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How to Make a Gift Money Tree

Mickie is a retired librarian who loves to tinker around the house. Everywhere she looks, she sees possibility!

Learn to turn branches into a gift money tree for a baby shower: photo by Mickie Goad

Branches from a real tree, cement mix, clay pot and white spray paint can be made into a gift money tree for any occasion.

Branches from a real tree, cement mix, clay pot and white spray paint can be made into a gift money tree for any occasion.

Giving money couldn't be easier!

What is a gift money tree? As you probably have guessed (or not), money does not actually grow on my gift tree.

A "gift money tree" is a "tree decoration" that you put money on, then you give the tree as a gift. One usually sees a money tree at a wedding shower, baby shower, or a retirement party.

A "tree" is a unique way to give a gift of money to a friend instead of a gift certificate or just an envelope with cash enclosed. One of the perks about a tree like mine is that you can use it again to decorate for another party or holiday.

The Image shown to the upper right is of one of the steps in the process of making my own money tree. Mickie_G - use with attribution.

origami money heart to put on a money tree from

origami money heart to put on a money tree from

A Money Tree is an ideal gift for all occasions

See the step-by-step images for how to make a money tree further down the page.

Recently, our church minister had a baby. Several ladies decided to give her a "shower" at church one Sunday. We announced our intention in the church bulletin and also in the newsletter. But, we figured that a lot of our members might not remember the plans or would just plain not see the announcements. So, we gave those who did not have a wrapped gift for the soon to arrive baby a chance to give cash instead.

I made the tree this way:

(1) First I found several tree branches

(2) Then I found a nice terracotta flower pot.

(3) My husband mixed up some concrete--I chose to use concrete because I did not want the "tree" to turn over.

(4) We put Styrofoam (recycled from packing material we had on hand) in the bottom of the pot and stuck in the tree branches.

(5) Then we spooned in the concrete mix around the Styrofoam and the branches.

(6) After the concrete set, we sprayed the whole thing white.

I bought blue and white ribbon (for a boy), cut it into strips, then tied the ribbon to large paperclips. The loops of ribbon with the clips were then hung on the tree. Voila! We had a gift money tree and a really nice decoration for the shower.

If you would rather not use real tree branches on your gift money tree, try using wire clothing hangers. I saw this idea at Wire Coat Hanger Halloween Tree.

Image from foldsomething on flickr Creative Commons. You could fold the money in a fancy way and attach it to your tree!

12 Inch Clear Plastic Money Tree - if you do not have time to make your own

This AMSCAN Money Tree is highly rated by Amazon users. It reminds me of the plastic trees we used to stick spice gel drops on when I was a kid.

Scroll down further to see the Wilton Celebration Tree that is also on Amazon.

Another Money Tree you can purchase on Amazon: - Another use for a money tree--teacher appreciation gift!

I found another idea for constructing a "Money Tree" for a Teacher Appreciation gift. Read this creative idea at Skip To My Lou--How to make a money tree (teacher appreciation) gift

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Dollar Bill Heart for a money tree

Dollar Bill Heart for a money tree

Creative Ways to Fold Money for your Tree:

Get more ideas for folding money:

Here is a link to a page about folding money origami-style: Dollar Bill Origami! On that page you will find links to different origami shapes that can be made from a dollar bill.

There are so many ideas. Get your creative juices flowing!

Wouldn't that heart dollar be just perfect on a money tree?

Photo used under Creative Commons from Thomas Hawk

Learn to Fold a Dollar Origami Heart for your Money Tree! - Video Instructions on how to fold money for your gift tree:

Change of Heart--make the origami shown earlier on this very page!

How to video to make a folded heart:

More ideas for "Money Trees" on - Purchase one if you do not have time to make your own money tree.

The Wilton money tree does not have as many good reviews as the one further up the page. However, this is the item that most visitors to this page purchase. I guess they like the curly branches. According to the reviews I read, this tree is not a good idea if your guests will be putting the money on as they arrive; nor is is good for children as it is not sturdy. Perhaps, you could find a way to attach the Wilton tree to a heavy pot using foam and landscaping picks.

I think a good alternative is the Umbra Fotofalls Metal Desktop Photo Holder.

Video: How to make a money tree bank: - Great for kids to make as a gift!

An interesting twist on making a money tree: paint a coffee can and the plastic lid. Put a slit in the lid and you have a bank.

Yet one more "how to" video:

Additional Money Tree Ideas and Poems: - more ideas for you to create your own gift money tree!

  1. The Money Tree by "Then She Made"--a tree for Christmas, but the idea can easily be used for other occasions. (image used with permission of blog owner)

    I found a cute poem to use with your money tree gift on this blog, as well:

    Money Tree by Emily Baldwin (link leads to a bio)

    We wondered what to get you, to put underneath your tree.

    A gift card was an option, but not as crafty, you see.

    We decided on a money tree, from Lydia to you.

    A decoration before Christmas, but it's useful too.

    We thought of you as we folded each bill and put it in its place.

    We hope you enjoy spending it and it put's a smile on your face.

    We thank you for being a teacher and hope you've enjoyed this rhyme.

    We appreciate you very much this Holiday and Christmas time.

  2. Poems for Money Trees and Wishing Wells

    Find more poems and ideas than you can count on this webpage. You should be able to find a money tree poem appropriate for your occasion--especially weddings.


Mickie Gee is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to

I am also in affiliation with, which carries the largest selection of prints and posters online.

I participate in several other affiliate programs (such as Night Owl Paper Goods (link goes to an article here on Hubpages)) as well, where we may be eligible for earning advertising fees. Thank you for considering our recommendations.

Your opinion counts:

My money tree was a much appreciated gift. Have you had a similar experience? Did you use your tree as a wedding, graduation, shower or retirement gift?

Share your ideas, if you will.

© 2009 Mickie Gee

Have you ever used a money tree as a gift? - This is a guestbook, please feel free to sign in! It is easy!

Ruthi on June 26, 2014:

I love the idea of a money tree as a gift and you have shown there are many ways to personalize the tree to make it a unique gift.

Miracle Magnolia from Atlanta, GA on June 06, 2014:

I LOVE these ideas so much that I sent them to my daughter! How clever!

GEMNITYA5 on April 27, 2014:

What A Great Idea. LOved it :)



Mickie Gee (author) on February 14, 2014:

@ideadesigns: My white money tree is stored in the attic just waiting for an occasion to celebrate.

ideadesigns on February 13, 2014:

I did something similar with a centerpiece. I hadn't thought of the concrete for heaviness. Good idea!

Melissa Miotke from Arizona on September 25, 2013:

This is such a cool idea!

Angelee1027 on July 24, 2013:

Wow, this is such a neat gift idea! I would love to try to make one of these. :) Thanks for the information!

garagerob on July 01, 2013:

Niiiiice! Will make one for my nephew. Thanks for sharing this! :)

Maniya on June 26, 2013:

This is awesom and very unique Idea.. Thanks..

Mickie Gee (author) on May 19, 2013:

@ThisisMissyMiss: She must believe that money grows on trees, I guess.

Mommy from The Fabulous Midwest on May 19, 2013:

Neat! My daughter has been wanting one of these.

Mickie Gee (author) on April 09, 2013:

@charles34: I appreciate your kind comment.

charles34 on April 09, 2013:

Thank you for writing this quality informational content.

Krisenvorsorge on March 31, 2013:

You have interesting lenses. This is the 4th lens in a row by you which is really interesting to read! Thanks for sharing with us.

Ben Reed from Redcar on March 11, 2013:

What a great idea - who wouldn't want a money tree?

Mickie Gee (author) on January 31, 2013:

@Linda Pogue: Thanks for the blessing. I have given money trees, but never received one. :(

Linda Pogue from Missouri on January 31, 2013:

I was given a gift money tree when I graduated high school (not saying when!), and loved it. Blessed.

steph7h on January 19, 2013:

It's been a long time since I have seen a money tree given as a gift; this is a very good instruction manual on how to make one, very creative!

Toy-Tester on January 17, 2013:

Never seen this before but I will definitely have to remember this idea

MindPowerProofs1 on January 11, 2013:

Not yet but I love the idea.

Darcie French from Abbotsford, BC on December 24, 2012:

I've never given a money tree as a gift - but I love the idea - now that the kids are older, they always love to get cash, and what a great visual for manifesting more money!

Margot_C on December 20, 2012:

Honestly this is the first I've seen or heard of a money (except for my parents telling me repeatedly that money didn't grow on trees). But what a great idea! Certainly much better than those boring money holders you buy at the card shop. Will have to keep this in mind for future. Thanks for the lens.

anonymous on December 18, 2012:

My sister has cancer and we couldn't think of anything to get her and her husband so I saw an idea where I work they could use the money since she can't work I hope they like it and I know they can use it to help pay bills

Mickie Gee (author) on December 02, 2012:

@laurenrich: No, thank YOU for visiting my page. I hope it helped you with your gift giving.

laurenrich on December 02, 2012:

What great ideas for money trees. If informative and great instructions. Thanks

Laura Hofman from Naperville, IL on November 23, 2012:

Wonderful and clever idea! Love your suggestions too. I will definitely do this for a gift-giving occasion soon!

Rose Jones on October 18, 2012:

I love the idea of a money tree spirituality - part of an abundant universe. (Not to say anything about an indulgent grandmother.) I have made money trees for my kids and I will continue to do so- I love the idea of generously sharing our resources. Pinned to my crafts I love board and blessed.

Ardyn25 on September 06, 2012:

What a wonderful idea, a great way to give a gift.

rawwwwwws lm on August 16, 2012:

I used to make those heart letters with my friends back in grade school and write notes to each other!

TamarWrites on August 10, 2012:

What a fantastic idea! Next year will be expensive, as my daughter is graduation high school, and so are all of her friends! This is a clever idea that all my kids can help create.

LynetteBell from Christchurch, New Zealand on July 21, 2012:

I have not used a money tree as a gift. It's a nice idea.

SailingPassion LM on July 03, 2012:

I've not seen this before, but really like the idea :-)

pcgamehardware on June 23, 2012:

I have never used a money tree as a gift, but after reading this page and having a wedding to attend today, I may just give it a try... Great page thanks for sharing :)

Deadicated LM on June 08, 2012:

Great ideas, when my mother use to help run the Penny Sales at our parish they use to have money trees for some of the prizes.

Storykeeper on May 25, 2012:

What a fun way to give a gift of money.

VeseliDan on May 25, 2012:

I love this idea! I often give cash for a birthday present for my nieces and nephews, but I haven't used a money tree yet!*blessed*

crstnblue on May 19, 2012:

Nice and fun lens idea! :)

Millionairemomma on May 07, 2012:

This was a well written lens. Thanks for sharing.

Brandi from Maryland on April 23, 2012:

Great idea! I'm sure anyone would enjoy getting a money tree! :)

JoyfulReviewer on April 23, 2012:

What a clever way to give money as a gift. Seems more special than just receiving cash tucked inside a card. Blessed!

Curt001 on April 15, 2012:

I wish money did grow on trees! Cool lens! :)

MelonyVaughan on April 10, 2012:

What a unique and wonderful idea. Great lens!

Miha Gasper from Ljubljana, Slovenia, EU on April 08, 2012:

This is really cool idea. We mostly give money with some kind of greeting card, but tree is much better because it carries also strong symbolic message.

chrisssy on March 31, 2012:

I've always thought they were the neatest thing. A girlfriend of mine does this every Christmas for her whole family because she can't be bothered to run around the crazy people at the malls lol great lens

Bill Armstrong from Valencia, California on March 10, 2012:

Just got introduced to them, great idea

Funny_Beekeeper on March 09, 2012:

Some great ideas here, I like it! I have never tried to make a money tree as a gift, but I'm sure I will try it in the near future ;)

frugal123 on March 04, 2012:

Excellent ideas, never thought of doing this, hmm money tree, maybe someday I'll find one that grows ?

anonymous on February 20, 2012:

We have a money tree at our fund raisers and sale chances. We always do quite well.

Bob Zau on February 08, 2012:

This money tree idea kind of grows on you. What a fun way to give cash as a gift.

goo2eyes lm on February 06, 2012:

in some countries, paper bills are being pinned to the wedding dress of the bride. in the end, the bride looks like a money tree. squidangel *blessings* granted.

TheBaseballCoach on February 03, 2012:

I'll have to remember this when my boys get married

gyo_art_fashion on January 27, 2012:

Great idea!!... I often prefer to give cash to my loved ones (especially my younger siblings), so this beats the usual envelope-with-cash method. Love the creativity!! I'll be sure to check out some of your other lenses... A total newbie like me sure has got lots to learn, and I could use the inspiration and guidance from the giants/angels, etc. like you. :-)) Thanks for sharing!!...

JoshK47 on January 12, 2012:

What a fun way to give cash as a gift - way better than just stuffing it in a card! Blessed by a SquidAngel!

Mickie Gee (author) on January 05, 2012:

@KimGiancaterino: Asante Africa Foundation

KimGiancaterino on January 05, 2012:

What a beautiful way to present a cash gift. Thank you for supporting Asante Africa Foundation. I'll make sure your lens is added to our plexo.

klaird on January 04, 2012:

I like the dollar origami heart. Thanks for sharing this idea. I've featured your lens on my "50 Craft ideas for Adults" page. Great job!

Mickie Gee (author) on January 01, 2012:

@PersonnelRecruitment: What a wonderful tribute to your Nan.

Mickie Gee (author) on January 01, 2012:

@cr00059n: Thanks for the compliments.

nyclittleitaly on January 01, 2012:

great lens

cr00059n on January 01, 2012:

What a good set of instructions with plenty of colorful photos. This is the best place to learn how to make and use a money tree. Thanks

PersonnelRecruitment on December 21, 2011:

When I was about 15 we made a money tree for my nans 60th, there must have been nearly $1,000 bucks on that sucker. Hope they do the same for me when i hit 60 !

baby-strollers on December 18, 2011:

I can't say that I have ever done that, but it's a neat idea.

Webizen on December 07, 2011:

Awesome lens, I love it.

LouisaDembul on December 05, 2011:

This is such a nice way of giving money to somebody, instead of just putting it in an envelope!

julieannbrady on December 05, 2011:

OMG!!! Money tree ... sign me up ... I definitely WANT one of those.

Mickie Gee (author) on December 05, 2011:

@DeterminedDolphin: Glad I could be of service. I love sharing ideas that I have used and were successful.

Mickie Gee (author) on December 05, 2011:

@mincass: Oh yes! Gift Cards would be wonderful on a gift money tree! Thanks for thinking of it!

MorningShine on December 04, 2011:

What a neat idea! Liked.

mincass on November 29, 2011:

This is such a cute gift idea! I bet you could do something similar with gift cards.

JoleneBelmain on November 28, 2011:

Those are very cute money trees! I love the whole origami thing... so neat. Nice lens :)

MintySea on November 21, 2011:

cute idea

DeterminedDolphin on November 10, 2011:

Very neat idea. I have never used this as a gift and in fact never knew it about, so I've learned something new. Thanks!

Renaissance Woman from Colorado on November 02, 2011:

Who wouldn't be very happy to receive a money tree? Great gift idea. Love the money origami. I'll have to try this. Thanks!

anonymous on September 22, 2011:

I"ve made several money trees as group wedding gifts. The last one I made was for a co-worker who was getting married. The couple had registered at an organic nursery, but they also really needed money to help with the wedding. I took some twigs and anchored them into a copper watering can. I attached the fanned bills with colored ribbon (1/8 ") and also bought organic vegetable seeds and marigold seeds and attached them to the twigs as well. I added a few nice gardening tools, sticking out of the watering can. Wish I could attach a photo. It was really cute and they are still reaping the benefits of the seeds! The bride had also never had a watering can so she was delighted all the way around.

tally lm on September 08, 2011:

Great lens! I think this is a wonderful gift idea!.

agoofyidea on September 08, 2011:

I have never seen a money tree, but I loved yours. The white paint really transformed it. Great lens.

Runnn on September 05, 2011:

Cool. I wish I get one from my buddy. Lol..

sandyjunep lm on August 19, 2011:

Wow what a great idea. I did something similar for my daughter years ago and she loved it. Thanks for the reminder

anonymous on August 17, 2011:

I came across this post because I was looking for additional ideas on how to present money as a gift at a bridal shower. I like the money tree idea, but was wondering if anybody had any additional ideas. Another way I have seen and plan on using to give money as a bridal shower gift is to take a rolling pin, attach a couple of sheets of paper towels, attach to the paper towels what ever denomination of cash you want to give, roll up the paper towels on the rolling pin so that the money is rolled on the inside and on the last sheet of paper towel write "May you always be rolling in dough!" after all the paper towels have been rolled up tie closed with a pretty ribbon.

If any body has additional ideas please post. Thanks

anticloud on July 24, 2011:

Very cool lens. I will have to keep this idea in mind.

Mickie Gee (author) on July 22, 2011:

@SquidooFanatic: I do not like giving money, either. I usually only use the $$$ option when everything a Bride's list that I wanted to give is already fulfilled. As for a baby shower, when it is a 2nd baby, it is hard for me to know what the mom already has, so I like giving money or gift cards.

Mickie Gee (author) on July 22, 2011:

@TIRMassageStone1: I agree with you in a way. This money tree was made for a "shower" at church. It was held after the service and some members did not know what to purchase for the mom-to-be. Putting money on the tree along with an optional note or greeting card was convenient for them. I, personally, had purchased a gift card and attached it to the "money tree".

At Greek weddings, it is traditional to give a monetary gift on the day of the wedding even if you had purchased something earlier for a shower for the bride and groom.

A money tree is just another option for gift giving.

TIRMassageStone1 on July 22, 2011:

Not really into money trees since I think guests already have to get a wedding present, presents for the bridal shower, and maybe even the bachlorette gift.. kinda tacky to ask for more money and gifts.

Loraine Brummer from Hartington, Nebraska on July 22, 2011:

Terrific gift idea. I'll remember to look here the next time I'm at a loss for what to give as a gift. I invite you to visit my lens.

beardvc on June 05, 2011:

Nice money tree,well done ,


SquidooFanatic on May 25, 2011:

ive never heard of making a money tree before. I hate getting or giving money as a gift as I usually think its the easy option, but putting it together as a money tree is a nice touch

Stephen Carr from Corona, CA on May 08, 2011:

Terrific idea! Great lens.

anonymous on April 06, 2011:

Haha :"Well, money does not actually grow on it."

good one!

Rose Jones on March 22, 2011:

I made a money tree as a gift for my kids. I wrapped dollar coins in red and green tissue paper and called them "cherries" and "leaves." It made receiving money a lot more fun. Even though I believe in hard work and all that jazz, I also believe in luck and a part of me believes that money does grow on trees. When I get rich I have a dream of tying dollar bills to the tree limbs in a city park and letting someone come up to the surprise and find their own money tree.

Lisa Auch from Scotland on March 17, 2011:

Lucky Leprechaun Blessing - Happy St Patricks Day

UKGhostwriter on March 09, 2011:

great idea!

DanMoriarity LM on February 14, 2011:

I hadn't heard of anything like this before, but what a great gift idea!

GrowWear on February 14, 2011:

Happy Valentine's Day!

boutiqueshops on February 14, 2011:

I've seen lots of money trees at weddings and sometimes even children's birthdays. GREAT JOB on this creative page, Mickey! Love it! Blessed By An Angel...

poutine on February 02, 2011:

That is a cool idea!

Joy Neasley from Nashville, TN on February 01, 2011:

Perfect gift for a minister...they tend to already have enough of the usual gifts. Thanks for the idea.

Cynthia Sylvestermouse from United States on January 19, 2011:

This is a really awesome idea! I would love to receive a gift money tree :)

VarietyWriter2 on September 10, 2010:

Great idea. Do you think if I planted one of these in the backyard that money will grow on it? lol Worth a try!

LouiseKirkpatrick from Lincolnshire, United Kingdom on September 07, 2010:

What a lovely idea! We're not nearly so inventive and personal here in the UK...our imaginations seem to be limited to putting money or a gift voucher in an envelope! Your Money Tree looked great! Blessed by a SquidAngel :)

Sherry Venegas from La Verne, CA on August 27, 2010:

The tree you created with the branches is top notch. Black would be perfect for the bats.

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