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Stuff You Shouldn't Say If You're Broke


Are you poor?

During these tough economic times, many of us are poor. Let's be honest - we are all flat broke. People cannot afford the luxuries they once had. Furthermore, some people have even been forced to work two jobs, ask for government assistance, or borrow money from loved ones. It really stinks to get to that point in life. Every now and then, everyone deserves a little splurge just to forget about being broke.

However, there are some folks that just take it too far. Some people always have problems paying their bills. They need to borrow or beg all the time. Yet, these same people make some unwise decisions about their money. Quite frankly, I don't really care how other people spend their money. My frustration is when these same people that owe you money or receive government assistance of some sort are living larger than people that are not borrowing money. Please, to all my broke readers out there, if you are poor, there are some things you simply should not buy. If you are going on exciting shopping sprees with borrowed money or government money, at least have the decency not to tell anyone about it. There is just some stuff you shouldn't say if you are broke...

"I just got my hair and nails done."

Really? I thought you were on unemployment. Are you going to an interview tomorrow? No. Really? I have nail polish from the dollar store. I could do your nails for you. I can take a pair of scissors and cut your hair, too. Wow, did you get highlights, too? Those are really expensive. You know, you can do all of that at home for about $15. Oh, you paid over $100. Interesting... very interesting.


"Can you hand me my Coach bag?"

Oh, I see. I guess you need a Coach bag to carry all your pennies since you don't even have a dime. Yes, that sounds about right. I can see, sometimes people fall on rough times and maybe you had that bag before your finances took a tumble. However, if that bag looks pretty nice, you might want to consider selling it on eBay or Craigslist. If you have about 10 Coach bags sitting in your closet, you should certainly pick 5 of your least favorite bags to sell. You might be able to afford to pay your electric bill with the money you make and not go around begging for others to help you.

"I'm planning a vacation next month. It's a shame you can't go."

Yes, that is a real shame I can't go along with you. If you ever paid me the money you owe me, I just might be able to afford the trip. Bummer. Oh, that is right. While you are on vacation you'd probably just try to get me to buy you food the whole time anyway. That's OK. I'll pass.

"Meet our new puppy. We bought him from a breeder."

I need to take a step back now and really take this in. You just bought a puppy. Last week, you could not afford to feed yourself, but now you have another mouth to feed. Let's also reflect on how much it costs to buy from a breeder. You do realize there are animal shelters with perfectly wonderful dogs at a much lower price, right? I mean, that $1,000 seems pretty expensive compared to the person giving away puppies on Craigslist.


"I don't like to use coupons."

So you say you don't like to use coupons, yet you come up short at the end of each month. It seems as if you might save money if you used coupons. Oh, that would take time and effort. Yes, I suppose that is true. It is a much better idea to just make a late payment on your phone bill or go without food for a week rather than take the scissors and clip some coupons. Yes, that does seem like a lot of effort. You do realize many newspapers are practically giving away subscriptions now, right? In many instances, the subscription pays for itself within 2 weeks. Just saying!

"I would never work at a fast food restaurant."

This is so true. There is so much more dignity in begging from friends and family members rather than getting an actual, honest job that helps pay bills. Right on! Let's not even think about some of the awesome discounts you can get on food or, in some cases, FREE FOOD just for working at a restaurant. Sure, sure. It is much better to tell people how much you need a job or need a second job, but your standards are just too high. You'd better keep reaching for the stars. I am sure you will get a nice part-time job with NASA in no time.

Financial Stuff!

"I went clubbing last night. I was out for 5 hours."

Please tell me you stayed at the same club for 5 hours, right? Wrong! You went to 4 different clubs? You paid how many cover charges? You drank how much? Wow, that sounds like a really good time. It's a shame I couldn't go with you. That is right... I was working at my second job right about then. Ummm... no, you can't borrow $10 from me for food.

"Yeah, throw that out. No one likes leftovers."

Wait a minute! Hold on! Did you know some food tastes even better the second day? It can taste OK the third day. I'll bet it is tasty on the fourth day, too. The moral is, don't throw it out! If you have some food at work leftover from an event, stash it. Seriously, taking the leftover food home from work is one of the few benefits some jobs even have left to offer. If you are making a big meal, save some for lunch the next day. Or hey, just give it to me. I am geniunely broke and enjoy free food.

Final Thoughts, just as if I am Jerry Springer...

I realize somewhere along the line this hub turned into an angry rant. It is not so much funny as it is a bitter commentary on some stuff I am annoyed whenever I hear it come out of the mouth's of my fellow broke people. If you are really on a budget, you can do your own nails and hair, clip coupons, and keep your partying to a minimum.

Since this hub wasn't really that funny at all, here is a YouTube clip from a guy that is actually funny. He wants to tell you stuff that broke people should be saying. Enjoy!

More Low Budget Hubs!

  • How to Make Unwise Financial Decisions
    If you'd like some good financial advice, you have come to the wrong place. If you'd like some unwise financial advice, this is the hub for you!
  • Why I Hate the "New Normal"
    In this economy, we are told we must accept the "new normal." Well, we might have to accept it, but that doesn't mean we have to like it.
  • Reasons To Be Happy About Being Poor
    Being down on your luck and out of money can have its perks. Let's discuss some of the reasons to be happy about being poor.

Copyright ©2012 Jeannieinabottle


Jeannie Marie (author) from Baltimore, MD on May 11, 2015:

It sounds like you are very good at managing your money. I am broke and work hard to be creative, too. Thank you for your comment.

Tessa Schlesinger on May 11, 2015:

Scroll to Continue

I'm broke. In fact, poor. And I've heard all those people say things to me because...

I bought a new dress.. It cost me $5 at the dollar shop.

I had my hair done.. $7 at barber shop

I went to another city - Greyhound bus or free bus because over 60.

I went on holiday - someone else paid

I used my smart phone - it's 5 years old and was donated to me by a charity.

I post a picture of my new apartment and lovely furniture - I got some of it from charity shops and other was donated broken. I fixed it up and painted it so it now looks fabulous.

I haven't been to a movie for years. Yes, I go and have tea in a cafe sometimes. It costs a buck or two, but I would go mad for lack of human contact otherwise.

I get so very tired of all the accusations that if I can afford that then I must have money. Believe it or not, one can actually be poor and use some creativity.

Jeannie Marie (author) from Baltimore, MD on June 26, 2014:

I know exactly the type of person you are talking about. I've worked with a few. I don't want to hear sob stories from people that buy lunch each day.

Becky N Creech from Conover, North Carolina on June 25, 2014:

can i add and people who claim they are broke yet goes out to eat for lunch every day nearly instead of packing lunches and gets foodstamps. grrrrrrrrrrr. plus get hair done every other week. buys beer and cigerettes, I just do not get it.

Jeannie Marie (author) from Baltimore, MD on May 30, 2014:

I think there is one in every family. It amazes me the people that believe they are entitled to the best and buy new stuff, but borrow from everyone else. If I were you, I would shame her on Facebook by complimenting her on the nice outfit you basically bought her since she owes you in money... and make sure the comment is public for everyone to see. She has a lot of nerve!

Lic7 on May 30, 2014:

I get so angry when I see my cousin that hasn't worked in over 2 years and ows me money post pictures with her new clothes. And pay 100 euro for a bootcamp. While she ows me 135 and I'm a student and single mother.

I life on a tight budget so i can pay all my bills and make sure my son has everything he needs. I even travel an extra hour for his kindergarten because i don't have to pay there.

And i managed to save 50 euro a month for him.

My cousin who lives like 30 minutes from that same kindergarten. Brought her daughter to one closer to home where she had to pay 100 euro a month.

She doesn't pay her bills and seems like she is always partying. Anddddd is planning a 1500 euro vacation for next summer.

Im sooooo pissed!!

And if u wonder how i was able to lend her money.. I did a paid intership for three months and put that money in my savingsaccount.

Jeannie Marie (author) from Baltimore, MD on May 13, 2013:

Thanks so much! I am happy you enjoyed it.

Taleb AlDris on May 12, 2013:

This hub is a piece of gold. Thanks for sharing.

Jeannie Marie (author) from Baltimore, MD on April 16, 2013:

It is so tough breaking that shopping habit! However, you can't go shopping all the time when you are broke. Now I go shopping at the library (free!) or the dollar store (dirt cheap!)... I have to get my shopping excitement from finding deals at the grocery store. Sigh.

Thanks for your comment!

Nicole S Hanson from Minnesota on April 16, 2013:

Haha, so true. I had a friend who'd tell me they were broke all the time and then wanted to go shopping! With what money?

Jeannie Marie (author) from Baltimore, MD on March 01, 2013:

MissJamieD - Yes, there are so many people that really feel as if they are entitled to everything they want and never need to pay anyone back! Thanks for checking out my hub!

superfly47 - Oh yes, Blu-rays and all that. People laugh because I still have a VCR. Who cares? I have a DVD player, too. I need all that other stuff. Thanks for your comment!

David McKenzie from Canada on February 28, 2013:

Other stuff they might say.

"I need money to buy blu-rays to go with my new high definition TV. I can't watch the regular DVDs you bought me a month ago. That would be ridiculous"

MissJamieD from Minnes-O-ta on February 28, 2013:

These are sooo true, and funny!! Great job with this hub, it made me giggle. It also flashed me back to some of the people I know that are truly like's crazy! People feel so entitled these days.

Jeannie Marie (author) from Baltimore, MD on February 28, 2013:

You are so right... stick with a budget and then you can enjoy some extra things at times. Hahaha... I rather like Ben Stein, but mostly, I liked the title of the book. :-) Thanks for your comment!

Nathan Sickman from Ohio on February 28, 2013:

Nicely done. I live in an area that has seen many factories and business windows shuttered, and some people take the message to go all out re: money and financial situation. Crazy...I want to be able to go on trips or concerts every now and then, so I set a budget and stick to it.

Great hub! The only thing I dislike is you chose a Ben Stein book...not a "fan" of his. haha To each their own!

Jeannie Marie (author) from Baltimore, MD on February 28, 2013:

I am happy you enjoyed my hub. I went on quite a little rant here. I noticed I am much grumpier with people who say these things when I have less money in my account. If I am doing OK, I am not as quick to judge. Hehe. I am still using coupons and doing my own hair and nails though. Thanks for the comment!

Elizabeth Mara from New Hampshire on February 27, 2013:

Wow, Jeannie! I think you said exactly the right things in exactly the right way ~ and we all hear the echoes in our own lives. I'm tempted to recount my own stories of friends guilty of these same offenses, and of my own transition from 'full time employment with debt' to 'part time employment paying down debt'. One person's splurge is another's staple, that's for sure. I don't recall who said it, but I remember this quote from a long time ago: "If you want to know the value of a dollar, borrow one." Thanks for a great read!

Jeannie Marie (author) from Baltimore, MD on January 20, 2013:

Mitch Alan - Thanks for allowing my rant. :-) I am pretty frustrated with my lower paycheck this month as the government takes more money from my pocket. Sigh.

crazyteacher - Yes, the system is really broken. Who would even want to go the dentist once a month? Even if the government is paying for it, why on earth would anyone do that? What dentist encourages this? That is crazy! Thanks for sharing your story and thanks for your comment!

crazyteacher from Virginia on January 19, 2013:

Enjoyed your hub! I started cutting all of our hair several years ago to save money and I am always shocked at how much people will pay for highlights a cut...insane! Just recently one of my students was absent from school, when she got back another student asked her where she had been...her response..."I was at my montly cleaning at the dentist." Now let's look at the fact that my husband and I both work as full time teachers and can't afford to take our kids to the dentist more than once a year, even though they recommend twice and this student is going monthly because she is on state assistance. Ugh! The system is so broken. Thanks for getting the ran out there...the feeling is mutual. Don't get me wrong, I want there to be a safety net for people who are struggling, but your hub puts it in perspective...cut back and make sense in your spending when living on other people's money.

Mitch Turnure from South Jersey on January 19, 2013:

Great Hub...rant away, rant away...

Your "pain" is felt by many of us. Especially those receiving confiscated money in the form of redistubuted taxes.

Keep Hubbing...

Jeannie Marie (author) from Baltimore, MD on January 13, 2013:

You are so right! I don't mind cutting my own hair, but beauty school is a good alternative if someone is not bold enough to cut their own hair. Thanks for your comment!

Deltachord from United States on January 13, 2013:

This Hub is funny and true. Beauty schools offer cheap haircutd etc. by advanced students. That's a budget idea.

Jeannie Marie (author) from Baltimore, MD on January 10, 2013:

Thank you so much! I really appreciate it.

Andy McGuire from Los Angeles, CA on January 09, 2013:

Good stuff. You're an entertaining writer, like I aspire to be.

Jeannie Marie (author) from Baltimore, MD on November 25, 2012:

Thank you so much! I really appreciate your comments and I am happy you enjoy my hubs!

Fierce Manson from Atlanta on November 25, 2012:

Jeannie you really come up with some amazing hubs. When I first started reading I was laughing, and then I thought people really do stuff like this. You really have a way of stating the truth in way that's funny, and keeps you right on reading.

Jeannie Marie (author) from Baltimore, MD on November 25, 2012:

I am happy you liked it. I will try to think of more in the future. :-)

SHITisCRAY bro on November 25, 2012:

I read all of them but my favourite was the vacation one! :D Please do more!

Jeannie Marie (author) from Baltimore, MD on November 25, 2012:

dalton71482 - I know what you mean. I just simply do not loan money to anyone anymore at all. I also don't listen to sad stories about it either. If someone says they can't afford to pay the electric, I will kindly remind them about how they got their nails and hair done at the salon the week before. People stop telling me their sob stories now. :-)

msmandybunny - It is funny how everyone knows at least one person like this. I used to think I was alone... now I know everyone has at least one person in their lives just like this.

Thank you both for the comments!

msmandybunny from Canada on November 25, 2012:

This is so funny! I know a person who is just like that. Love to borrow money and never has any to return but gets her nails done weekly.

Jeremy Wade from Tennessee on November 24, 2012:

So true. I can't stand it when someone on food stamps and unemployment I can go out and buy stuff that I can't afford. Maybe if more people went on a rant and told them to go down to the McDonalds and get a job our country would be better off.

Jeannie Marie (author) from Baltimore, MD on November 04, 2012:

Thanks so much for your comment and thank you for sharing my hub!

H Lax on November 03, 2012:

I love this one! I will share the link on my facebook page. So true and so funny!

Jeannie Marie (author) from Baltimore, MD on October 31, 2012:

Thanks so much for your comment! Yes, I know what you mean... I always do my hair and nails at home. I rather enjoy it. I don't know why anyone would pay for someone else to do when they can do it themselves. :-)

Enelle Lamb from Canada's 'California' on October 31, 2012:

So what if you ranted - you did it brilliantly! And it was very funny :D When I was really broke (as opposed to just being broke,) I got my hair and nails done all the time...AT HOME, by ME! And I'm still waiting to go on a vacation LOL...such is life!

Great hub, enjoyed it thoroughly :)

Jeannie Marie (author) from Baltimore, MD on October 31, 2012:

It seems like this problem is in every country, which kind of surprises me. I was shocked that everyone seems to know someone who overspends all the time and expects others to help them. Sigh. Thanks for your comment!

RACHITHA CABRAL from Mangalore on October 31, 2012:

Loved this really practical Hub! Many in India live off Credit Cards and Loans from Banks even when they know they can't afford to pay it back and come to the streets. Some people never learn.....

Jeannie Marie (author) from Baltimore, MD on October 30, 2012:

Thanks so much for your comment. I think many of us knew it would eventually catch up with us... the over spending and not saving. It's just that not enough of us did anything about it. Now here we are! Sigh.


About 25 years ago, an American Economist said that individuals who are very sure of their future incomes raising, saved less. We got already stuck in that phenomenon. Citizens of countries without such assurances got very high savings rates, raising economic capital.

Your article is just exceptionally good and we need more such articles!

Jeannie Marie (author) from Baltimore, MD on October 28, 2012:

That is so true. People are constantly buying electronics with "i" in the name and can't afford it. It never hurts just to have an old cell phone and pay bills on time. :-) Thanks for your comment!


Hi, down to earth practicality suggestions! You left commenting on buying sprees indulged on mobile phones and other gizmos with newer features which are not really needed!

Jeannie Marie (author) from Baltimore, MD on October 25, 2012:

Thanks so much for reading my hub. Yes, it seems everyone knows the same people. Hehe.

Andy Little from Richardson, TX on October 25, 2012:

Great post. I've heard all of these over time in various forms.

Jeannie Marie (author) from Baltimore, MD on October 25, 2012:

NYMiskovic - I know what you mean. Birds are sooooooo expensive. I would love to have birds, too, but I understand my finances won't permit me to have them. It is a shame some people don't get that. Thanks for your comment!

Esmeowl12 - Yes, you are right. So many people feel entitled to the world now. No one owes anyone anything. People need to get over it. Thanks for checking out my hub!

Michael Tully - I have very little sympathy in general for anyone wearing designer clothes. I can't tell the difference between Target clothing vs. designer clothing. The only difference is the price. People need to shop at discount stores and learn to pay their bills. Thanks for the vote up!

holdmycoffee - Thanks so much! I still enjoy watching that video from time to time, too.

holdmycoffee on October 24, 2012:

Really nice article and I like the video too.

Michael Tully on October 24, 2012:

So true, and so sad. Like the old proverb says, "Physician, heal thyself." I used to hear this kind of stuff all the time when I was in the tax-return business. People with $600-a-month car payments and wearing designer clothing couldn't afford to pay their taxes, and wanted me to find a way to get them off the hook. I had very little sympathy. Way to go, Jeannie! Tell it like it is! Voted up.

Cindy A Johnson from Sevierville, TN on October 23, 2012:

This hub is so "spot on." While there are many who work hard to make ends meet and budget carefully, I think there are more who rely on assistance from others as if they were entitled. What a sad state!

Kara Leigh Miller from Oswego, NY on October 23, 2012:

I can see the angry rant coming through in this hub, but it was funny, too because I know too many people who do and say things like this all the time.

Just recently, I heard a now ex-friend of mine complaining she didn't have money for her utility bill and the company wasn't making payment arrangments with her. In the next breath she started talking about the 4 (yes, 4) new birds she'd just bought. We're talking parrots and macaws--very expensive birds.

I have zero sympathy for people like that and I refuse to help them out. Not that I could if I wanted to. My husband and I are supporting 5 children on his income (which is decent) and whatever I make on my writing. We are the epitome of being a broke person. lol.

Good hub!

Jeannie Marie (author) from Baltimore, MD on October 22, 2012:

Yes, I know what you mean. Sometimes I wonder if I have gone wrong trying to work so hard. It seems like way more fun just to buy cool stuff and not pay bills on time. ;-) Thanks for your comment, my fellow broke person.

Page1 SEO tactics on October 22, 2012:

Love it, as a fellow broke person I completely agree, that's why I do my best to live within my means, and working my butt off to change my status, maybe that is where we hard working broke people are going wrong. lol

Jeannie Marie (author) from Baltimore, MD on October 22, 2012:

Thanks so much for your comment. Yes, it is best not to say any of the phrases on this list unless you have a lot of money.

Hezekiah from Japan on October 22, 2012:

Very interesting, a lot of embarrasing things there to definitely avoid.

Jeannie Marie (author) from Baltimore, MD on October 21, 2012:

ElleBee - Don't worry. Getting a haircut from a stylist sometimes sounds totally normal. Like I said, splurging here and there is normal for anyone. Splurging all the time and yet always borrowing money from others... not so good. Thanks for checking out my hub... and keep getting your hair cut!

Southernmapart - Yeah, I don't loan money to people anymore. Sometimes I will give people food or cook dinner for someone, but actually handing over money is a bad idea. Thanks for your comment!

Southernmapart on October 21, 2012:

A lot of people will find they are gong to have to change their priorities. Nice to hear that some people are not allowing able-bodied friends to lean on them for cash. Good Hub!

ElleBee on October 21, 2012:

Great hub! I definitely do still get my haircut from my stylist sometimes, but for me it is definitely worth it to save up and go to a nice-ish budget friendly hair salon for a cut every few months. I have tried the at home cuts and the cheapie hair cut places, and they never worked for me. This is definitely a luxury I am willing to save for every once in a while!

Jeannie Marie (author) from Baltimore, MD on October 21, 2012:

Thanks, John. I was getting a little nervous there. Hehe. ;-)

John-Rose from USA on October 21, 2012:

What could I say that everyone above me hasn't? This was the worst hub ever...? Nah, because that would be lying. This was a great hub with so many truths behind it. It was also funny as hell. Thanks.


Jeannie Marie (author) from Baltimore, MD on October 21, 2012:

Thank you! I wrote this a while back, but all of it is still so true.

H Lax on October 21, 2012:

That was hysterical and oh so true!

Jeannie Marie (author) from Baltimore, MD on October 20, 2012:

Thanks so much for sharing my hub and for your comment. Yes, there are a lot of show offs out there. It is funny how everyone knows someone that falls into this category, too. I seemed to have touched a nerve with many! Thanks again!

CrisSp from Sky Is The Limit Adventure on October 20, 2012:

Good hub! My fellow FA says he's broke but he's driving a mercedez sports and after a late night arrival is inviting us to join him for a drink at the local bar. I snoozed, nose flat on the bed in my hotel room, forgot to remove my "tiffany" bracelet. Lol!

Some people are indeed born arrogant and show off. They get into my nerve. Some, let the pressure of society swallow them. Too much AD/marketing stuff everywhere.

What a life, eh? Oh, no maybe I should say, get a life! Be real--that's all! And no, not you Jeanie---them. Lol!

Enjoyed reading this. Voted up and will be sharing.

Jeannie Marie (author) from Baltimore, MD on October 19, 2012:

I appreciate your rant. :-) Don't worry... I get angry about these things, too. I can't believe the fun some people are having in life and they don't think about how they can't pay their bills next week. I get really frustrated when people judge me because I don't have a car or a new iPhone. Ummm... I don't live with my parents and sponge off of them either! That is why so many people have nice things. If my parents bought me a car, I would damn sure have one, too! Shesh! Oh, well. At least we can live with dignity knowing we've earned what we have! :-) Thanks for your comment!

Chantele Cross-Jones from Cardiff on October 19, 2012:

Oh my! You have no idea how much of a sore subject this is in our house. Everything you have said is totally true. We are a household of 4 adults (2 couples) 1 full time worker, 2 part time (graduates and also freelancers), 1 student (also part time worker) we all work hard and we try not to over spend or get in debt. We all get driven mad when we see on twitter/Facebook uni or college friends - who don't work, live off benefits - saying they are off out to get completely drunk, to get their hair done, a new tattoo, fab Topshop new jeans, the latest iPhone/iPad, IBIZA!! (you get my point!). We can't afford to that kind of thing and we work (very hard in my hubbys case) we haven't been on a proper holiday in 2 years, we have iPhones but older ones, my hair hasn't been touched by a hairdresser in a year. And I can never afford to go clubbing and get drunk, its just too expensive. yet these people seriously don't care. It makes me so mad, when I have worked hard to get my degree, struggle to get a decent job, try my hardest to break into the field I want and still have very little excess money to spend. Urgh, ok think I need a walk to calm down after that little rant. It just really ticks me off that others have no care for money, or getting a job and would rather just doss. We have one friend dropped outta uni, living in a town outside the city centre, but has decided to move to the city - not to get a job - but because his benefits in the other town wont cover the rent on a bigger place, but in the city they will pay a higher rent rate, so he can find somewhere nicer. Seriously get a F*****g job you lazy scrounger!

Ok I'm done - I appologise!

Jeannie Marie (author) from Baltimore, MD on October 18, 2012:

I wish you all the best! It sounds like you are in a tough situation, but you are making the best of it. Perhaps you should write your own hub about your experiences. Thank you for stopping by!

LLawre on October 17, 2012:

I just happen to stumble upon this Article while searching for a way

to save money..Some great ideas here. I am a 75 yr old widow, and

SS is my only source. But instead of feeling sorry for myself that I

had to let my rusty old truck go, because I could not afford it. And

then some impulse buying to make myself feel better, which it actually

does not, Because last two weeks of the month I do not

have much decent to eat.. and I feel sorry for myself.. like thinking

hey, I deserve a treat and besides I may not be alive to much longer

so I better buy this now.. I need to change my way of thinking and

save 10% a month from my check because there is no one to help me.

I am going to get my cable tv turned off. I still have the Internet.

and library movies.. THANKS !

Jeannie Marie (author) from Baltimore, MD on July 15, 2012:

I know exactly what you mean. It is amusing at times, but also very sad, too. I honestly know someone who was on food stamps and planned a lovely vacation at the same time. I do understand we all need a vacation every now and then, but perhaps the goal should be first making enough money to get off of food stamps and then planning the vacation. After all, at the time, I was working two jobs and could not get assistance, nor go on vacation. Times have at least changed for both of us. I am hoping she is still not using food stamps any longer, too!

It is a shame when there are people that really need the help and barely get by. Some people think everyone on financial assistance is using the system, but that is not true. It is sad that some people give it a bad name. Everyne should be able to get help when they need it.

Thanks for checking out my hub and thanks for sharing your experience!

Patricia Scott from North Central Florida on July 13, 2012:

Oh, I am still laughing, only unfortunately there are those who do the very things you mention. Sometimes those who have limited funds have confused priorities. They feel like they will always be 'poor' and no matter what they do that will not change. So they disregard planning and saving and trying to find a way out....just thinking.

I spent several years (when I was not teaching) working in situations that involved helping those who were on public assistance. I did not have cable (and I was working full time) and still do not to this day. One of my jobs was to transport individuals to places where they could secure help: food, clothing, and so on. One day, the lady I had transported sat next to me in my car as we headed back to her home (the 4 bags of food she had been given on the back seat) she leaned over and said, 'When I get home, I need to pay my cable bill."

Oh, my, I almost wrecked my car.

I was somewhat annoyed. I will help anyone who helps themselves but this was too much. So glad you shared was amusing on one level but sad on others, you know?

Jeannie Marie (author) from Baltimore, MD on July 13, 2012:

Thanks so much. This is a subject very dear to me, so I tend to rant sometimes. I can't believe the things that come out of some people's mouths. If a person must beg or borrow to survive, bragging about an expensive vacation or showing off a new outfit is probably not a good idea. Thanks for checking out my hub!

momster on July 13, 2012:

Sadly it is so true about how some people spend their money when they don't have any. Great hub even if you were ranting, I still laughed. Some people are just plain entertainment to others. Me, I help out who I can when I can with what little money I have. My family and I have a trade system. They help me out, later I pay them back, vise versa. Works out great when we are at a low. Great job on sharing this.

Jeannie Marie (author) from Baltimore, MD on July 13, 2012:

Josh, I hate to tell you this, but your new $1000 dog did chew up the Coach bag and your plane tickets to your exotic vacation. I am sorry about that! Guess you'll just have to buy more tickets and another Coach bag. It is a shame you don't have money for lunch though. ;-) Thanks for the comment!

Suzie HQ - It is true. With this economy, we should all re-evaluate our priorities. I guess we all have our little splurges we like to make, but still, some people get carried away. Thanks for the vote up!

jellygator - I did not even know convenience stores took food stamps. Shesh! It is an "interesting" world we live in, that is all I can say. Thanks for the vote up!

snoblet, you are not alone! Yes, many of us know people like that. I was really surprised at how many people responded to this. I knew it was an issue, but I did not realize how many people felt the same way I did. Thanks for the comment!

tillsontitan - I think we all know some of the same people. It is scary to think how many people respond to this hub and say they know plenty of people like this. Sigh. I guess with the economy being so bad, it is harder to watch others get away with things like that, but then some of us never get a break. Thanks for the votes and thanks for the comment!

Mary Craig from New York on July 13, 2012:

Boy, you really hit a nerve on this one! There isn't a human alive that doesn't have a friend or relative described in your hub, that's why it hits home! As you point out it really gets under your skin when you're working your butt off and can't afford the things your 'friend' on welfare buys! It isn't even that its not fair, it is that it is want to shake them and tell them to use a little common sense for Pete's sake!

The best part of this hub is that you wrote it so well. Your irony is not lost, and yes even though it became a little 'ranty' it was still funny.

Voted up, useful, funny, and interesting.

Dave Rogers from New York on July 12, 2012:

And all that time I thought it was me that find people like that, it's odd how some just have no shame. Funny thing is when you don't let them borrow money for their vacation they call you cheap...

jellygator from USA on July 12, 2012:

Recently I went into a convenience store where an obese woman was purchasing multiple bags of chips and a couple bottles of soda. She paid for it with a foodstamp card. Oh, did I mention she was wearing a t-shirt from the Garth Brooks concert that had taken place the night before? Yeah....I was not impressed. Voted up.

Suzanne Ridgeway from Dublin, Ireland on July 12, 2012:

Congrats Jeannie on a subject many will relate too, including myself. Tough times everywhere calls for many to re evaluate their priorities with less income. Nice shout josh, have voted up and will share on :)

Joshua Zerbini from Pennsylvania on July 12, 2012:


Once again I apologize for seeing this hub late, but that's what happens when you arrive late to the scene! :) We I have finally found this hub, and I am sure glad I did! This is so true, I have these phrases so many times before. Excellent job here Jeannie, really I loved it!

P.S. Hey Jeannie, can you hand me my Coach Bag please? I think I left it over there on top of the vacation plans...or maybe the new dog we purchased from the breeder is chewing on my bag? By the way Jeannie, do you like my new nails?!

Jeannie Marie (author) from Baltimore, MD on April 07, 2012:

Thank you! I am glad you enjoyed it!

rfox21 from Bethesda, Maryland on April 07, 2012:

You so hit the nail on the head...Very funny!!!

Jeannie Marie (author) from Baltimore, MD on April 07, 2012:

Your example is exactly what I am talking about in this hub! I can't believe your friend have the nerve to insist you loan her money. Some people do not appreciate anything. Working two jobs is such a drag, so I totally understand what you are saying, too. With proper planning, your friend wouldn't need that money for gas. Sigh. Thanks for sharing! We hard workers have to stick together. :-)

LGrey from Alabama on April 07, 2012:

This hub is so fantastic! It is oddly timely for me to read it. The other day I had just left my (second) job as server at a restaurant. A "friend" asked for ten bucks for gas. I said I didn't have it because I truly didn't. Every dime I made that day in tips was going to my rent. Anyway, she goes " I know you have it you just got off work" Wow, just wow. This chick doesn't have a job and her parents pay for everything. Which is cool, but it isn't my problem she blows through her money. She actually got mad at me. Lol

Jeannie Marie (author) from Baltimore, MD on April 06, 2012:

Thanks so much for the votes! I've heard stories of people committing suicide rather than being poor, too. I guess when you are used to having money, the thought of being without it is too much. It is a shame people can't learn to adapt more. At least when you don't have a lot of money, you hardly have anything to lose. :-)

maggs224 from Sunny Spain on April 05, 2012:

You hit the nail right on the head and managed to do it with a sense of humour I like that very much. Times are hard and people are really finding it hard to get anywhere near the ends never mind make ends meet.

A pensioner in Greece the other day blew his brains out and in his suicide note said that he was not going to resort to looking in garbage bins for food like so many pensioners are being forced to.

So it is easy to understand your frustration when people who claim poverty and look for a handout are better dressed, fed and own more stuff than someone working all hours just to keep body and soul together.

It is unfortunate that so many of us know of people like the ones described in your hub.

I am voting this hub up and hitting the interesting and funny buttons too.

Jeannie Marie (author) from Baltimore, MD on April 05, 2012:

Sharyn, thanks so much for your comment. I am happy you did think this was funny. I was off on a real rant the day I wrote this. I feel exactly like you... I've never had my nails done, I cut my own hair, color and highlight my own hair, and stay on my budget. However, we do disagree on one thing... I get most of my shoes from Payless, not Walmart. ;-) Did you know Payless has a new loyalty program now and you save 5% every time you shop? Awesome!

Realhousewife, maybe it is all the hard working people that don't bother with pedicures and manicures and the nicest clothes. We actually appreciate our money. Furthermore, how are we going to find the time to do all that? I barely have time to apply one coat of nail polish while at home. How can I carve out enough time in my day to go to the salon? In the time I do that, I could be writing one or two hubs. The world would be missing out. Hehe. Thanks for reading my hub!

kelleyward, thanks so much! Yes, it is really the hair and nails stories that frustrate me the most. I mean, seriously, who cares about nails when you are starving or sitting in the dark because your electric has been turned off? People have weird priorities.

Matt, thanks so much for reading and thanks for your confession. Hehe. I do have my moments when I splurge, too. I have to admit, I've bought a few things lately, but I used tax refund money. Every now and then, we all deserve it. However, if I have to pick between paying my bills or buying a cute pair of shoes (my weakness!), I've got to pick my bills. Thanks for the votes!

fpherj48, it is funny how everyone seems to have the same type of friends. Every single person reading this can relate to it, so I have to assume either we all know the same people or there are just too many people abusing the system. I could go off on a rant here, but I will just stop for now. Thanks for reading and thanks for the comment!

Suzie from Carson City on April 05, 2012:

I really love this hub, jeannie, but I can't comment as I would like, due to rules on profanity and vulgarity. This is a HUGE pet peeve for me. HUGE!

I have friends that I need to restrain myself from choking. Those would be the people in your hub....and then some!!

See? My ears are beginning to smoke just talking about it. so I'll just say......Great hub. You speak the truth!!

mattdigiulio from Los Angeles on April 05, 2012:

I love the message of this Hub. In these tough times, many people still put the wrong priorities first. I am very guilt of this, spending money on iTunes and other niceties while being underemployed. Thanks for this, great insights! Voting up, interesting, awesome, etc.

Best, Matt

kelleyward on April 05, 2012:

You are at it again! I love your humor. You are so right. I just had my nails done, what??? You can't pay the bills but you managed to get your nails done. We live in a crazy society right now, priorities are all over the place. I'm not the best budget friendly person so I hate to judge but the way you wrote this was just funny! Voted up and funny

Kelly Umphenour from St. Louis, MO on April 05, 2012:

Hey I'm laughing at Sharon now:) lol.

I notice here - almost anyone can qualify for food stamps and everything - I'll see the fanciest people shopping with their designer brand names and fresh manicures - carts loaded with prime ribs and roasts and they pay with the welfare card.

I'm the one behind them, getting what's on sale, wearing my jeans I grabbed at a 50% off sale, using my coupons, also in my Keds that are about 3 or 4 years old (if I get fancy I might wear glittery flip flops:) haha this is on my down time when I can squeeze in errands too - I have about 3 jobs? But the thing is - I have to take the money right out of my own pocket when the bill is due. I just saw this the other stung a little bit! I am well aware that al, the money I just saved being "smart" - is really so I can afford to pay my tax bill so I can keep that lady in front of me looking fresh! Lol. Please!

Sharon Smith from Northeast Ohio USA on April 05, 2012:

I just love your writing Jeannie! I love how you say it like it is. I recently (unfortunately) had to stay in the hospital for three days a month ago. I had the same "roommate" the entire time. Every nurse and aide that came in to help her commented, "oh, your nails are so beautiful" "wow, who does your nails" "gosh, who does your hair, it's stunning." I seriously heard this stuff at least 10 times. What I also heard was the woman speaking with her daughter who was visiting and they were trying to figure out where the "food cards" were and who still had some "funds" left on their card. This "roommate" had lots of visitors during this time. Don't even get me started on the expensive tennis shoes that often were walking by my bed!

Now, I am poor, seriously. But my tennis shoes are from WalMart and a couple years old at this point, and I have never in my life had my nails done even when I could afford it. I trim and color my own hair and I couldn't even begin to remember when was the last time I treated myself to any new clothes (other than underwear).

I really enjoyed this article and I DID think is was funny :)


Jeannie Marie (author) from Baltimore, MD on March 23, 2012:

Oh, yes, video games! You brought up an excellent point! I can't even begin to tell you how many of my broke friends will spend a small fortune on a video game. Of course, sometimes that works out because once the video game is purchased, that person usually will not bother eating or doing anything for days because playing the video game is top priority. It is a great way to save money on food and gas. :-)

Thanks for the comment!

Christy Birmingham from British Columbia, Canada on March 23, 2012:

A great wit to this hub! It bothers me when people complain about their money problems and then they spend money on non-necessities like buying video games. Well done!

Jeannie Marie (author) from Baltimore, MD on March 23, 2012:

Thanks, Lesley. I am happy so many people could relate to this. However, I am kind of disappointed there are so many people who actually say these things since everyone seems to know what I am talking about. It is a crazy world we live in!

Movie Master from United Kingdom on March 23, 2012:

Hear, hear! I so agree and I was ranting along with you!

Loved this hub and voted up!

Best wishes Lesley

Jeannie Marie (author) from Baltimore, MD on March 21, 2012:

Yes, there are those that don't have money, yet spend anyway. There are also those that have the money, but spend it on everything they don't need and end up short each month. I am not sure which is worse.

I am glad you enjoyed the hub. Thanks for the comment.

Maria Alicia Cardenas from Spain on March 21, 2012:

While reading your hub I was thinking that everything you wrote is true!!! Lots of people do not realize that they do not have money and still spend what they have. I hate the fact that they receive some money from government but they do not want to work on jobs that don¨t adjust to their studies or experiences... I see that almost everyday.

I really enjoyed reading this Hub!!!

Jeannie Marie (author) from Baltimore, MD on March 21, 2012:

Lilleyth - Thanks so much! Thank you for stopping by and reading my hub. I just couldn't stop my rant on this one.

Nell Rose - It is interesting how everyone knows people like this. I really think more finance classes need to be taught in high school or something. Maybe even start young with middle school. Perhaps less focus needs to be on algebra and more focus needs to be on balancing a checkbook. There are too many people talking about being broke, yet they have manicured nails and a new iPhone. They honestly can't understand why they don't have money. Sigh. Thanks for dropping by and thanks for sharing!

angelicwarriors - It sounds like we are on the same page on this one. I think some people really don't understand how to budget for anything. I mean, I am not perfect myself, but I do understand if I have $100 and need to buy groceries, it doesn't make sense to get my nails done and highlight my hair at the salon. I need to just buy my groceries and buy a highlighting kit and nail polish at Walmart.

I know what you mean about giving to those that really need it, too. If I have extra money, I don't mind donating food to shelters or churches. I do, however, refuse to give money to someone begging on the street that has a nicer cell phone than I do.

Thanks for the comment! You made a lot of good points. Good luck with your daughter. Let her know if all else fails, she can get that rough toilet paper no one really wants to use at the dollar store. Been there, done that... hope to never do it again!

John Chartier from EHT New Jersey on March 21, 2012:

Anyone got 20 bucks for gas my 4 wheel drive 27 inch gold plated rim caddy is on fumes and I need to go to the salon for my pedicure... Dang and if I don't hurry I will miss dinner with the girls before we go clubbing...

I work hard every day, my wife works just as hard as me, we are not broke by any means... My business is growing by leaps and bounds...

I struggle with my oldest daughter, two kids on welfare, living with the deadbeat father, and asking my wife and I for things like toilet paper then we see her iphone that she complains about because her mancured nails get in the way....

We do not let the babies go without, but as for the weekly carepackages that would fill the trunk of a car we no longer send them... It is time she stand on her on two feet...

I am not on a high horse by far, I once was so poor I slept under the boardwalk covering myself up in dirt to try to keep warm... and NO I didn't even have a cell phone yet alone an ipod...

I work hard for what I have... ask me for something while you are cracking gum talking with your hommies on your new iphone and you will get a rant.... don't believe me ask my daughter about me telling her just how wonderful the father of my grandsons is on thanksgiving while she was asking us to help pay her cell phone bill....

I am with you on all these things, but I am also am not afraid to say no, maybe if you didn't get your friggin nails done you would be able to wipe your a## with toliet paper...

Now for the record we do give a lot of food to the homeless and needy... we just don't give it to iphone toting mercedes driving, system abusing, scrubs.... and we never give CASH..... you need food we will buy you a sandwich....

God Bless America

Nell Rose from England on March 20, 2012:

That's fine, rant all you like! haha! I was ranting with you! I know so many people like this, it drives me mad, there is one family in particular that I know, who have never ever had a job, none of them, and they have cars, usually motorbility, which is a free car for disabled people, and not one of them is disabled! Oh they make out they are when the social (welfare) people come to see them, then go fishing when they go! and they always have nice clothes, bags of shopping, and everything else! I have worked for thirty years, apart from a couple here and there, and now I am just temping occasionally, totally broke, well nearly, and have to live on a minimum, so yes I am with you all the way!

Suzanne Sheffield from Mid-Atlantic on March 20, 2012:

Boy did you ever hit the nail on the head! Great hub!

Jeannie Marie (author) from Baltimore, MD on March 20, 2012:

ThoughtSandwiches - I am glad you aren't too bold about your Coach bag. I would hate to lose respect for you over something silly like that.

Oh, and I know what you mean about the one Cadillac thing. I get so annoyed when people with money tell me they are cutting back and only going on 2 vacations this year instead of 4. Grrrr!

Thanks for the birthday wishes!

Xenonlit - I know the people you are talking about. I know people who have a ton of gold jewelry, but can't pay their heating bills in the winter. I think I would pawn a few gold chains before I would freeze to death, but hey, that's just me!

Thanks for the comments!

Xenonlit on March 20, 2012:

This hub is funny layered over the truth! I can't get over the people who will not have anything but gold jewelry and the latest bluetooth smartphone to yack with nobodies about nothing.

But they need a ride from me because they can't afford a car. Worse, they don't offer to help pay for gas. They go off my list!

ThoughtSandwiches from Reno, Nevada on March 20, 2012:


Yes...being broke...I rarely advertise my Coach bag (purchased in headier times). This is an excellent list and I couldn't agree with you more on the breeder issue (for a multitude of reasons...GO Shelter Adoptions!)

Also annoying? When rich people say they need to "cut down" to only one Cadillac...



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