Being a member of the GSIS (Government Service Insurance System) is one the great rewards of working for the Philippine government. Benefits offer not only a sustainable retirement pension but members are also insured for their entire lifetime career.
GSIS benefits are complex. Pension benefit values compound monthly and annually. Simply put, private employers are no better than the government because in the private sector there is a risk of uncertain compensation. Bankrupt or not, the government will still back you up and will not disappear.
There are more options than ever regarding the pensions and lump sum amounts offered to retired members. GSIS benefits and programs have expanded beyond life insurance, loans, and retirements. The new GSIS ecard offers members easy access to their membership records, cash advances, and salary loans in one touch.
GSIS Benefits Covered Here
• Burial and Funeral
• Employment Compensation (EC)
• Life Insurance
GSIS Retirement Benefits
GSIS Retirement Benefit Options
GSIS retirement, or old-age pension, benefits are grouped into five categories. Members choose which retirement program suits them. The options are:
- R.A. 8291: The member chooses either a five-year lump sum or a cash payment with an instant pension.
- R.A. 660: Also known as “magic 87. Tthe retiree’s age plus years of service must add up 87.
- R.A. 1616: Member withdraws all GSIS premiums and receives gratuity payments from their employer at the same time.
- P.D. 1146: Only for members in government service after May 31, 1977, and before June 24, 1997. Qualified members choose between a basic monthly pension (BMP) and a cash payment.
- R.A. 7699: Also known as "Portability Law." For members whose creditable years of service do not qualify them for a retirement pension. Members can combine their SSS years of service together with GSIS years of service.
GSIS Separation and Burial Benefits, Part I
GSIS Survivorship Benefits
When a GSIS member or pensioner dies, all of their qualified beneficiaries are entitled to receive a lump sum amount or a monthly pension subject to the survivorship program policies and rules. Qualified beneficiaries include the pensioner’s surviving legal spouse (provided he/she has not remarried), dependent children under 21, and incapacitated children. If the pensioner was single, qualified beneficiaries would include their legal parents.
A monthly pension for surviving spouses amounts to 50% of the member's basic monthly pension. Each qualifying child is entitled to receive 10% of the BMP, up to a maximum of five children.
GSIS Separation and Burial Benefits, Part II
GSIS Burial and Funeral Benefits
In addition to Survivorship benefits, qualified beneficiaries are entitled to a P20,000 funeral benefit upon the member's death. Beneficiaries should submit the NSO death certificate, an affidavit of funeral expenses, an official receipt of the funeral expenses, and other supporting documents including the beneficiary's NSO marriage contract or birth certificate.
GSIS Separation and Burial Benefits, Part III
GSIS Separation Benefits
Even if a GSIS member leaves their job before the age of 60, they may be qualified to receive cash and monthly pension through the separation benefits program. A member in service for at least three but less than 15 years is eligible to receive a cash payment equivalent to 100% of their Average Monthly Compensation (AMC) for every year of service, payable when they reach the age 60. If they were in the service for at least 15 years, the cash payment benefit is equivalent to 18 times the Basic Monthly Pension, payable upon separation. The monthly pension for life begins at age 60 if the member is under 60 years of age at the time of separation.
GSIS Unemployment Benefit
When a permanent government employee who has paid the required 12 months integrated contributions separates from service, they are entitled to receive monthly cash payments equivalent to 50% of their average monthly compensation (AMC). The member receives the benefit for two to six months, dependent upon their years of service. There is a uniform schedule for this benefit coverage.
GSIS Disability Benefits
Disability benefits are for members who become disabled, injured, or impaired physically or mentally. Cash payments and monthly pensions depend upon the type of disability and the amount depends upon the member’s creditable service and average monthly compensation.
GSIS EC (Employees’ Compensation) Benefits
EC benefits are the employers contribution. Members have the option to receive cash income benefits for disability or death, medical, and related services for injury, sickness, and rehabilitation services. They are also eligible for monthly cash income benefits for permanent disability, provided they meet eligibility requirements.
GSIS Hospitalization Benefits
Members and their beneficiaries can use the member's GSIS ecard to receive discounts on fees for medical services at partner hospitals, including outpatient and emergency services, medicines, and professional fees for select physicians. In addition, members are eligible for:
- 50% if they use the medical equipment lent by the GSIS to the hospital;
- 40% if they undergo special diagnostic procedures;
- 35% for common procedures;
- 30% on hospital room rates;
- 10% on professional fees, including consultations.
GSIS Life Insurance
One of the best benefits of being a GSIS member is very inexpensive premiums for life insurance. Members are eligible for life enhanced, life endowed, personal, fire, vehicle, and other insurance policies with low premiums.
GSIS offers loans to all members and pensioners, including emergency loans, cash advances, housing loans, consolidated loans, and policy loans. Members can use their ecard to access the loan programs.
This article is accurate and true to the best of the author’s knowledge. Content is for informational or entertainment purposes only and does not substitute for personal counsel or professional advice in business, financial, legal, or technical matters.
Post your messages in English please
Edna Guiwa on January 10, 2019:
I'm a retired teacher in the Philippines. And work in the government for 28 year. I know I am entitled for a burial benefit. I just want to prepare for everything. Can you please advice me what to do (my family ) for claiming that benefit when I die?
Constnatino Bolloso Sales on December 06, 2018:
Dear Sir / Madam, my name is Constantino Bolloso Sales was born on October 9, 1940, residing at Manguzmana, Mangcasuy Binalonan Pangasinan. I was teaching in Secondary Public School In Binalonan High School Binalonan Pangasinan since 1971 to 1978 from that duration of time that I"ve worked, I have paid my contributions to GSIS. My question is how much I can recieve if I will claim my benefits from GSIS? I appreciate it so much if you could reply back in a soonest time. God bless
Angelina on May 20, 2018:
My mother died 9 years ago can I still claim her burial benefit?
Relita Calasang on December 23, 2017:
Can a gsis member claim medical benifits if he or she has been hospitalized or have medical procedures outside philippines? Particularly in U.S.
Carolina C.Almario on December 11, 2017:
I am a teacher for 25 yes.I was operated last Nov.29,2017(gallbladder stone,open chole) what can I claim from GSIS?
Lilia G. Rabena on November 02, 2017:
I am a member of the GSIS, can I receive my salary if I am going to be hospitalized for one month with only ten service credits left? By the way I am a teacher.
Gaspar mendoza pizarro on October 17, 2017:
I am now 71 yrs old.i worked at government for 15 years during the year 1969to 1984.what can i claim from gsis.p
Rocky Matamorosa on August 30, 2017:
How can check my membership, I went abroad 15 yrs ago, but worked in BFP for 15 years.
reyam a. reyes on July 29, 2017:
can a 62 yrs old be hire as LGU Dept. Head of office when in fact he is already receiving monthly pension for 2 yrs. already bec. he apply for disability retirement when he suffered a mild stroke.
Edwin g. Estioco on June 14, 2017:
Ive undergone apendectomy procedure last june 1, and advise to take at least 30 days. Can i expect financial assistance from gsis? Thanks!
Luke Ivan Moro on June 14, 2017:
A member is hospitalized to undergo angioplasty. Then the member is advised to rest, say for a minimum of 60 days. Can the member expect some help from GSIS? Can the member file a temporary disability claim?
amelita aguinaldo on April 28, 2017:
GSIS Baguio City Branch. my husband died 1999 employee of the National Power Corporation since 1975. I was the only beneficiary. I called the loans and Claims to asked about my Survivor Benefits, to my dismay a person who took care of my call (overseas USA) don't know what to say? Why the Department head Mr. Antonio Palicas did not even talk to me? Is he hiding something? I trust the GSIS Philippines to take care of my benefits? Please help me to find out why did they let somebody withdraw? I did not asked any body to withdraw?My youngest son who was only 13 at that time wants to file a case againts GSIS employee, self and the 3rd party. What was there reason to do that to me? I have letters coming from my sister in law who took charge for everything,until even single penny left? I will also want to talk to Atty.Presida Acosta a PAO Lawyer to help me. I have all the letters from them (sister in law) telling me there was no more money?...My late husband is a Manager from NAPOCOR Baguio branch at that time...I heard that GSIS personnel are corrupt. I hope thoe who read my message will advice me where to start. My in laws have interest with our money, they never explain it to me how much did they received and payments that he owed to suppliers and other issues. Be ware people member of GSIS, guard your money? I also know somebody , his retirement document was already with GSIS what this people did they let this family a hard time, until they contacted a government official, a Senator to help them. Do you know this Atty. Isagani del rosario? his name was with the documents to claim? This is a big fraud?
Lyndon Fuertes on April 21, 2017:
1. My mom was a regular city government employee.
2. My dad died two years prior to my mom's death.
3. My mom died within her employment.
4. She was employed for more than 26 years.
5. She has an existing loan of P25, 000 and P97,000 from GSIS
6. All three children are of legal age
questions are as follows:
1. according to GSIS we will no longer get anything from funeral to survivorship benefits and still we owe GSIS P67,000... this is according to GSIS because my mother is a widow and all children are of legal age, what happened to Section 21 - C, Paragraph 2 of RA 8291 we are the legal heirs and a notarized affidavit is presented?
2. Contributions for more than 26 years are not sufficient to cover for whatever loan my mother is subject to? how did that happen?
3. How is it possible that within the time of her employment, my mother has not paid a single dime for her loans?
4. Is GSIS telling us that my mother, after 26 years of unwavering service only contributed P55,000 in total?
5. Is GSIS Serious?
6. Do GSIS have employees who are not incompetent?
felix mariano on December 07, 2016:
sir/mam i have a problem regarding the survivor ship and insuranceof my father, my father is already died last july 21, 2016, my father has a housing loan before but it is foreclosed by gsis when i claimed our benefits as surviving heirs they said that all our benefits will be deducted, my question is why they deduct our benefits from the loan of my father that is already foreclosed?
maria cristina b. canlas on October 25, 2016:
Can i ask the GSIS formula in computing members' CASH SURRENDERED VALUE OR CSV?
Nieves S, Sarte on October 24, 2016:
Just want to know if I can still retirement and insurance benefits. Started working in 1960 and resigned in 1980 at age 42. Did not file any claim even at 65. Am now 78, am I still entitled if I have 15 yrs service record?thanks.
Maja from Bicol on October 03, 2016:
Hello po! Just a quick question lang regarding s housing loan ng father ko na namatay na nitong august lang. Panu po un kc that time when he died active pa sya s service. Sa gov't din sya nagwowork at mo thly ang deduction sknya. Ang sabi nong nakausap ko s gsis di daw updated bayad, which is odd kc automatic naman dinididuct s salary nia. Tapos bingyan kami form for Reconciliation. Ipapasa daw s living heirs ang natitirang bayarin na s loob pa ng 15yrs. Di po ba insured naman ang ganon? Panu kung walang capacity to pay ang living heirs? Salamat po in advance sana masagot tanong ko.
Ronx Warrior on September 18, 2016:
I was a member of GSIS from March 2002 until December 2005, what benefits do I have when I reach the age of retirement or will I be able benefit for the funeral/burial compensation aside from SSS?
Cristina Nadres on August 10, 2016:
To whom this may concern:
I am the daughter of the late Senobio R. Nadres. He was a policeman.My siblings and I wanted to know if my father has any contribution in GSIS. When he died - March 11, 1988 , none of us thought about this. He was born February 29, 1988. Please advise us as I have siblings who needs funancial help if there is any from your office. Thank you very much and hope to hear from your good office as soon as possible. We are not holding any card from GSIS or any records. Thank you !
olancr on August 03, 2016:
hi i worked with the governemt for almost 10 years from 1980-1989 and would be turning 60 next year.
can i pay my membership to complete the required number of years.
i am currently overseas from 1989 up to present. thanks.
iza on July 02, 2016:
hi im in government service for 14 years now i plans to resign once i completed 15 years service . Am I entitled separation benefits and or any other benefits thanks
Sheila L. Guevara on May 28, 2016:
May I please inquire if my mother in law who turned 90 years old is entitled to a php20,000.00 benefit? She is a retired decs (now deped) supervisor but the pension she is receiving is as a surviving spouse of her late husband who was a pensioner. If ever, what are the requirements? She can still make personal appearance in any gsis office if it warrants her to. Thank you
Cleng on February 03, 2016:
Hi ask ko lng kung may expiration ang death benefits claim? My dad died last year august
goldilocks on December 13, 2015:
i will be 43yrs old in 2016 june 2, and have rendered 19 years in service .i have been a substitue teacher for a year,had become permanent in the teaching service, 1997.will my service as a substitute teacher be included in computing for my retirement lump sum,since i am definite to retire next year 2016.thanks..
Dulce on October 27, 2015:
Good day, my husband serves the Gov't for nearly 5 years. He had a mild heart attack and was recommended by his doctor to rest for a couple of months, will still depend on how fast will be his recovery. How can we claim for the sickness benefit and the medical reimbursement (maintenance medicine). Thanks
apolinar j. arenal on October 19, 2015:
Hi, Good day I was enlisted in the Airforce from1973 to 1979 with honorable discharge in the service. I want to know what are the benefits am I entitle to receive. As of now I dont receive any benefits or priviledge in the GSIS . I am now 62years old . What documents do I have to prepare?
Thank you for the assistance and effort you have exerted. Have a nice day and god bless you all there.
ELVIRA LANDRITO DELMONTE on October 12, 2015:
I was a school teacher at Cupang Elem School DEC NCR from June 1970 until May 1979, what benefit can I claim? I have no GSIS policy copy since it was lost during the typhoon that occurred in Muntinlupa city. Can you help me please. Many thanks.
richard on September 25, 2015:
Hi good day! My brother is single. our mother is still alive at the age of 80. My brother was a barangay official for more than 20 years then. We were 12 remained in the family. I was the sole beneficiary in his gsis membership. When he died i got nothing. It was claimed without my knowledge. Though it was given to my mother. Is it consider a dispute. Could i contest such claim?
cuteeelen on September 10, 2015:
I am a government employee since January 16, 2014 and currently 20 months in service as of this date (September 11, 2015) and already paid premiums for 20 months. Am I qualified for the consolidated loan?
GGL on September 02, 2015:
I heard something from my friend and I got curious that's why I found this page. I hope I get a positive response to this query.I resigned from being a public school teacher in 2008 because I was hired here in the US. The total number of years I've rendered to DepEd then was 13 years. I resigned, did not ask any other questions and left for the US. Now, I'm a permanent resident of the US and my friend told me that I don't have to wait for 60 years for my retirement. Is this true? If so, how's the computation going to be?
PS. I had an outstanding loan before I left. Can I still get anything?
Thank you for any response to this query.
ana miravalles on August 25, 2015:
how many months the validity of GSIS Burial check?
Heartzel Fernandez on August 21, 2015:
Good day! i would like to clarify regarding with the Disability of my father June 2015 we filed to GSIS kalibo branch my father both sight are blind, September 25 2015 my father died but the his disability is not fixed after my father buried October 2015 we comply again to GSIS kalibo his Disability if there is any possibilities we can still claim his disability as long as we are having the items then the clerk give us requirements to process the foregoing transaction i check the updates every week in their office and GSIS hotline to double check the updates since their system is generated. I talked with the call center agent and verify if how many working days we can claim the disability because as per GSIS kalibo the survisorship of my mother was hold due to the disability if my father is not yet fix my father worked for 15 years and 7 months and we know that he is qualified for survivor. Last time i called the GSIS hotline was May 21015 and if they state it will 90 working days for check processing i called to GSIS kalibo this second week of August 2015 they the clerk told me that it was DISAPPROVED based on them it was disapproved because of the effectivity date and the member is died already. Now i was so disappointed because why they give as assurance and requirements to process and submit if they job the first thing i comply with them i told them that my father is died while his dissabillty is currently on process now its not our fault if do they have effectivity date for processing because they working with those documents and its not our liabilities. Hope you can give me clarification with this matter and if we still the right to comply again to them. Thank you!
email@example.com on August 03, 2015:
I have a querry!
Im working in the govt for 26 years now. Im single. I had a total hysterectomy last July 27, 2015. I would like to ask if i can get any benefit from GSIS....what and how?
Lynley Sydiongco on June 29, 2015:
Hello. I was a teacher in Tanauan National High School, Tanauan Leyte and a contributing GSIS member from jan. 1996 until May 2010 when I migrated to New Zealand as a teacher. I was months away from 15 years of service when I left. My question is, will I get something later in life? When I left I had some unpaid loans like salary and others. What happens now? Thank you.
Mary on May 29, 2015:
My husband is 5 yrs in the government service and ended it last May 31, 2014.. What benefit he can claim from gsis?
Claire Obeja on May 27, 2015:
I have already been issued a temporary E-card by the GSIS Office, 2013...they told me to wait for my UMID card HOWEVER, those collegues of mine who have just been hired 2014 were issued UMID card by GSIS Office right away but I was not....What's up with this?
aquarius73 on January 15, 2015:
I am currently working at the DepEd for almost 7 years and previously worked at the local government unit for almost 10 years (1997-2007). My previous agency had remitted my premiums for 1o years, same also with my current agency ..When I checked my creditable premiums I found out that only my premium at the DepEd is credited. I have already submitted the needed requirement such as my latest service records and latest appointment to GSIS since 2010, unfortunately everytime I checked my records still it's not connected or updated. Please advise me what to do? Do I have to go to the main office to settle my problem?Thank you and I hope you can help me..
butch fernandez on January 06, 2015:
can i apply in the govt again after my retirement!
carollorenzo on December 16, 2014:
I have worked with the Government from April 04, 1977 till July 25, 1993. I will be 65 yrs. old already this coming Dec. 23 and till now I haven't receive any benefits yet from the G S I S. I have an outstanding loan of 12,000 since 1994 . I have been following up my pension since 2012 and been asking for the computation of how the G S I S arrived into such big amount of 140,000.00 for my loan of 12,000.00 . I am already sick on waiting for them to answer me but till now I haven't receive any answer from them. Please help me.
mohadist on December 04, 2014:
I have been working as a regular employee in the government service for more than 24 years and a member with GSIS since then. I plan to work abroad for professional advancement, Respectable twentyfive, I would like to beg from your liberal advises if I have to retire when qualified or do I have to resign from my post? Please twentyfive enlighten me what to figure out which is adequate and acceptable with the system.
n.inmenzo on November 23, 2014:
I left my teaching profession to join my husband abroad last 2008..I just have more than 10 years in service..am I qualfied for the benefits...
I cannot relocate my policy , can I ask the main office to chck it??
aida.jocelyn barcenilla on October 17, 2014:
My.husband is surely 30 years in the service.Nd is.57 yrs old.last feb 2014.magic 87 .if he.will retire other benefits.he can get comored to the old age pension.
Paper on October 15, 2014:
My father was a government employee for 8 years before he went abroad. I just want to ask if he is qualified to received separation benefits upon reaching the age of 60? Thank you.
"Members must have at least 3 years but less than 15 years of government service and below 60 years of age."
azisa krisna on October 11, 2014:
Good day. I just want to ask if what's the benefit can we get, my mom died last year and she wasn't able to file her retirement she was at the age of 61 wen she died. Same with my father he is also gone from me since i was in grade 3... i am the only child..other than the burial benefit what else can i get.. please do reply sir..thank you and god bless.
krisna on October 11, 2014:
Good day.. i just want to ask if what benefits can we claim, maliban nalang of burial benefit.. my mom died last august 9, 2013.. she died at the age of 61.. she was in service for 40 years.. suddenly, she wasn't able to file for her retirement.. what benefit can we get except for burial benefit?im alone and I am the only child.. my father and my mom both gone
Anita Gadon on October 11, 2014:
I retired from government service in the Phil. two years ago at the age 65 on an automatic pension scheme. I have receiving my monthly pension. I just want to know when I am entitled to the 13th month bonus pension. Please enlighten me. Thanks so much
jessica on October 06, 2014:
Hi po! I just want to ask if I'd be entitled for a benefit...I was operated last August for Nephrectomy(removal of kidney)...GSIS member po ako since 1991, thank you
Eam on September 29, 2014:
Hi.I'd like to ask if meron po ba makukuha ang husband ko na casual employee sa city hall for 8 yrs??? but GSIS member po sya...tpos umalis po sya sa work a month ago....
Alena, Baguio on August 23, 2014:
Sus ang GSIS ay nalang ta... !!! mas maayo pa ang PAG IBIG ky nakadawat pa ko ug sinukian worth 28 900 something for 10 years being a member...pero ang GSIS ? WA GYOOOOOOOOOOOOOOOOOOOOOOOOOOOOOODDD !!! SO DISAPPOINTED !!!! FOR 22 YEARS ALREADY IN THE SERVICE...WA GYD BISAG LOYALTY NA LANG...NGA UNTA AMONG MADAWAT GIKAN NILA...ANG PAG IBIG TAG ONLY 100 PER MONTH I RECEIVED A BIG AMOUNT AS DIVIDEND PERO AND GSIS NGA TAG 1 THOUSAND AND 200 ANG DEDUCTION NAKU SA PAYSLIP ... WA GYOOOOOOOOOOOOOOOD NTAWN MI NADAWAT NGA KAAYUHAN...GRABE KAAYO ANG KURAPSYON SA MGA NAGDUMALA NIINI...HINAUT UNTA INYONG MABASAHAN ANG AKONG KASAGMUYO ...!!!
insags on July 22, 2014:
Good pm.. kindly clarify me on my lump sum retirement benefit which was not computed based on the minimum 5 k monthly for 60 months, despite of the president's announcement of at least 5k monthly pension effective year 2013. i received only a very minimal amount of 64,846.08 last june 2014 instead of 300k which I'm suppose to receive. thank you
tarpa on May 02, 2014:
Goodpm..! I just want to ask if where can we process the benefits of my dad,died last aug.09-07..phil.army..thanks.
dinah.singedas on April 30, 2014:
i am the wife of retired pensioner sgt bienvenido lopez diaz ..cdd retired at 16 september 2002 effective date. in afp arm forces of the philippines//i submitted all the documents that 2008,2009.. EC disability claim.. pls.hjelp me to check the file of my husband.. my mobile 09123401194 .. pls.. answer asap.. thanksss
ethel on April 28, 2014:
my father was a Philippine Constabulary men. he was in service for 6 years, from 1971 - 1977. what benefits is entitled for him? thank you
melissa plegs on April 07, 2014:
just want to ask if where can i change my name? i had received my e-card but unfortunately my name was wrong, i should change this immediately before my humid card comes.tnx for the help.
ed maas on April 03, 2014:
is there such a retirement scheme where if one reaches the age of 63 and entered government service in 1976, the computation of basic monthly pension will be his last salary received from the service and not the average salary of his last three years in government ? is there a retirement option complementing this condition or a Republic Act where this will fit in?
edward diesta on April 02, 2014:
My father is retireeng july 12, 2015 due to his age of 65.but his contribution lacks 5months to meet 15years contribution but he serve more than 15years as contractual and regular government employee. Could he avail old age pension.how?
Ma reeyah on March 30, 2014:
Hello po, sir ask ok lang po now working Kasi Akko as is ant govt hospital plan ok po Kasi luminaries ng work pero govt din ung Lilliputian ok pede po ba un ba dirediretso LNG ang gsis ok? Thanks po
nini q. on March 30, 2014:
Ask ko lang po. 9 yrs lang in service.Namatay recently at since 2002 pa sya wala na sa service.Ano po ang marereceive nyang claims?
weng on March 13, 2014:
hi, just a point of clarification.is employees compensation benefit of gsis is another benefit that can be claimed aside from the sick leave with pay that a govt worker can enjoy in case she/he got a serious illness.
myra vidal on March 11, 2014:
hi!end of term na po ako sa service for 6 years and a half...pwd ko bang makuha ang aking separation benefits kahit d pa ako 60years old?
nenita arcilla on March 04, 2014:
im writing in behalf of my mother shes a survivorship pensioner since 2002 and receiving a monthly pension of 1,300 php is she entitled of the 5,000.00 php increase?
lyn369 on January 25, 2014:
Good day! I just want to let you know that i'm wrong...it's not RA 8269 but RA 8291 po. Maraming salamat.
lyn369 on January 24, 2014:
hi po! I have 27 mos. sss contributions from 1991-1994 worked in a private institution and transferred to govt office from 1995-2010 which i rendered 14 years in service.. i resigned from deped last 2010. Can I avail the portability scheme from my sss & gsis contributions which is more than 15 yrs in service?Can i get a cash benefit right away after my resignation and a pension at the age of 60 in gsis? Because the gsis informed me that i can get the cash benefit which is my net proceeds at the age of 60 and no pension at all. Are they correct?And as far as i know my case is a separation benefit caused by resignation below at the age of 60 not under retirement benefits 8269 as what the gsis told to me at the age of 60 because i'm 39 yrs. old when i resigned due to I worked overseas.Please i need our help and explanation.God bless you and your family!
she on January 24, 2014:
my mother died last yr and i didn't receive any burial benefit. If may existing loan ba binabawas ng gsis sa death benefit?
beatriz58 on January 17, 2014:
I received this message twice today....It reads like this:
Please be informed that your Cash Benefit for CY 2012 under your regular policy has already been credited..
What is this all about? Thank you..
girly on January 02, 2014:
i filed my retirement last year, i only served 13 creditable years, do i have to wait for my 60 years before receiving my benefits/separation pay?
charmy cataluna on December 25, 2013:
Hi,I had been in the service as A teacher for more than 10 yrs .I and my family went to Canada for a purpose so I decided to file my resignation after a year of stay in Canada.Do I have any claims? Am I entitled for the GSIS separation benefit?Thank you
rose on December 22, 2013:
Gd pm.gsis txted me that i am 1 of the recipient of their cash benefit for 2012.me byad p rin po b un cash benefit n un o wla'tnx.
mikah2 on December 19, 2013:
I am a government employee since 1995 up to now, but since 2000 lang kami binawasan ng GSIS premium contributions, kon sakali po bang kami ay mag resign ano po ba ang mtatanggap namin sa GSIS, at klan k kami pweding mag karuon ng pension? for how many years bago mag karoon ng pension ang isang member po?
Gayle1984 on November 29, 2013:
I am a government employee since 1995 upto now. Need to avail early retirement kc paubos n daw po vacation leave ko n hanggang dec 12 n lng daw po ang with pay ko. Di ko daw po mggamit mga sick leave ko n more than 6 months p ang mga un kc nasa abroad po ako. I migrated in the USA since july 2013. Need ko n daw po magsubmiy ng retirement letter kc baka daw po ma AWOL ako at alang matanggap. I can't go back right now kc holidays season at plan p lng po umuwi dyan ng family sa June 2014. Pwede po b mag assign ng representative para mag-ayos at magprocess ng retirement papers ko? Gano po katagal ang grace period para
makapagfile at makapagprocess? If ever po ako mag-asikaso ok p po b pag-uwi ko ng June if d pwede ang representative? Ano po mga requirements? Entitled po b ko mkakuha ng benefits? I have been in the gov service for more than 18 months now.
ashley on November 22, 2013:
my mom is a Teacher,she died on march 1, 2013 On the service, she is 38 years in the service and her age before she died is 64, she didn't
apply her retirement in GSIS ,ask q lang if how much her survivorship for 38 years in the service n makukuhan naming magkakapatid,and what is the computation?, no beneficiaries,my father is died on june 1, 2013 all my sibling and me are 21 above pls help me cause marame po kaming babayarang utang at wala kaming malaking halaga para mabayaran at matubos ang nakasanlang lupa,sana naman po masagot nyu ang tanung ko at maibigay ang nararapat para s kanyang sirbesyu, pls leave me a message to this number for your response # 09217571481 or reply on for my concern... salamat po
concern on November 09, 2013:
i am a deped teacher...my concern s dat...most of us stil not updated our salary...we kept on requesting to our AAOs bout this but still nothing happen....ano dapat namin gawin?...one of our co teacher s about to retire nxt month..the prob.s dat in her service record n ur office she s MT which s supposed to be a principal...ilang beses n kaming nagpunta s gsis office kung saang branch kami na assign...epr ang sagot samin...punta kami s AAO nmin...at ilang beses n nmin ginawa pero ganun parin...updated ung year...pero ang sahod namin ang ung s 2010 p...kaya d kami makaavail ng loan...pls.help us...we r hoping for your immediate response about this matter...thank you...
allan ted uera on November 06, 2013:
good day sir, ask ko lang po may father was disable last since 2003 pa then, nakapagloan pa sya ng 2beses, right now my father is 67 years old na. hindi na po ba sya pwedeng mag apply for loan? kasi po sabi sa gsis cabanatuan branch di na daw sya pwede magloan kasi matanda na at disable pa. hope you can help us. please explain why he cannot apply for the loan.
twentyfive (author) on October 30, 2013:
Yup my grandma is a GSIS old-age pensioner and she always receives double pension during December. You can call that extra one month pension the 13th month or Christmas bonus because they always give it during December. It's credited on the GSIS ecard so it's easy to check and withdraw
Jo on October 29, 2013:
Just wanna ask if there are other benefits ( such as the 13th month and xmas bonus) for pensioners like me who is receiving monthly pensions. I had read this page and was not able to find that which tackle my concerns. Thanks for any clarification you may extend to me.
rosalie on October 29, 2013:
hello. id like to ask if im entitled to a refund of my premium contributions. i used to be a clerk of court prior to my assumption as municipal trial court judge last dec. 6, 2012. Since judges are covered by a separate retirement law, i applied for a premium refund. I was told however by GSIS that all i can claim is the cash surrender value of my policy since refund is given only to prosecutors under RA 10071 who are remitting both life and retirement premiums prior to May 29, 2010. is this correct?
Another thing, sir. as advised by them i applied for the cash surrender value of my policy. i was surprised because GSIS Surigao not only deducted my outstanding policy loan from the cash value but also deducted my outstanding E card cash advance and consoloan resulting to a zero net proceeds. i thought what would be deducted would be the regular policy loan only since i continue to be a member of the GSIS albeit the type of my membership has changed from regular member to special member (with my becoming a judge). In fact, i was told that i can still avail of all kinds of loans even if we are now contributing only for our life insurance.
Finally, sir, may i also ask your kind opinion on this. as of march 13, 2013 my length of service is 14.16438. if i apply for separation benefit today, oct. 28, 2103, will i be entitled to cash payment equivalent to 18 times the Basic Monthly Pension, payable upon separation, and the monthly pension for life starting age 60? THANK YOU SO MUCH, SIR. looking forward to hearing from you ...
cherry on October 19, 2013:
hello po pls help me with my queries.. my mum works 14 years in service as a teacher and AWOL ang status nya because she is suffering from depression. And now my mum died may 2013... we never get any benefits at all since she is AWOL for 8 years now because they said my mum didn't reach 14 years in service. is that right? thank you
Ligaya Millamena on October 17, 2013:
Is there a government share in computing for Cash Surrender Value, what %? thank you.
grace on October 06, 2013:
hello, ask ko lang po kung may mkukuha pang benefits ang father ko. he passed away june 2004. buhay pa ang mother ko, wla po bang benefits?
vic23 on October 04, 2013:
pls i really need your response for my concern about the case of my mother...
cristy abalde on October 03, 2013:
i been working in the government for 18 years ,,,is the any assurance for me that my 3 kids can get the benefits they can have. Aside from my husband ,,,,how and what will i do. encase of my sudden death
vic23 on October 02, 2013:
h! twentyfive my mom is a teacher she died on march 1 2013 she is on the service and she applied her retired in the ombudsman last year 2012,then after i completed the requirements for the death benefits and her survivorship, the employee said in the GSIS you cannot claim your mother retirement cause she didn't apply for the retirement before she died,but she is already applied her retirement on the ombudsman she is 36 to 38 years in the service ,what is this? what is the rule of GSIS about this care, i think this is not fair... hope you answer my concern ....
anna on September 25, 2013:
Hello po..my dad passed away last JAnuary... we are already done with the processing o all the needed requirement. then it was found out that he had some unpaid existing loans so all his benefits where not result coz it had to be deducted from his loans. though we passed some payslips indicating some payments of his loans that were deducted from hist salary.. anyways po.. the question is to they have the right to not release the burial benefits because it will also be deducted form his loans? I thought burial benefits should be given no matter what...
juugo on September 22, 2013:
pwede ba mgapply ng conso loan kahit na wla ka pang ecard? pwede ba kahit bp number lang? thanks
rpdelrosario on September 09, 2013:
I am already separated from government service last April 2013 at the age of 48 years old. . Am I still entitled to disability benefits in case I can no longer work due to poor health condition?
glenn on September 03, 2013:
what is the effect in my separation benefit if I resign from service but will not yet process my retirement due to some office clearance problem?
belle63 on August 31, 2013:
Ask ko lang about Sa. gsis ko., is there any possibilities na makuha ko ung contributions ko from 2009- 2013,, 3 years mhigit din ako sa public school and nagresign para magturo sa abroad.
Please help me.
richiemay on August 21, 2013:
good day...my father is a soldier and he died 10 years ago but we didn't receive anything from here even burial and any pensions...can we still process and get those benefits? thanks for you on this matter prompt response
dhek on August 15, 2013:
hi, my petition for u.s. will be granted soon. what benefits or incentives can i get from my contribution in GSIS if i resign now. i have 10 years in service but also have previous loans, and no more leave credits. thank you in anticipation of your prompt response.
antoinette on July 29, 2013:
hi! just want to ask on how my maternity benefits be computed. i am a teacher holding a permanent position. i had a miscarriage last may 13 and got back to work on june 17 . hoping to hear from you, guys! thanks and God bless
Rone Jocelyn on July 17, 2013:
good evening i would like to ask for help regarding the burial benefits of my mother in GSIS..the problem is i am about to file the documents the problem is that my father won't sign a quitclaim or waiver in favor of us the children..all the funeral receipts are under my name and my parents have been separated for 19 years, what other documents or affidavit should i submit in replacement of the waiver? please send me your answer to my email address firstname.lastname@example.org. I need your advice badly because we still need to pay some debts my mother left behind..
Wilfredo Perez Calimlim on June 23, 2013:
Add Your Comment.Sir /Mam, Good day po. My date of birth is September 15, 1954 now I'am 58 years old of age from Nr 24 Brgy San Vicente, Calasiao, Pangasinan. On December 1, 2006, I avail my Optional retirement from the PHILIPPINE NATIONAL POLICE, with an acumulated 28 years 11 months and 15 days length of Police service, I entered Police Service on January 16, 1978 and I'am a former member of Integrated National Police. Sir/Mam, Could I avail my GSIS pension benefits even I haven't reach the age of 60 yeays old and Pls enlightened me on what are the benefits due to me. Maraming SALAMAT PO. waiting for your response po.
twentyfive (author) on June 17, 2013:
You need to file a form in the GSIS to update your status to Married and attach your NSO Marriage Certificate. Submit the form and the NSO MC to the Members Info Service. If you are single, I suggest you submit a CENOMAR to prove you are indeed single.
atolentino on June 16, 2013:
hi, just want to ask on how to change status on a member's info? as ive read on your posts that i should go to a gsis kiosk and place my ecard but what if i dont have any ecard yet? they mistakenly placed the status as married and not single. i will avail a loan but i cant proceed with the application since i need to change my status first.
Odessa N.Rosario on June 07, 2013:
I juz want to inquire if after having twice dilatation after my miscarriages last year and this May if there are still benefits I can avail from the GSIS aside form the two months maternity leave with pay.Im a permanent teacher and almost 8 years in service.Thank you and God bless.
Ernie C. Cerado on May 22, 2013:
My friend applied for a retirement. However, on his 65th birthday on May 10, 2013 he met his untimely death at around 10pm after suffering of heath attack. His papers were on process. In fact, his clearance from the OMB was received on March 13. Can the heirs claimed his retirement benefits which he applied for or just survivorship? Please contact me at 09066147684. Thanks.
Capt Alberto s Acenas on May 22, 2013:
I graduated from the PMA 28mar 1965 and optionally retired 28mar 1981. With 16 years of service with the Phil Navy plus 4 years as cadet, I
completed exactly 20 years of military/naval service. I have not receive
Any benefits since then as I became an SSS member from 1981 to 2001.
Is there a way for me to claim my GSIS benefits for the 20 years as member? Sgd. Capt Alberto S Acenas PN(retired), 0-4945,Quezon City. Please contact me at the following: landline; 3455688, cellphones: 09328778747, 09287774747, 09228540778
orchid63 on May 19, 2013:
Gud evening, jus want to be clarified, i worked as government employee for almost 21 years, 11 years as local government emplyee, 6years and 3mos as national govt.employee and 4 yrs n 4 mos as brgy. employee. resigned from work at the national govt. in aug,2003, wherein i have standing salary loan n policy loan with the gsis, and thats the time i transferred to the barangay level. However, in the barangay level, we are not qualified to be a member of the gsis considering that we do not receive salary just honorarium, so my membership contribution stopped. Just want to ask if it is possible to just continue my personal contribution. so that when i reached the retirement age, I could claim some benefits due me. . . thank u very much in anticipation of ur reply. God bless!
Angelo on May 17, 2013:
I found out a day ago that my birth-date entered on my personal profile at GSIS membership profile was incorrect. Can you help me to fix this? How shall I do?
risa on May 14, 2013:
my mom resign effective oct.18,2012 23years in service.nmtay cya thi fesb.2,2012. naisubmit n nmn lht ng documents.pare wla pa rin kming natatangap yung retirement nya. gaano b ktgal ang proseso?