub has helped me to a great extend.

ignugent17 on April 25, 2013:

Enjoyed reading your opening about two scammers. Thanks for your ideas in ways how to earn money. It is helpful.

Ramona Jar from New York on April 25, 2013:

Now this is what I call a list. Excellent advice and information :)

iguidenetwork from Austin, TX on April 23, 2013:

Good and great ideas, Tammy! I'm particularly interested in #33, I have so many decent photos taken with just my point-and-shoot digicam. I'll give that a shot. Thank you! Voted up and useful. :)

Tammy (author) from North Carolina on April 22, 2013:

You are right condominium. There was no internet when I was young either. It has opened up a wealth of opportunities to make money at home. Thanks for stopping by!

Jeffrey Dela Costa from Philippines on April 22, 2013:

I have never thought young people could think of so many ways to make money today! This was never the case when I was young, good grief

FlourishAnyway from USA on April 20, 2013:

What a comprehensive list!

Mahaveer Sanglikar from Pune, India on April 19, 2013:

Great suggestions......

Marvin Parke from Jamaica on April 16, 2013:

I guess what your trying to say is there is no reason to be non-productive.

Melanie Casey from Indiana on April 15, 2013:

Great Hub! I am always looking for ways to make money from home!

Ann1Az2 from Orange, Texas on March 25, 2013:

Some really great ideas here, tammy - some of which I wasn't even familiar with, like the O' I'm going to look into it. A few of them I've done before, like textbroker. Anyway, this is good and I bookmarked it for future reference.

writermarion on March 23, 2013:

Great article

RO Edwards from Ohio on March 22, 2013:

Thank you for all of the great ideas. :)

ketage from Croatia on March 20, 2013:

Great tips :) a lot of good ideas here, thanks for sharing

Dusana1234 on March 19, 2013:

Great post, full of great ideas. Thank you!

Tammy (author) from North Carolina on March 18, 2013:

Thanks so much JoeCo!

Joe Colon from New York City on March 18, 2013:

Awesome hub... I can see why you have soo many comments on it. It's amazing and incredibly on point. Great job

Tammy (author) from North Carolina on March 18, 2013:

Thanks for the kind compliment rainpurplewine. Hope these ideas help people.

Rebecca Jimenez on March 18, 2013:

Wow! Great hub! Amazing ways to make some money.. You mentioned a few things that I didn't even know I could do for extra money.

Thank you for sharing this great information.

Voted useful.. :-)

Elizabeth from ATLANTA,Ga on March 18, 2013:

These are actually great ideas,and not filled with fluff like most of the other "make money" articles I've read. Thanks so much.

khmohsin on March 18, 2013:

Wow...!!!! You really did the good job by sharing this kind of key information. Thanks for sharing your ideas :)

cbarbar on March 11, 2013:

Amazing how you came up with 50 good ways to make money. I like the information website. With so many scams out there or having to put money forward to make money, it's nice to hear these suggestions. I will try some!

Vespa Woolf from Peru, South America on March 05, 2013:

Wow, this seems like a very complete list of ways to make money in a pinch. Of course, writing online is what we all do on HP! I like the idea of a yard sale and even turning your gold into cash. Thanks!

tenderLaine on February 27, 2013:

such an informative article, Tammy. i appreciate the detail you provided. overall, very useful. great job!

Tammy (author) from North Carolina on February 24, 2013:

Thanks so much for visiting Express10. Hope you find some useful suggestions!

H C Palting from East Coast on February 24, 2013:

I always enjoy being reminded that there are many ways to earn money. So many people only see working for someone else as a way to earn money. This hub is awesome and useful.

Tammy (author) from North Carolina on February 16, 2013:

Thanks so much for your lovely visit mecheshier! :)

Tammy (author) from North Carolina on February 16, 2013:

Thanks Missy Mac! I hope it helps. :)

Rick Grimes on February 16, 2013:

Wow some of these are very good and so obvious! I'm going to look back at this list next time im tight for cash

mecheshier on February 15, 2013:

Fabulous Hub here! What great ideas and I am sure many will be blessed by your list. Thank you

Missy Mac from Illinois on February 15, 2013:

Wonderful tips! I will be sharing this information. Your list provides assistance to those trying to make it in this tough economy. Thanks

Tammy (author) from North Carolina on February 12, 2013:

It is nice to meet you wheelinallover. I don't know much about marketing, but this sounds like a great idea for those looking for an online income. I would love to learn more about that. I am going to check to see if you have a hub about that. Thank you for your visit and thoughtful comment.

Tammy (author) from North Carolina on February 12, 2013:

Thanks for reading and the best of luck to you B. Leekley! :)

Tammy (author) from North Carolina on February 12, 2013:

Thanks for stopping by Anthony Binks! Hope these suggestions work for you.

Tammy (author) from North Carolina on February 12, 2013:

Thanks so much Keeley Shea! I appreciate you stopping by.

Tammy (author) from North Carolina on February 12, 2013:

Thats a great idea Mary615. That is a creative way to make a mortgage payment, and it really helps people find affordable housing too. Thanks so much for reading and commenting!

Tammy (author) from North Carolina on February 12, 2013:

Thanks so much Joseph Muendo!

Dennis Thorgesen from Beatrice, Nebraska U.S. on February 12, 2013:

A few you might have missed for the baby boomers. Whatever your expertise there is a way to earn from it on the internet. I am wheelchair bound, sixty years old, and earn by creating brands and teaching those the brands are created for to market them.

My experience before I became wheelchair bound was marketing. Putting the brand together to market was always part of the process. This was all before the internet became part of the mix. It simply took some learning to get up to speed with internet brand building and internet marketing.

I also do consultations and help others or build [what you see is what you get] WYSIWYG websites. As a brand and business consultants my company also had done some debt collection. This only works though with companies who understand a change in brand reputation is the best way to collect.

jurichworx on February 12, 2013:

Thank you, Tammy, i read your 50 tips one by one...great tips...

Samith Jhon from Los Angeles, California on February 11, 2013:

Great,interesting and useful Tips Tammy thanks for this Great Hub!

RunningDeer from Iowa on February 11, 2013:

Wow! I never would have thought of half these ideas. Really great!

Brian Leekley from Bainbridge Island, Washington, USA on February 11, 2013:

Up, Useful, Interesting, and shared with followers.

Thanks for the many practical suggestions. I have successfully used some of them in past years, but some are new to me and look promising.

moonlake from America on February 11, 2013:

Never heard of an electronic scrap yard lots of good information. Many I have never heard of and some I have done. Voted up and interesting.

Tammy on February 11, 2013:

I couldn't believe it when you describe the two scammers. It make me take a second look at a few I have seen near Walmart. You posted some excellent ideas here. I will have to try a few. Thanks!

Lois Ryan from Upstate NY originally from Long Island on February 11, 2013:

I signed up for Mechanical Turk but didn't really understand it. Will have to go back and give it a try. Cha-cha sounds good too. The only problem I see about pawn shops is that-from what I see-is that they will raise the price of what you sell if you want to buy the item back. I saw this in Atlantic City. I went onto a pawn shop to see if I could find any deals. A guy was in there and had pawned something off-most likely had to pay a bookie or to gamble-then he was trying to buy the item back and the guy had tripled the item. This place was a rip-off

Anthony Binks from Northern Ireland on February 11, 2013:

Great hub and I can't wait to try a few of your tips. Istock etc.

Thanks for sharing.

Keeley Shea from Norwich, CT on February 11, 2013:

Lots and Lots of great suggestions to make quick extra money! Thank you for writing such an informative hub! I always wonder about those people holding up the homeless signs. I feel bad for them but they also could be scamming people - you just never know!

Mary Hyatt from Florida on February 11, 2013:

I have made extra money by selling on eBay. Right now I have a daughter's wedding gown and the shoes listed. I have gone to Goodwill and purchased stuff to resell on eBay. I also rent out 3 of my bedrooms that make my mortgage payment (wrote a Hub about that).

Great Hub. Voted up, and shared.

Joseph Muendo from Nairobi, Kenya on February 11, 2013:

Most Impressive Ever Seen. Thanks

Tammy (author) from North Carolina on February 08, 2013:

That still amazes me gail641. Thanks so much for your visit and comment.

Gail Louise Stevenson from Mason City on February 07, 2013:

It sounds like a lot of great ideas for making money. It was funny how the couple at Wal-Mart was making their money!

Tammy (author) from North Carolina on February 06, 2013:

Thanks so much for visiting ningali. You will get there! :)

ningali on February 06, 2013:

At least these days I have tried one of them is to join this site, despite not making money instantly, but I knew it had to be patient.

Thanks for this Great Hub!

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