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Scams: Are you Gullible?

Employed in Social Work for many years. I also sell items on-line and in-person. Get an average of 75+ spam emails daily.

Why I started this HUB on scams.

No surprise that the times we are living in are tough for almost everyone. In times like these the unscrupulous, deceitful and boisterous crawl out from under their rocks and take advantage of those innocent, honest and mostly trusting individuals.

I personally had to quit my moderate paying position to assist in caring for my father who was given 3 weeks to live. He actually lasted 3 months and it was a blessing not only to help my father but also help my elderly mother care for him so he could have peace instead of the chronic worry for his safety that he experienced in the Nursing Home the hospital chose for him. Thus, I like many became unemployed and sought alternative means to support myself.

I began using the internet to seek employment as this was easy, quick and I could do this sitting by my father's bedside. Unbelievable, but true, I got loads of well presented scams presented as “good business ventures” or "employment opportunities" from the on-line employment sites. Mostly I have never heard of these scams in my life, but I had the good sense of doing research..I reviewed the FBI scam portfolio and consulted the local Better Business Bureau every time any company to be assured that it was a legitimate company and most of the "TO GOOD TO BE TRUE" schemes were not.

About Scams

Money - Send some, Keep the Rest

It always amazes me how many scams I get a day in my E-mail. As a job seeker I have massive E-mails offering me jobs that really pay nothing to the applicant and most want all the information they are not allowed to ask for. Here is another beauty - They supposedly will have someone deposit money into your account and then have you send they a portion back - Money laundry at the best / or just plain robbery....

Group Job Application

Greetings,

We would like to present you a part-time job offer as a finance officer for our company, Swatch Group. Our company sells deluxe watches in Europe and in some areas in United States. We would like to extend our business in your region, that is why this part-time job was created.

Processing a payment involves the following:
1. Receive the payment from our customers by Bank Transfers.
2. Pick up the payment from your account and keep your 10% commission fee.
3. Send the rest of the money to one of our headquarters in Europe.

This job will require about 1-2 hours per day from your time and your incomes will start from $250-$300 United States Dollars per week to 500USD per week.

If you are interested in our offer please visit our website by clicking on the following link:

Only a real desperate person would click on that link..............

Here's a video about a phone scam on the same topic

Comedian pranks scammer

Request to Commit Larceny

Here is a bit of a twist. Evidently this fellow noted that he did not know the person so he better admit it up front before he tries to scam you with the gift of money that is TO GOOD TO BE TRUE and LARCENY! Note that the letter he is sending also shows that it is copied and he is not familiar with typing on the computer as all his letters are capitals. He forgot to change the date to reflect that last year was 2009 as well...Wonder how many will fall for his money making scheme? This guy states that he is a Christian - does he know what the term implies or does he feel that mention of Christian implies "Honesty?"

DEAR BELOVED,
IT'S INDEED MY PLEASURE AND HONOR TO WRITE YOU THIS LETTER, WHICH I BELIEVE WILL BE A SURPRISE TO YOU AS WE HAVE NEVER MET BEFORE. MY NAME IS (MR.GOOD LUCK I AM THE REGIONAL MANAGER OF BARCLAY'S BANK OF GHANA LTD (BBG) TAKORADI BRANCH IN THE WESTERN REGION OF GHANA. [Most Definitely a fraud!} I GOT YOUR CONTACT ON A RECENT BANK CONFERENCE WITH OTHER AFRICAN COUNTRY. I WRITE YOU THIS PROPOSAL IN GOOD FAITH, I AM 50 YEARS OLD MARRIED WITH FOUR LOVELY KIDS. I AM A DEVOTED CHRISTIAN AND A MAN OF PEACE.I HAVE PACKAGED A FINANCIAL TRANSACTION THAT WILL BENEFIT YOU AND ME AS THE (REGIONAL MANAGER OF BARCLAYS BANK LTD) IT IS MY DUTY TO SEND IN A FINANCIAL REPORT TO MY HEAD OFFICE IN THE CAPITAL CITY ACCRA AT THE END OF EACH BUSINESS YEAR. ON THE COURSE OF THE LAST YEAR 2008 BUSINESS REPORT, I DISCOVERED THAT MY BRANCH IN WHICH I AM THE MANAGER MADE (SEVEN MILLION FIVE HUNDRED AND FIFTY UNITED STATE DOLLARS) ) (US$7.550.000.00) WHICH MY HEAD OFFICE ARE NOT AWARE OF AND WILL NEVER BE AWARE OF. I HAVE DEPOSITED THIS FUND ON (ESCROW CALL ACCOUNT) WITHOUT A BENEFICIARY. BECAUSE AS AN OFFICER OF THE BANK I CANNOT BE DIRECTLY CONNECTED TO THE FUND, SO MY AIM OF CONTACTING YOU IS TO ASSIST ME RECEIVE THIS FUND IN YOUR ACCOUNT AND GET 35% OF THE TOTAL FUND AS COMMISSION WHILE 5% FOR ANY EXPENSES.THEN 60% SHALL BE FOR ME. THERE ARE PRACTICALLY NO RISKS INVOLVED, IT WILL BE A BANK-TO-BANK TRANSFER, AND ALL I NEED FROM YOU IS TO STAND AS THE ORIGINAL DEPOSITOR OF THE FUND, WHO MADE THE DEPOSIT WITH MY BRANCH SO THAT MY HEAD OFFICE CAN ORDER THE TRANSFER TO YOUR DESIGNATED BANK ACCOUNT. HOPE TO HEAR FROM YOU AS SOON AS YOU RECEIVE THIS MESSAGE.THANK YOU IN ADVANCE AND MAY GOD BLESS YOU AND YOUR FAMILY. WAITING TO HEAR FROM AS SOON AS POSSIBLE.

YOURS TRULY,
MR. GOOD LUCK

Larceny Request

I keep getting these letters in the E-mail requesting that I participate in larceny. What about you? Now you have to admit the surname: C---- that is my deceased spouses name and belongs to an Irish and Scottish Clan who helped Brave Heart in the war against England. There are literally millions.so the letter has a long way to go. Unfortunately the Irish and the Scottish kinfolk are usually not stupid unless they are drunk so he won't be getting anywhere with his larcenous request!

Good day
This is a personal email directed to you and I request that it be treated as such. I am Jonathan xx,a solicitor at law. I am the personal attorney/sole executor to the late Mr. Harold C----, hereinafter referred to as 'my client' who worked as an independent oil magnate in my country and who died in a car crash with his immediate family on the 4th of Oct,2000. Since the death of my client in Oct, 2000, I have written several letters to the embassy with an intent
to locate any of his extended relatives whom shall be claimants/beneficiaries of his abandoned personal estate and all such efforts have been to no avail. More so, I have received official letters in the last few weeks suggesting a likely proceeding for confiscation of his abandoned personal assets in line with existing laws by the bank in which my client deposited the sum of 6.3 million U.S.D. On this note i decided to search for a credible person and finding that you bear a similar last name, I decided to contact you, that I may,with your consent, present you to the "trustee" bank as my late client's surviving family member so as to enable you put up a claim to the bank in that capacity as a next of kin of my client. I find this possible for the fuller reasons that you bear a similar last name with my client making it a lot easier for you to put up a claim in that capacity, also i have relevant documents to backup our claim and which can only be provided by my chambers. I propose that 70% of the net sum will accrue to you at the conclusion of this deal in so far as I do not incur further expenses. Therefore, to facilitate the immediate transfer of this fund, you need, first to contact me via signifying your interest and as soon as I obtain your confidence,I will immediately appraise you with the complete details as well as fax you the documents, with which you are to proceed and i shall direct on how to put up an application to the bank.HOWEVER, you will have to assent to an express agreement which I will forward to you in order to bind us in this transaction. Upon the receipt of your reply,I will send you by fax or E-mail the next step to take.I will not fail to bring to your notice that this proposal is hitch-free and that you should not entertain any fears as the required arrangements have been made for the completion of this transfer. Like I have implied, I require only a solemn confidentiality on this.
Best regards,
xx Cummins.

Tech Support Scams

Computer Repair Scams

Because my daughter is a tech at one of the legitimate repair places for computers, I hear almost daily tales of individuals who have been scammed out of money and some out of their computer because they have opened the wrong e-mail or been called by someone and unfortunately provided them back door access to their computer.

Remember that Microsoft, Windows and the like will not phone you. If you don't know who sent you that e-mail don't open it because it might contain a virus. You will not be fined by the IRS or Government agency and receive a call asking for down payment of $400.00 plus dollars to release your computer.

How to stop things like this from happening seems easy. If you think you have a virus take your machine to an honest repair service. Make sure you use a good anti-virus on your machine and keep updated as new virus programs come out frequently. Get a Virus and Malware program and scan after every use. Be smart and stay safe!

Telephone Scams on the rise

New Twist on “To Good To Be True Scam”

Recently in my quest for employment, I noted a position under “Customer Service” for office help. The job listing stated that there was no experience needed. So I sent in my resume on line.

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