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The Financial Mindset Fix: Interview With Author Joyce Marter

Reading is a series of human emotions. Writing is the gift of sharing these emotions.


1. Please introduce yourself to your current and upcoming readers and let them know what your book is about.

I’ve been a licensed psychotherapist for over 25 years and have found my work to be emotionally, relationally and spiritually rewarding. I’m an impassioned advocate for removing the shame and stigma associated with mental health and financial struggle and providing tools and strategies for self-compassion and empowerment to help others transform into their greatest selves.

My favorite aspect of being a therapist is mirroring back to my clients all that is beautiful, unique and special about themselves, and empowering them to align their gifts with a need in the world–and to the greatest extent possible. I wrote The Financial Mindset Fix: A Mental Fitness Program for an Abundant Life, to help a larger audience and am honored that it is being published globally–in Spain, Latin American, Korea, China.

In my book, I share the wisdom I learned from tens of thousands of clients, as well as my own personal and entrepreneurial journey, as to what leads to a life of holistic success including mental wellbeing, physical health, supportive relationships, work-life balance, and financial prosperity. I also love sharing my message through my national speaking and new digital course.

2. What sets this book apart from other self-help books out there that also have the same purpose?

Most financial books are written by accountants, financial planners and other financial professionals and they talk about best practices. The basics of money management is not rocket science, but our psychology makes it difficult. Some of us have been through financial traumas in the past (such as unemployment, poverty, racism, healthcare expenses, etc.) that have caused financially-triggered PTSD. Many of us have family beliefs about money that hold us back from our financial potential. We often set our own financial ceilings through self-limiting beliefs. Furthermore, my book is a program which engages the readers through exercises and journal prompts–they have to do the work and become involved in cultivating their Mental Wealth.

3. Aside from self love and humanity, what else do you wish for readers to experience in reading this book?

I love hearing that many readers are having what they call “aha” and “wow” moments where they are having major insights into the psychological roadblocks that have kept them from greater success. My greatest hope, however, is that the book helps readers heal and improve their relationship with themselves, for when we embrace our worth it improves everything from our happiness to our net worth.

4. What was the hardest part of writing your book?

The hardest part was obtaining a traditional book deal. I often considered self-publication but I really wanted the support of a publisher in getting my book in stores and in the hands of a larger audience.

5. Who was your greatest supporter or inspiration in writing it?

My greatest inspiration for writing the book were my amazing clients. I didn’t realize one of the greatest blessings of being a therapist would be being gifted with their wisdom.

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My greatest supporters, who made the writing process far easier and much more enjoyable than it would have been otherwise, were my developmental editor Corrine Casanova and my researcher, Simon Golden, PhD. They helped me with everything from project management to brainstorming to constructive criticism and the book is a much better end product with their contributions.

6. Even therapists encounter challenges that are hard to deal with despite one’s expertise. Who is your go-to person whenever you encounter challenges?

Very true! Did you know even therapists have therapists? We all need one! In my book in the chapter on Support, I teach how we each need a personal and professional advisory board because it takes a village to be a successful adult. On my personal advisory board are my therapist, spiritual advisor, health coach, husband, best friends, sisters, etc. On my professional advisory board is my financial planner, accountant, mentor, attorney, consultants and more. I’m a huge believer in the importance of accessing support.

7. Which of the 12 mindsets would be best for someone with OCD? I know it should be all, but which do you think should be the main focus?

Detachment is one of the mindsets which is a mindfulness practice which involves healthy emotional separation–or surrender–or a letting go–of expectation and outcome and the need to control. This mindset would perhaps be the most challenging for a person with OCD tendencies, but it could also be the most emancipating, emotionally and financially.

8. From your experience, which of the 12 mindsets are the hardest for people to get used to and why?

The abundance mindset can be challenging because so many of us operate from scarcity thinking that is focused on fear, competition over resources and lack. The pandemic has really exacerbated scarcity mindset which is why it is challenging, and more important than ever, to overcome with abundant thinking.

9. How long does it take to break a bad habit that impacts a person’s financial capability? An example is impulsive buying.

There are many different variables that impact this and no one right answer, but I’ll tell you what I tell my new therapy clients–12 weeks. I find that most of us can commit to twelve weeks to create positive change in our lives and as a therapist, I have found this to be the minimum amount of time I am able to help most people resolve their presenting issue. That’s why I made my book a program with twelve chapters to be worked over the course of twelve weeks (or whatever time frame works best for you.) Of course, lasting change can take years, so like therapy, my program is not a quick fix and can be a practice that is returned to again and again. We are all works in progress as human beings and progress is not linear.

10. What message would you like to convey to people who feel like there’s no hope in achieving financial freedom?

It is precisely that belief that is keeping you stuck. You have accepted that belief as truth, which is a form of “learned helplessness.” The belief then becomes a self-fulfilling prophecy—you believe there is no hope so there is no hope. Sometimes it is easier and less scary to think there is nothing that can be done to improve our situation. Creating big change in our lives requires fearless courage, tremendous responsibility and hard work. I want that for you and believe you are worth it. Do you?

11. How long did it take you to write your book?

After signing my book deal with Sounds True, it took me six months to complete the manuscript. I had a nice outline and a sample chapter in my book proposal, which was shopped around to publishers by my literary agent for nearly ten years! The book proposal went through countless revisions and much rejection, but I believe in divine timing and divine placement–that the book came into the world in the way it was supposed to at the time when it was most needed.

12. Do you have an upcoming book that readers can expect in the future? If yes, can you tell us something about it?

I definitely plan to write more books and would like to write one specifically for couples to help them effectively communicate, resolve conflict and work collaboratively when it comes to the financial aspect of their relationship. For readers interested in that content

Publisher ‏: ‎ Sounds True (July 27, 2021) Publication date ‏: ‎ July 27, 2021

Publisher ‏: ‎ Sounds True (July 27, 2021) Publication date ‏: ‎ July 27, 2021

My Review on GoodReads


© 2022 Shey Saints

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